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3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 16
456 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

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24 of 456 Listings
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Homes Under $400K in St. Cloud, FL

24 of 456 Listings

  1. 5882 Herder Rd — photo14Active

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica

$356,000

3 bd · 2 ba · 1,663 sqft

5882 Herder Rd, St Cloud, FL

Sol Peinado · LPT REALTY, LLC

  • 4764 Mallard Dr — photoPrice Reduced12Active

    $268,000

    3 bd · 2 ba · 1,052 sqft

    4764 Mallard Dr, St Cloud, FL

    Nelson Benavides · ALPHA HOMES & INVESTMENT, INC.

  • 1705 Delaware Ave — photoPrice Reduced24Active

    $225,000

    1 bd · 1 ba · 700 sqft

    1705 Delaware Ave, St Cloud, FL

    Kristy Cook · EXP REALTY LLC

  • 4793 Sunset Rd — photo30Active

    $350,000

    3 bd · 2 ba · 1,620 sqft

    4793 Sunset Rd, St Cloud, FL

    Vanessa Medina Conde · KELLER WILLIAMS ADVANTAGE III

  • 2865 Mosshire Cir — photoPrice Reduced43Active

    $339,999

    4 bd · 2 ba · 1,696 sqft

    2865 Mosshire Cir, St Cloud, FL

    Jesca Rodriguez · NONA LEGACY POWERED BY LA ROSA

  • 9165 Luna Dr — photoPrice Reduced41Active

    $351,000

    4 bd · 2 ba · 1,836 sqft

    9165 Luna Dr, St Cloud, FL

    Kelly Foster · FLORIDA LUX LISTINGS, LLC

  • 7612 Bent Tree Loop — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM18Active

    $367,900

    4 bd · 2 ba · 1,820 sqft

    7612 Bent Tree Loop, St Cloud, FL

    Viviani Moreno De Segovia · ADAMS HOMES REALTY, INC.

  • 7606 Bent Tree Loop — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM21Active

    $360,000

    3 bd · 2 ba · 1,780 sqft

    7606 Bent Tree Loop, St Cloud, FL

    Viviani Moreno De Segovia · ADAMS HOMES REALTY, INC.

  • 3676 Scarlet Oak Dr — photoPrice Reduced30Active

    $350,000

    3 bd · 2 ba · 1,412 sqft

    3676 Scarlet Oak Dr, St Cloud, FL

    Ray Al Malt · EXP REALTY LLC

  • 4800 Poolside Dr — photo24Active

    $344,999

    3 bd · 3 ba · 2,122 sqft

    4800 Poolside Dr, St Cloud, FL

    Johany Utrera · AVID REALTY LLC

  • 2536 Starry Pt — photoPrice Reduced14Active

    $359,990

    4 bd · 3 ba · 2,027 sqft

    2536 Starry Pt, St Cloud, FL

    Stephen Wood · RISEWELL HOMES FLORIDA LLC

  • 7636 Bent Tree Loop — photoPrice ReducedOpen house Thu, Oct 8 · 11:00 AM21Active

    $378,900

    3 bd · 2 ba · 1,970 sqft

    7636 Bent Tree Loop, St Cloud, FL

    Jannette Rodriguez · ADAMS HOMES REALTY, INC

  • 6098 Windy Leaf Aly — photoPrice Reduced26Active

    $399,000

    4 bd · 3 ba · 2,490 sqft

    6098 Windy Leaf Aly, St Cloud, FL

    Elizabeth Santiago Moyet · ALLEGIANT MANAGEMENT GROUP INC

  • 4100 Natchez Trace Dr — photoPrice Reduced15Active

    $311,000

    3 bd · 2 ba · 1,256 sqft

    4100 Natchez Trace Dr, St Cloud, FL

    Annette Pabon · ARMAND & ASSOCIATES REALTY INC

  • 4805 Sparrow Dr — photoPrice Reduced18Active

    $385,000

    3 bd · 2 ba · 1,280 sqft

    4805 Sparrow Dr, St Cloud, FL

    Catherine Ferrer Vazquez · COLDWELL BANKER REALTY

  • 3693 Ricky Ln — photoPrice Reduced23Active

    $344,900

    3 bd · 2 ba · 1,438 sqft

    3693 Ricky Ln, St Cloud, FL

    Michelle Fournier · PETRA WORLDWIDE

  • 5076 Rain Shadow Dr — photoPrice Reduced39Active

    $340,000

    4 bd · 3 ba · 1,769 sqft

    5076 Rain Shadow Dr, St Cloud, FL

    Leydy Londono · HOMESMART

  • 1144 Monroe Ave — photoPrice Reduced27Active

    $299,900

    3 bd · 2 ba · 1,230 sqft

    1144 Monroe Ave, St Cloud, FL

    Karlene Grimes · KELLER WILLIAMS ADVANTAGE III

  • 2190 Bur Oak Blvd — photoPrice Reduced56Active

    $375,000

    3 bd · 2 ba · 1,725 sqft

    2190 Bur Oak Blvd, St Cloud, FL

    Stacie Brown Kelly · KELLER WILLIAMS ADVANTAGE REALTY

  • 4035 Kindling Wood Way — photoPrice Reduced35Active

    $391,800

    5 bd · 4 ba · 2,335 sqft

    4035 Kindling Wood Way, St Cloud, FL

    George Lindsey, III · CAMBRIDGE REALTY OF CENTRAL FL

  • listing photoPrice Reduced20Active

    $309,900

    2 bd · 1 ba · 1,026 sqft

    Address withheld · St Cloud, FL

    Tommy Joynes · ST. CLOUD REAL ESTATE

  • 1402 Mount Royal Dr — photoPrice Reduced35Active

    $349,990

    3 bd · 3 ba · 1,691 sqft

    1402 Mount Royal Dr, St Cloud, FL

    Stacie Brown Kelly · KELLER WILLIAMS ADVANTAGE REALTY

  • 2519 Independence Ln — photoPrice Reduced39Active

    $164,999

    2 bd · 2 ba · 1,304 sqft

    2519 Independence Ln, St Cloud, FL

    Jeanine Corcoran · CORCORAN CONNECT LLC

  • 4637 Glencrest Loop — photoPrice Reduced39Active

    $345,000

    3 bd · 2 ba · 1,552 sqft

    4637 Glencrest Loop, St Cloud, FL

    Georgiann Hrabia · BLUE CHIP REALTY PREFERRED INC

  • 1…151617…19

    Explore St Cloud homes

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.