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Waterfront Homes in Panama City Beach, FL
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3 bedsNew constructionWith a pool

Waterfront Homes in Panama City Beach, FL

Waterfront Homes in Panama City Beach, FL

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22 of 682 Listings
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Waterfront Homes in Panama City Beach, FL

22 of 682 Listings

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Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
  1. 17135 Front Beach Road 15 — photoNew20Active

    $1,350,000

    3 bd · 3 ba · 1,764 sqft

    17135 Front Beach Road 15, Panama City Beach, FL

    Ralph Harvey · ListWithFreedom.com Inc.

  2. 9900 S Thomas Drive Unit 2331 — photo42Active

    $625,000

    3 bd · 3 ba · 1,400 sqft

    9900 S Thomas Drive Unit 2331, Panama City Beach, FL

    Marcy L O'Donnell · Luxe Coastal Realty

  3. 14701 Front Beach Road 1925 — photo45Active

    $500,000

    2 bd · 2 ba · 1,299 sqft

    14701 Front Beach Road 1925, Panama City Beach, FL

    Marcy L O'Donnell · Luxe Coastal Realty

  4. 1101 Sawgrass Court 102 — photoNew40Active

    $605,000

    2 bd · 2 ba · 1,301 sqft

    1101 Sawgrass Court 102, Panama City Beach, FL

    Helen M Babbs · People 1st Real Estate, LLC

  5. 8727 Thomas Drive Unit a2 — photoNew67Active

    $649,000

    3 bd · 3 ba · 1,750 sqft

    8727 Thomas Drive Unit a2, Panama City Beach, FL

    Chad A Roig · 1 Percent Lists Florida Coast

  6. 23223 Front Beach Road #919 — photo35Active

    $599,000

    2 bd · 2 ba · 983 sqft

    23223 Front Beach Road #919, Panama City Beach, FL

    Alicia K Byers · Watersound Real Estate

  7. 11807 Front Beach Road #1907 — photo77Active

    $639,000

    2 bd · 2 ba · 1,135 sqft

    11807 Front Beach Road #1907, Panama City Beach, FL

    Rhonda G Musch · Equity & Trust Realty Inc

  8. 9900 S Thomas Drive 1805 — photo70Active

    $265,000

    0 bd · 1 ba · 473 sqft

    9900 S Thomas Drive 1805, Panama City Beach, FL

    Alice de La Penha · Coldwell Banker Realty

  9. 16701 Front Beach Road 604 — photo39Active

    $595,000

    2 bd · 3 ba · 1,365 sqft

    16701 Front Beach Road 604, Panama City Beach, FL

    Scott B Pelletier · Beach Haven Realty

  10. 14401 Front Beach Road 308 — photoPrice Reduced19Active

    $174,900

    — bd · 1 ba · 330 sqft

    14401 Front Beach Road 308, Panama City Beach, FL

    Christopher C Jennings · CENTURY 21 AllPoints Realty

  11. 14401 Front Beach Road 423 — photoPrice Reduced21Active

    $174,900

    — bd · 1 ba · 330 sqft

    14401 Front Beach Road 423, Panama City Beach, FL

    Christopher C Jennings · CENTURY 21 AllPoints Realty

  12. 15817 Front Beach Road 1-1606 — photo40Active

    $649,500

    2 bd · 2 ba · 1,223 sqft

    15817 Front Beach Road 1-1606, Panama City Beach, FL

    Mary L Tisdale · Keller Williams Realty Emerald

  13. 15625 Front Beach Road 1802 — photo89Active

    $1,200,000

    3 bd · 3 ba · 1,716 sqft

    15625 Front Beach Road 1802, Panama City Beach, FL

    Melissa Harris · MJH Real Estate Brokerage, LLC

  14. 6422 W Highway 98 506 — photo93Active

    $599,000

    3 bd · 3 ba · 1,916 sqft

    6422 W Highway 98 506, Panama City Beach, FL

    Coralee King-Denmark · Real Broker LLC

  15. 16819 Front Beach Road Unit 314 — photo50Active

    $529,000

    2 bd · 3 ba · 1,131 sqft

    16819 Front Beach Road Unit 314, Panama City Beach, FL

    Darlene S Kluck · Lokation

  16. 2340 Pelican Bay Court — photo61Active

    $715,000

    3 bd · 4 ba · 2,182 sqft

    2340 Pelican Bay Court, Panama City Beach, FL

    Susan R Cantrell · Central Bay Realty and Property Management LLC

  17. 4725 Bay Point Road 158 — photo41Active

    $255,000

    1 bd · 1 ba · 900 sqft

    4725 Bay Point Road 158, Panama City Beach, FL

    Lee Ann Swartzentruber · Epique Realty Inc

  18. 9450 S Thomas Drive 1805D — photo2Active

    $339,000

    1 bd · 1 ba · 745 sqft

    9450 S Thomas Drive 1805D, Panama City Beach, FL

    Robert B Ellis · Keller Williams Realty Emerald

  19. 10611 Front Beach Road 1303 — photo46Active

    $999,900

    4 bd · 4 ba · 1,637 sqft

    10611 Front Beach Road 1303, Panama City Beach, FL

    Marc A Miller · Scenic Sotheby's International Realty

  20. 9860 S Thomas Drive 2127 — photo76Active

    $399,999

    2 bd · 2 ba · 1,262 sqft

    9860 S Thomas Drive 2127, Panama City Beach, FL

    Meghan Hall Team · Keller Williams Realty Emerald

  21. 6422 W Highway 98 904 — photo57Active

    $430,000

    2 bd · 2 ba · 1,384 sqft

    6422 W Highway 98 904, Panama City Beach, FL

    Michelle L Ginn · ERA Neubauer Real Estate, Inc

  22. 7018 S Lagoon Drive — photo74Active

    $999,900

    2 bd · 2 ba · 1,537 sqft

    7018 S Lagoon Drive, Panama City Beach, FL

    Marc A Miller · Scenic Sotheby's International Realty

12…29

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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Listing data & MLS disclosures

Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-09-22 01:48:15 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-09-21 22:57:04 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
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    Your local brokerage

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    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

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    Panama City Beach, FL community profile

    Population
    20,963
    Median income
    $79,312
    Housing units
    20,900
    People per sq. mi.
    152.9
    Area
    137.1 sq. mi.

    Source: HJN community data

    Panama City Beach housing market

    August 2026 · This period is still settling

    Panama City Beach 12-month median sale price trend

    Selling at 96.9% of asking price

    Buyers here are paying below asking. MLS · 220 sales · as of Aug 31, 2026

    Homes that sold · County records, as of Aug 31, 2026

    Median sale price
    $492,000$323,750–$861,750 typical range
    Price per sq. ft.
    $315
    Sales
    195
    Paid in cash
    47.7%

    Homes on the market · MLS, as of Aug 31, 2026

    Median days on market
    77 days

    Price trend · Assessor repeat sales, as of Aug 31, 2026

    Year-over-year
    -7.4%