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Homes Under $200K in Panama City Beach, FL
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Start here

  • Homes for sale by state
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  • Before you start looking
  • The buying timeline

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  • Get pre-approved

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  • Closing costs, itemized
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74 listings

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3 bedsNew constructionWith a pool

Homes Under $200K in Panama City Beach, FL

Homes Under $200K in Panama City Beach, FL

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23 of 74 Listings
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Homes Under $200K in Panama City Beach, FL

23 of 74 Listings

  1. 1622 Acre Circle — photoNew15Active

    $147,999

    2 bd · 2 ba · 864 sqft

    1622 Acre Circle, Panama City Beach, FL

    Stacey E Mora-Sandi · EXP Realty LLC

  2. 8730 Thomas Drive Unit 1302a — photo52Active

    $185,000

    0 bd · 1 ba · 623 sqft

    8730 Thomas Drive Unit 1302a, Panama City Beach, FL

    Courtney Pantalena · Coldwell Banker Realty

  3. 806 White Oak Court — photo5Active

    $5,000

    3 bd · 2 ba · 1,782 sqft

    806 White Oak Court, Panama City Beach, FL

    Jamie L Boone · Jamie L Boone LLC

  4. 1645 Acre Circle — photo35Active

    $169,900

    2 bd · 2 ba · 1,232 sqft

    1645 Acre Circle, Panama City Beach, FL

    Sam Piercy · Think Real Estate

  5. 15100 Front Beach Road Unit 813 — photo27Active

    $189,000

    0 bd · 1 ba · 465 sqft

    15100 Front Beach Road Unit 813, Panama City Beach, FL

    Selma Hill · Hilltop Legacy Realty

  6. 520 N Richard Jackson Boulevard Unit 2012 — photo39Active

    $179,000

    1 bd · 2 ba · 853 sqft

    520 N Richard Jackson Boulevard Unit 2012, Panama City Beach, FL

    MY850 · World Impact Real Estate

  7. 134 Damon Circle Unit S — photo18Active

    $169,900

    0 bd · 1 ba · 434 sqft

    134 Damon Circle Unit S, Panama City Beach, FL

    Tareva Ligas · Keller Williams Success Realty

  8. 1706 Annabellas Drive — photo57Active

    $200,000

    3 bd · 3 ba · 1,532 sqft

    1706 Annabellas Drive, Panama City Beach, FL

    Chris M Shelton · Beachy Beach Real Estate

  9. 8618 Surf Drive Unit 202 — photo10Active

    $189,000

    0 bd · 1 ba · 448 sqft

    8618 Surf Drive Unit 202, Panama City Beach, FL

    Lynne Hand · Berkshire Hathaway HomeServices Beach Properties of Florida

  10. 1674 Acre Circle — photo33Active

    $90,000

    3 bd · 2 ba · 1,344 sqft

    1674 Acre Circle, Panama City Beach, FL

    Matthew Soltis · Jason Mitchell Real Estate Florida LLC

  11. 8700 Front Beach Road Unit 7313 — photoPrice Reduced33Active

    $192,500

    1 bd · 2 ba · 1,588 sqft

    8700 Front Beach Road Unit 7313, Panama City Beach, FL

    Ryan A Daniels · Keller Williams Success Realty

  12. 17751 Panama City Beach Parkway Unit 4F — photo24Active

    $190,000

    2 bd · 2 ba · 1,100 sqft

    17751 Panama City Beach Parkway Unit 4F, Panama City Beach, FL

    Alina M Behrens · Coldwell Banker Realty

  13. 7125 N Lagoon Drive Unit H — photo39Active

    $149,000

    2 bd · 3 ba · 1,200 sqft

    7125 N Lagoon Drive Unit H, Panama City Beach, FL

    Cherie C Himes · Better Homes and Gardens Real Estate Emerald Coast

  14. 129 N San Souci Boulevard — photo11Active

    $140,000

    3 bd · 2 ba · 924 sqft

    129 N San Souci Boulevard, Panama City Beach, FL

    Mia Nadeau · Beachy Beach Real Estate

  15. 301 Lullwater Drive Unit 277 — photo37Active

    $160,000

    0 bd · 1 ba · 476 sqft

    301 Lullwater Drive Unit 277, Panama City Beach, FL

    Landon O Stewart · Think Real Estate

  16. 17462 Front Beach Road Unit 44H — photo46Active

    $199,000

    1 bd · 1 ba · 608 sqft

    17462 Front Beach Road Unit 44H, Panama City Beach, FL

    Sabrina M Stone · Legacy Premier Agency

  17. 151 Coyote Pass Unit 9 — photo32Active

    $199,000

    2 bd · 2 ba · 1,322 sqft

    151 Coyote Pass Unit 9, Panama City Beach, FL

    Scott Seidler · Keller Williams Success Realty

  18. 4725 Bay Point Road Unit 168 — photoPrice Reduced21Active

    $185,000

    1 bd · 1 ba · 900 sqft

    4725 Bay Point Road Unit 168, Panama City Beach, FL

    Peyton W Saluto · EXP Realty LLC

  19. 520 N Richard Jackson Boulevard Unit 112 — photo27Active

    $194,000

    0 bd · 1 ba · 630 sqft

    520 N Richard Jackson Boulevard Unit 112, Panama City Beach, FL

    Richard Holt · RC Real Estate Group

  20. 116 Damon Circle Unit S — photo64Active

    $170,000

    0 bd · 1 ba · 434 sqft

    116 Damon Circle Unit S, Panama City Beach, FL

    Leigh Ann Holsenback · Emerald Coast Realty Inc

  21. 112 Fairway Boulevard Unit 404 — photo21Active

    $192,900

    2 bd · 1 ba · 1,200 sqft

    112 Fairway Boulevard Unit 404, Panama City Beach, FL

    Dorothy J Krupa · Coastal Collective Realty LLC

  22. 6421 Big Daddy Drive — photoPrice ReducedOpen house Sun, Nov 15 · 1:00 PM41Active

    $153,500

    3 bd · 2 ba · 924 sqft

    6421 Big Daddy Drive, Panama City Beach, FL

    Emily Whatley · Counts Real Estate Group

  23. 14401 Front Beach Road 308 — photo19Active

    $194,900

    0 bd · 1 ba · 330 sqft

    14401 Front Beach Road 308, Panama City Beach, FL

    Christopher C Jennings · CENTURY 21 AllPoints Realty

12…4

About Homes Under $200K in Panama City Beach, FL

Homes Under $200K in Panama City Beach, FL: 74 active listings as of November 15, 2026, 17:36 UTC.

Property types among these 74 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Condominium5574.3%
Manufactured Home1114.9%

Homes Under $200K in nearby cities

  • Homes Under $200K in Panama City
  • Homes Under $200K in Chipley

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Listing data & MLS disclosures

Space Coast MLS (Space Coast Association of REALTORS)
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Listing information ©2026 Space Coast MLS, Inc®. All Rights Reserved. Last Updated: 2026-11-13 12:01:53 UTC
Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-11-15 07:48:51 UTC
Daytona Beach Area Association of REALTORS
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Listing information ©2026 Daytona Beach Area Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-11-09 18:42:51 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-11-10 16:29:32 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

Panama City Beach housing market

October 2026 · This period is still settling

Panama City Beach 12-month median sale price trend

Selling at 97.1% of asking price

Buyers here are paying below asking. MLS · 199 sales · as of Oct 30, 2026

Homes that sold · County records, as of Oct 14, 2026

Median sale price
$497,000$301,500–$976,075 typical range
Price per sq. ft.
$274
Sales
62
Paid in cash
50.0%

Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

Median list price
$599,000
Homes for sale
1,633
Median days on market
68 days

Price trend · Assessor repeat sales, as of Oct 31, 2026

Year-over-year
-11.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

Median home size
1,588 sq. ft.

Panama City Beach, FL community profile

Population
20,963
Median income
$79,312
Housing units
20,900
People per sq. mi.
152.9
Area
137.1 sq. mi.

Source: HJN community data