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3 bedsNew constructionWith a pool
811 listings

Homes Under $500K in St. Cloud, FL

Homes Under $500K in St. Cloud, FL

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24 of 811 Listings
Map

Homes Under $500K in St. Cloud, FL

24 of 811 Listings

  1. 4060 Packard Ave — photoNew23
Active

$300,000

3 bd · 2 ba · 1,620 sqft

4060 Packard Ave, St Cloud, FL

Tess US Uddenback Slack · BHHS FLORIDA REALTY

  • 1646 Cod St — photoNew50Active

    $245,000

    3 bd · 2 ba · 935 sqft

    1646 Cod St, St Cloud, FL

    Stephanie Peterson, PA · TIE TEAM REALTY LLC

  • 4620 Cypress Landing Ln — photoNew52Active

    $449,000

    4 bd · 3 ba · 2,547 sqft

    4620 Cypress Landing Ln, St Cloud, FL

    Brook Denmon · COLDWELL BANKER REALTY

  • 48 Sunset Haven Loop — photoNew8Active

    $379,900

    3 bd · 3 ba · 2,213 sqft

    48 Sunset Haven Loop, St Cloud, FL

    George Lindsey, III · CAMBRIDGE REALTY OF CENTRAL FL

  • 46 Sunset Haven Loop — photoNew6Active

    $389,900

    4 bd · 3 ba · 2,336 sqft

    46 Sunset Haven Loop, St Cloud, FL

    George Lindsey, III · CAMBRIDGE REALTY OF CENTRAL FL

  • 5108 Natalia Dr — photoNew25Active

    $352,990

    4 bd · 3 ba · 2,071 sqft

    5108 Natalia Dr, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 1638 Cod St — photoNew3Active

    $295,000

    2 bd · 2 ba · 959 sqft

    1638 Cod St, St Cloud, FL

    Jeff Baker · WATSON REALTY CORP

  • 1901 10th St — photoOpen house Sat, Oct 17 · 12:00 PM26Active

    $375,000

    2 bd · 2 ba · 1,698 sqft

    1901 10th St, St Cloud, FL

    Pamela Grabenhorst · THE WILKINS WAY LLC

  • 531 Pacito Way — photo41Active

    $290,000

    3 bd · 3 ba · 1,832 sqft

    531 Pacito Way, St Cloud, FL

    Maria Henao PA · LA ROSA REALTY KISSIMMEE

  • 381 Grand Pine Ln — photoNew39Active

    $274,900

    3 bd · 3 ba · 1,594 sqft

    381 Grand Pine Ln, St Cloud, FL

    Carmen Serrano Giubilei · RE/MAX EXCLUSIVE COLLECTION

  • NewActive

    $270,000

    2 bd · 2 ba · 1,257 sqft

    3401 Celena Cir, St Cloud, FL

    Marcos Urbina · MY REALTY GROUP, LLC.

  • 4211 Floating Orchid Ct — photo10Active

    $2,600

    3 bd · 2 ba · 1,435 sqft

    4211 Floating Orchid Ct, St Cloud, FL

    Sheryl Cury, PA · LA ROSA REALTY LLC

  • 880 Livestock Loop — photoNew51Active

    $410,000

    3 bd · 3 ba · 2,244 sqft

    880 Livestock Loop, St Cloud, FL

    Jenny Wemert · WEMERT GROUP REALTY LLC

  • 5104 Natalia Dr — photoNew25Active

    $352,990

    4 bd · 3 ba · 2,071 sqft

    5104 Natalia Dr, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 931 Livestock Loop — photoNew29Active

    $408,000

    3 bd · 2 ba · 1,709 sqft

    931 Livestock Loop, St Cloud, FL

    Maria Gomez Arevalo, PA · MY REALTY GROUP, LLC.

  • 6456 Creation St — photoNew31Active

    $335,000

    3 bd · 2 ba · 1,364 sqft

    6456 Creation St, St Cloud, FL

    Jamie Bollinger · EXP REALTY LLC

  • 4882 Stone Acres Cir — photoNew44Active

    $365,000

    3 bd · 2 ba · 1,894 sqft

    4882 Stone Acres Cir, St Cloud, FL

    Gilbert Rivera · GR REALTY EXPERTS

  • 4457 Seagrape Ave — photoNew30Active

    $470,990

    4 bd · 3 ba · 2,366 sqft

    4457 Seagrape Ave, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 5154 Tana Ter — photoNew58Active

    $375,000

    4 bd · 2 ba · 1,828 sqft

    5154 Tana Ter, St Cloud, FL

    Tatiana Diaz · FLORIDA LAKES REALTY

  • 4435 Elliots Astor Blvd — photoNew5Active

    $336,000

    3 bd · 3 ba · 1,823 sqft

    4435 Elliots Astor Blvd, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 3330 Kelsey Ln — photo14Active

    $345,000

    4 bd · 2 ba · 1,687 sqft

    3330 Kelsey Ln, St Cloud, FL

    Elise Garcia Cintron · EMPIRE NETWORK REALTY

  • 1706 Charleston Ln — photoNew23Active

    $250,000

    3 bd · 2 ba · 920 sqft

    1706 Charleston Ln, St Cloud, FL

    Daisy Mera · GLOBALWIDE REALTY LLC

  • 3800 Chaplain Rd — photoNew48Active

    $455,000

    3 bd · 2 ba · 1,500 sqft

    3800 Chaplain Rd, St Cloud, FL

    Chris Woeste · TIE TEAM REALTY LLC

  • 1215 Lakeshore Blvd — photoNew22Active

    $375,000

    3 bd · 2 ba · 1,400 sqft

    1215 Lakeshore Blvd, St Cloud, FL

    Steve Pugh · EXP REALTY LLC

  • 12…34

    About Homes Under $500K in St. Cloud, FL

    Homes Under $500K in St. Cloud, FL: 811 active listings as of October 16, 2026, 21:04 UTC.

    Property types among these 811 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
    Property typeListingsShare
    Single Family Residence61575.8%
    Townhouse10813.3%
    Manufactured Home435.3%
    Condominium182.2%
    Mobile Home81.0%

    Explore St Cloud homes

    By price

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    The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 108 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 22, 2026

    Median sale price
    $407,700$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    89
    Paid in cash
    36.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    34 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.7%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.
    Homes Under $500K in St. Cloud, FL