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3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 17
456 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

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24 of 456 Listings
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Homes Under $400K in St. Cloud, FL

24 of 456 Listings

  1. 2463 Independence Ln — photoPrice Reduced29

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica
Active

$271,900

3 bd · 2 ba · 1,860 sqft

2463 Independence Ln, St Cloud, FL

Kimley Simard · REAL BROKER, LLC

  • 520 Whistling Duck Trl — photoPrice Reduced8Active

    $378,000

    3 bd · 3 ba · 1,724 sqft

    520 Whistling Duck Trl, St Cloud, FL

    Susan Soto · LPT REALTY, LLC

  • 1821 17th St — photoPrice Reduced8Active

    $327,000

    4 bd · 2 ba · 1,937 sqft

    1821 17th St, St Cloud, FL

    Julio Lopez · JCL REALTY INC

  • 1260 Wycliffe Way — photo36Active

    $380,000

    3 bd · 3 ba · 1,568 sqft

    1260 Wycliffe Way, St Cloud, FL

    Luis Perez · NAIM REAL ESTATE LLC

  • 4566 Orchard Grove Rd — photoPrice Reduced28Active

    $359,000

    3 bd · 2 ba · 1,894 sqft

    4566 Orchard Grove Rd, St Cloud, FL

    Javier Pena · ROYAL REALTY REAL ESTATE, LLC

  • 118 Georgia Ave — photo32Active

    $335,000

    3 bd · 2 ba · 1,246 sqft

    118 Georgia Ave, St Cloud, FL

    Tiffany Chapman · DREAM BUILDERS REALTY

  • 1315 Pine Island Dr N — photoPrice Reduced53Active

    $355,000

    1 bd · 2 ba · 521 sqft

    1315 Pine Island Dr N, St Cloud, FL

    Stephanie Peterson, PA · TIE TEAM REALTY LLC

  • 5002 Rain Shadow Dr — photo49Active

    $319,000

    3 bd · 3 ba · 1,556 sqft

    5002 Rain Shadow Dr, St Cloud, FL

    Drew Wilson · AMPLIFY REAL ESTATE SERVICES FL

  • 2513 Independence Ln — photoPrice Reduced35Active

    $165,000

    3 bd · 2 ba · 1,519 sqft

    2513 Independence Ln, St Cloud, FL

    Jennifer Davis, PA · FLORIDA REALTY RESULTS LLC

  • 2791 King Oak Cir — photoPrice Reduced29Active

    $255,000

    3 bd · 2 ba · 1,126 sqft

    2791 King Oak Cir, St Cloud, FL

    Robin Wells · WEICHERT REALTORS HALLMARK PR

  • 1877 River Crest Ave — photoPrice Reduced31Active

    $364,000

    4 bd · 2 ba · 1,759 sqft

    1877 River Crest Ave, St Cloud, FL

    Gonzalo Lopez · ODRY VARGAS REALTY GROUP

  • 429 Virginia Ave — photoPrice Reduced38Active

    $339,000

    3 bd · 2 ba · 1,586 sqft

    429 Virginia Ave, St Cloud, FL

    Thomas Nickley, Jr · KELLER WILLIAMS REALTY AT THE PARKS

  • 1912 Maury Rd — photoPrice Reduced35Active

    $385,000

    4 bd · 3 ba · 2,419 sqft

    1912 Maury Rd, St Cloud, FL

    Carlos German · EXP REALTY LLC

  • 717 Preston Cove Dr — photo47Active

    $335,990

    3 bd · 3 ba · 1,463 sqft

    717 Preston Cove Dr, St Cloud, FL

    Stephen Cline · DR HORTON REALTY OF CENTRAL FLORIDA LLC

  • 3734 Moon Dancer Pl — photoPrice Reduced9Active

    $339,000

    4 bd · 3 ba · 2,847 sqft

    3734 Moon Dancer Pl, St Cloud, FL

    Jesse Carriedo · REALTYCITY INC

  • 9010 Concord Rd — photoPrice Reduced51Active

    $208,000

    3 bd · 3 ba · 1,428 sqft

    9010 Concord Rd, St Cloud, FL

    Kimberly Fouts, PA · BLUE MARLIN REAL ESTATE

  • 807 Tennessee Ave — photoPrice Reduced46Active

    $281,500

    2 bd · 2 ba · 1,160 sqft

    807 Tennessee Ave, St Cloud, FL

    Tania Crandall · SHORESTONE PROPERTY GROUP

  • 7631 Bent Tree Loop — photoPrice ReducedOpen house Thu, Oct 8 · 1:00 PM18Active

    $341,900

    3 bd · 2 ba · 1,515 sqft

    7631 Bent Tree Loop, St Cloud, FL

    Jannette Rodriguez · ADAMS HOMES REALTY, INC

  • 3645 Briarlynne Way — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM19Active

    $392,900

    4 bd · 3 ba · 2,335 sqft

    3645 Briarlynne Way, St Cloud, FL

    Viviani Moreno De Segovia · ADAMS HOMES REALTY, INC.

  • 4548 Orchard Grove Rd — photoPrice Reduced18Active

    $370,000

    4 bd · 2 ba · 1,894 sqft

    4548 Orchard Grove Rd, St Cloud, FL

    Tanya Vyushkina · IMPERIAL REALTY OF FLORIDA INC

  • 1821 Groveline Rd — photoPrice Reduced36Active

    $399,900

    3 bd · 2 ba · 1,668 sqft

    1821 Groveline Rd, St Cloud, FL

    Ingrid Mercado · LPT REALTY, LLC

  • 3609 Briarlynne Way — photoPrice ReducedOpen house Thu, Oct 8 · 1:00 PM18Active

    $341,900

    3 bd · 2 ba · 1,515 sqft

    3609 Briarlynne Way, St Cloud, FL

    Jannette Rodriguez · ADAMS HOMES REALTY, INC

  • 4991 Alita Ter — photoPrice Reduced44Active

    $337,995

    4 bd · 3 ba · 2,122 sqft

    4991 Alita Ter, St Cloud, FL

    Edwin Gomez · REAL BROKER, LLC

  • 4430 Rummell Rd — photoPrice Reduced28Active

    $335,000

    2 bd · 2 ba · 900 sqft

    4430 Rummell Rd, St Cloud, FL

    Rafael Ortiz Pena · KELLER WILLIAMS LEGACY REALTY

  • 1…16171819

    Explore St Cloud homes

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.