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3 beds New construction With a pool

Homes Under $400K in St. Cloud, FL

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24 of 458 Listings

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24 of 458 Listings

Price Reduced54

Homes Under $400K in St. Cloud, FL — Page 15

458 listings

Homes Under $400K in St. Cloud, FL

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24 of 458 Listings

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Homes Under $400K in St. Cloud, FL

24 of 458 Listings

Your St Cloud agent

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

Call Veronica

Price Reduced54

Your St Cloud agent

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

Call Veronica

Active

$369,999

4 bd · 2 ba · 1,650 sqft

1019 Chamberlin Trl, St Cloud, FL

Dawn Grigsby · EXP REALTY LLC

Price Reduced22Active

$329,000

3 bd · 2 ba · 1,260 sqft

3102 Garden Ct, St Cloud, FL

Calvin Bolden · LPT REALTY, LLC

Price Reduced30Active

$259,900

2 bd · 1 ba · 800 sqft

606 New York Ave #New York Ave, St Cloud, FL

Claire Albritton · DAVIS REAL ESTATE GROUP

Your St Cloud agent

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

Call Veronica

27Active

$285,000

2 bd · 2 ba · 1,113 sqft

924 Virginia Ave, St Cloud, FL

Patricia McCabe · DREAM BUILDERS REALTY

Price Reduced63Active

$314,900

3 bd · 3 ba · 1,876 sqft

3523 Clay Brick Rd, St Cloud, FL

Jeanine Corcoran · CORCORAN CONNECT LLC

Price Reduced38Active

$390,000

4 bd · 2 ba · 2,026 sqft

1940 Fawn Meadow Cir, St Cloud, FL

Paola Almonte · REMAX PREMIER PROPERTIES

Open house Fri, Oct 9 · 10:00 AM20Active

$384,990

4 bd · 2 ba · 1,828 sqft

5285 Masser Rd, St Cloud, FL

Stephen Cline · DR HORTON REALTY OF CENTRAL FLORIDA LLC

31Active

$385,000

4 bd · 2 ba · 1,950 sqft

4230 Holstein St, St Cloud, FL

Javier Pena · ROYAL REALTY REAL ESTATE, LLC

Price Reduced31Active

$341,900

3 bd · 2 ba · 1,420 sqft

922 Delaware Ave, St Cloud, FL

Octavio Abreu · NORKIS & CO REALTY

Price Reduced41Active

$400,000

4 bd · 2 ba · 1,996 sqft

5542 Toulouse Ln, St Cloud, FL

Geinnessis Martinez · AROD PARTNERS REALTY

22Active

$315,000

2 bd · 2 ba · 1,515 sqft

5380 Spoonflower Ct, St Cloud, FL

Michelle Campbell · TAYLOR MORRISON REALTY OF FLORIDA INC

Price ReducedOpen house Fri, Oct 9 · 10:00 AM7Active

$313,000

3 bd · 3 ba · 1,566 sqft

4539 Rangeland Way, St Cloud, FL

Bryan Sumner · MERITAGE HOMES OF FL REALTY

Price Reduced36Active

$392,000

5 bd · 3 ba · 2,287 sqft

584 Pink Ibis Bnd, St Cloud, FL

Andrew Kincaid · BHHS FLORIDA REALTY

Price Reduced41Active

$289,000

5 bd · 2 ba · 2,280 sqft

9085 Mercury Dr, St Cloud, FL

Kristen Pintor · REALTY OF AMERICA

Price Reduced51Active

$350,000

4 bd · 2 ba · 1,894 sqft

4563 Orchard Grove Rd, St Cloud, FL

Egley Velasco · PRIMUS CRE GROUP

Price Reduced34Active

$379,900

4 bd · 2 ba · 2,140 sqft

2091 Fawn Meadow Cir, St Cloud, FL

Joshua Nogowski · TAH FLORIDA LLC

20Active

$359,000

3 bd · 2 ba · 1,229 sqft

1725 California Ave, St Cloud, FL

Luis Nieto · AROD PARTNERS REALTY

Price Reduced45Active

$349,000

3 bd · 2 ba · 1,433 sqft

20 Macon Way, St Cloud, FL

Kimberly Gamble · CORCORAN CONNECT LLC

9Active

$399,910

3 bd · 2 ba · 1,412 sqft

5625 White Ibis Point, St Cloud, FL

Robert St. Pierre · WEEKLEY HOMES REALTY COMPANY

Price Reduced26Active

$349,900

3 bd · 2 ba · 1,504 sqft

6436 Fig Leaf St, St Cloud, FL

Steven Koleno · BEYCOME OF FLORIDA LLC

27Active

$329,000

3 bd · 3 ba · 1,824 sqft

4887 Cross Prairie Pkwy, St Cloud, FL

Sarah Viana Cohim Fernandez · MCO REALTY GROUP LLC

Price Reduced45Active

$320,000

2 bd · 2 ba · 1,464 sqft

2486 Datura Loop, St Cloud, FL

Kristy Cook · EXP REALTY LLC

Price Reduced9Active

$349,900

3 bd · 2 ba · 1,614 sqft

2816 Swooping Sparrow Dr, St Cloud, FL

Karia Ortiz · FORTEZA REALTY LLC

29Active

$379,900

3 bd · 2 ba · 1,500 sqft

285 White Heron Way, St Cloud, FL

G Clef Ho Shing · CHARLES RUTENBERG REALTY ORLANDO

1…14 15 16…20

Listing data & MLS disclosures

Stellar MLS: Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

St. Cloud housing market

September 2026 · This period is still settling

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 16, 2026

Median sale price: $410,000$338,000–$495,000 typical range
Price per sq. ft.: $193
Sales: 77
Paid in cash: 39.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $394,900

St. Cloud, FL community profile

Population: 71,186
Median income: $66,448
Housing units: 26,304
People per sq. mi.: 2,303.8
Area: 30.9 sq. mi.

Source: HJN community data

Explore St Cloud homes

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55+ Community Homes

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

Your St Cloud agent

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

Call Veronica

Listing data & MLS disclosures

Stellar MLS: Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

St. Cloud, FL community profile

Population: 71,186
Median income: $66,448
Housing units: 26,304
People per sq. mi.: 2,303.8
Area: 30.9 sq. mi.

Source: HJN community data

St. Cloud housing market

September 2026 · This period is still settling

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 16, 2026

Median sale price: $410,000$338,000–$495,000 typical range
Price per sq. ft.: $193
Sales: 77
Paid in cash: 39.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $394,900

Homes for sale

522

Median days on market

35 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -8.2%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 1,824 sq. ft.