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Homes Under $500K in Panama City Beach, FL
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Buy

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3 bedsNew constructionWith a pool

Homes Under $500K in Panama City Beach, FL

Homes Under $500K in Panama City Beach, FL

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23 of 968 Listings
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Homes Under $500K in Panama City Beach, FL

23 of 968 Listings

Your local brokerage

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Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
  1. 17757 Front Beach Road 1406D — photoNew19Active

    $395,000

    1 bd · 2 ba · 846 sqft

    17757 Front Beach Road 1406D, Panama City Beach, FL

    Anita Powell · Coldwell Banker Realty

  2. 22222 Inlet Beach Drive — photoNew93Active

    $365,000

    4 bd · 2 ba · 1,524 sqft

    22222 Inlet Beach Drive, Panama City Beach, FL

    Gardner Notte Advisory · Rosemary Beach Realty LLC

  3. 9900 S Thomas Drive 2126 — photoNew87Active

    $329,900

    1 bd · 2 ba · 936 sqft

    9900 S Thomas Drive 2126, Panama City Beach, FL

    Alice de La Penha · Coldwell Banker Realty

  4. 214 Summerwood Drive — photoNew21Active

    $489,999

    3 bd · 2 ba · 1,658 sqft

    214 Summerwood Drive, Panama City Beach, FL

    Joan Winchell PLLC · Berkshire Hathaway HomeServices Beach Properties of Florida

  5. 6500 Bridge Water Way 702 — photoPrice Reduced34Active

    $410,000

    2 bd · 2 ba · 1,447 sqft

    6500 Bridge Water Way 702, Panama City Beach, FL

    Victoria Gillman · Gillman Group Realty

  6. 6532 Harbour Boulevard — photo38Active

    $324,900

    2 bd · 3 ba · 1,165 sqft

    6532 Harbour Boulevard, Panama City Beach, FL

    Kaitlyn Fucci · Salty Marlin Realty LLC

  7. 8485 Dreams Float Court — photoNew94Active

    $394,900

    2 bd · 2 ba · 1,315 sqft

    8485 Dreams Float Court, Panama City Beach, FL

    Terri M Snyder · Bob Hodges And Sons Realty

  8. 17670 Front Beach Road J7 — photo36Active

    $350,000

    2 bd · 2 ba · 864 sqft

    17670 Front Beach Road J7, Panama City Beach, FL

    Teague Martin · LoKation Real Estate

  9. 8727 Thomas Drive Unit B6 — photoNew32Active

    $460,000

    3 bd · 3 ba · 1,512 sqft

    8727 Thomas Drive Unit B6, Panama City Beach, FL

    Garrett S Aune · Beachy Beach Real Estate

  10. 117 Summer Breeze Road — photoNew67Active

    $479,000

    3 bd · 2 ba · 2,160 sqft

    117 Summer Breeze Road, Panama City Beach, FL

    Mike S Herring · Keller Williams Realty Emerald

  11. 101 Cain Road Unit H — photoNew32Active

    $209,900

    0 bd · 1 ba · 410 sqft

    101 Cain Road Unit H, Panama City Beach, FL

    Cynthia K Chavira · Own It Real Estate LLC

  12. 8743 Thomas Drive 1222 — photoNew18Active

    $339,000

    1 bd · 2 ba · 740 sqft

    8743 Thomas Drive 1222, Panama City Beach, FL

    Vi Bazhenova · Fun Quest Vacation Rentals Corp

  13. 717 Longpoint Way — photo1Active

    $454,900

    4 bd · 3 ba · 1,926 sqft

    717 Longpoint Way, Panama City Beach, FL

    Kate Hubbell · Beach House Sales and Development

  14. 219 Palmeras Marinas Lane — photo45Active

    $339,000

    3 bd · 3 ba · 1,459 sqft

    219 Palmeras Marinas Lane, Panama City Beach, FL

    Holly W D'Arcy · Berkshire Hathaway HomeServices

  15. 561 Hancock Way — photoNew26Active

    $439,535

    4 bd · 2 ba · 1,799 sqft

    561 Hancock Way, Panama City Beach, FL

    Pamela K Hawkins · DR Horton Realty of Emerald Coast, LLC

  16. 9900 S Thomas Drive 2230 — photoPrice Reduced53Active

    $320,000

    1 bd · 2 ba · 951 sqft

    9900 S Thomas Drive 2230, Panama City Beach, FL

    Kelly R Zarda · Emerald Coast Real Estate & Vacations LLC

  17. 356 Bartlett Cove — photoNew48Active

    $492,645

    5 bd · 3 ba · 2,550 sqft

    356 Bartlett Cove, Panama City Beach, FL

    Pamela K Hawkins · DR Horton Realty of Emerald Coast, LLC

  18. 9860 S Thomas Drive Unit 1913 — photo52Active

    $355,000

    1 bd · 2 ba · 1,047 sqft

    9860 S Thomas Drive Unit 1913, Panama City Beach, FL

    Tina Lamonica · Think Real Estate

  19. 212 16th Street — photo41Active

    $425,000

    3 bd · 2 ba · 1,372 sqft

    212 16th Street, Panama City Beach, FL

    Theresa E Callahan · Anchor Realty Florida

  20. 15928 Front Beach Road 32005 — photoPrice Reduced29Active

    $399,900

    1 bd · 2 ba · 1,103 sqft

    15928 Front Beach Road 32005, Panama City Beach, FL

    MELINDA Azar · EXP Realty LLC

  21. 520 Richard Jackson Boulevard 2409 — photoPrice Reduced70Active

    $269,900

    2 bd · 2 ba · 1,254 sqft

    520 Richard Jackson Boulevard 2409, Panama City Beach, FL

    Marc A Miller · Scenic Sotheby's International Realty

  22. 9900 S Thomas Drive 1911 — photoNew28Active

    $365,000

    2 bd · 2 ba · 907 sqft

    9900 S Thomas Drive 1911, Panama City Beach, FL

    Sara M Reese · Compass

  23. 306 Carolyn Avenue — photoNew41Active

    $299,000

    3 bd · 2 ba · 2,012 sqft

    306 Carolyn Avenue, Panama City Beach, FL

    Paul D Gibney · Corcoran Reverie

12…41

About Homes Under $500K in Panama City Beach, FL

Homes Under $500K in Panama City Beach, FL: 968 active listings as of October 3, 2026, 04:08 UTC.

Property types among these 968 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Condominium58360.2%
Single Family Residence18018.6%
Attached12512.9%
Manufactured Home373.8%
Attached Single Unit282.9%
Mobile Home50.5%
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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Listing data & MLS disclosures

Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-10-02 20:09:06 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-10-03 02:53:45 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

Panama City Beach, FL community profile

Population
20,963
Median income
$79,312
Housing units
20,900
People per sq. mi.
152.9
Area
137.1 sq. mi.

Source: HJN community data

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    Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

    Call Thomas

    Panama City Beach housing market

    September 2026 · This period is still settling

    Panama City Beach 12-month median sale price trend

    Selling at 97.5% of asking price

    Buyers here are paying below asking. MLS · 179 sales · as of Sep 29, 2026

    Homes that sold · County records, as of Sep 8, 2026

    Median sale price
    $460,000$312,500–$802,700 typical range
    Price per sq. ft.
    $321
    Sales
    59
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

    Median list price
    $605,000
    Homes for sale
    1,535
    Median days on market
    36 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -19.5%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,587 sq. ft.