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3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 18
458 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

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24 of 458 Listings
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Homes Under $400K in St. Cloud, FL

24 of 458 Listings

  1. 4991 Alita Ter — photoPrice Reduced44

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica
Active

$337,995

4 bd · 3 ba · 2,122 sqft

4991 Alita Ter, St Cloud, FL

Edwin Gomez · REAL BROKER, LLC

  • 4430 Rummell Rd — photoPrice Reduced28Active

    $335,000

    2 bd · 2 ba · 900 sqft

    4430 Rummell Rd, St Cloud, FL

    Rafael Ortiz Pena · KELLER WILLIAMS LEGACY REALTY

  • 2541 Harmonia Hammock Rd — photoPrice Reduced8Active

    $400,000

    3 bd · 2 ba · 1,676 sqft

    2541 Harmonia Hammock Rd, St Cloud, FL

    Paul Chisholm · LOVEJOY PROFESSIONAL REALTY, INC

  • 913 Michigan Ave — photo19Active

    $210,000

    2 bd · 2 ba · 1,383 sqft

    913 Michigan Ave, St Cloud, FL

    Stephanie Barber · HOME & HIVE REALTY

  • 2009 Napoli Dr — photoPrice Reduced32Active

    $400,000

    4 bd · 2 ba · 1,670 sqft

    2009 Napoli Dr, St Cloud, FL

    Idaris Morales Sierra, PA · AXEN REALTY, LLC

  • 2517 Independence Ln — photoPrice Reduced38Active

    $199,900

    2 bd · 2 ba · 1,565 sqft

    2517 Independence Ln, St Cloud, FL

    Dawn Grigsby · EXP REALTY LLC

  • 2282 Nuthatch St — photoPrice Reduced50Active

    $385,000

    4 bd · 3 ba · 2,204 sqft

    2282 Nuthatch St, St Cloud, FL

    Wendy Aldana LLC · PREFERRED REAL ESTATE BROKERS

  • 6404 Sprucepine Ln — photoPrice Reduced32Active

    $379,990

    5 bd · 3 ba · 2,445 sqft

    6404 Sprucepine Ln, St Cloud, FL

    Vivian Pascual · VP REALTY

  • 2196 Tay Wes Dr — photo20Active

    $277,000

    3 bd · 3 ba · 1,676 sqft

    2196 Tay Wes Dr, St Cloud, FL

    Ken Pozek · REAL BROKER, LLC

  • 3166 Sweet Acres Pl — photoPrice Reduced29Active

    $349,990

    3 bd · 2 ba · 1,547 sqft

    3166 Sweet Acres Pl, St Cloud, FL

    Nidia Reyes · MY REALTY GROUP, LLC.

  • 3960 Guernsey Bnd — photoPrice Reduced45Active

    $398,000

    4 bd · 2 ba · 1,950 sqft

    3960 Guernsey Bnd, St Cloud, FL

    Alejandro Rodriguez · AROD PARTNERS REALTY

  • 2320 Darby Ln — photoPrice Reduced30Active

    $259,000

    3 bd · 2 ba · 1,056 sqft

    2320 Darby Ln, St Cloud, FL

    Rachel Santos · WEICHERT REALTORS HALLMARK PRO

  • 4725 Avon Ct — photoPrice Reduced29Active

    $165,000

    2 bd · 2 ba · 967 sqft

    4725 Avon Ct, St Cloud, FL

    Breeze McIntee · LANDCRAFT REALTY GROUP, LLC

  • 6447 Cyrils Dr — photoPrice Reduced26Active

    $329,900

    4 bd · 3 ba · 1,855 sqft

    6447 Cyrils Dr, St Cloud, FL

    Devin Kelley · PREMIER LIVING, LLC.

  • 694 Michigan Ct #1 — photo1Active

    $165,000

    2 bd · 1 ba · 784 sqft

    694 Michigan Ct #1, St Cloud, FL

    Luban Quiceno · TREASURE PROPERTY GROUP LLC

  • 694 Michigan Ct #3 — photo23Active

    $165,000

    2 bd · 1 ba · 784 sqft

    694 Michigan Ct #3, St Cloud, FL

    Luban Quiceno · TREASURE PROPERTY GROUP LLC

  • 2434 N Cliff Way — photoPrice Reduced46Active

    $375,000

    2 bd · 2 ba · 1,584 sqft

    2434 N Cliff Way, St Cloud, FL

    Rosannie Quinones · BETTER HOMES & GARDENS RE LIFESTYLES

  • 5040 S Kaliga Dr — photoPrice Reduced22Active

    $375,000

    1 bd · 1 ba · 400 sqft

    5040 S Kaliga Dr, St Cloud, FL

    Kris Van Der Snel · CORCORAN CONNECT LLC

  • 694 Michigan Ct #4 — photo29Active

    $165,000

    2 bd · 1 ba · 784 sqft

    694 Michigan Ct #4, St Cloud, FL

    Luban Quiceno · TREASURE PROPERTY GROUP LLC

  • 7625 Bent Tree Loop — photoPrice ReducedOpen house Thu, Oct 8 · 11:00 AM20Active

    $352,900

    3 bd · 2 ba · 1,415 sqft

    7625 Bent Tree Loop, St Cloud, FL

    Jannette Rodriguez · ADAMS HOMES REALTY, INC

  • 7544 Bent Tree Loop — photoPrice Reduced13Active

    $374,900

    4 bd · 3 ba · 2,200 sqft

    7544 Bent Tree Loop, St Cloud, FL

    Juan Torres Gil · ADAMS HOMES REALTY, INC.

  • 1340 Stockwell Ave — photoPrice Reduced34Active

    $350,000

    3 bd · 3 ba · 1,648 sqft

    1340 Stockwell Ave, St Cloud, FL

    Romina Peragine, PLLC · FLORIDA REALTY INVESTMENTS

  • 9365 Denver Dr — photo23Active

    $395,000

    4 bd · 2 ba · 1,512 sqft

    9365 Denver Dr, St Cloud, FL

    Kimberly Fouts, PA · BLUE MARLIN REAL ESTATE

  • 5120 Caspian Street — photo17Active

    $379,000

    3 bd · 3 ba · 1,884 sqft

    5120 Caspian Street, St Cloud, FL

    Yamira Rodriguez · My Realty Group, LLC.

  • 1…17181920

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    BeachesMLS
    All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
    Listing information ©2026 Beaches Multiple Listing Service®. All Rights Reserved. Data Last Updated: 2026-09-23 11:57:22 UTC
    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.