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Homes Under $800K in Panama City Beach, FL
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Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

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  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

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  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
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1,599 listings
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3 bedsNew constructionWith a pool

Homes Under $800K in Panama City Beach, FL

Homes Under $800K in Panama City Beach, FL

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22 of 1,599 Listings
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Homes Under $800K in Panama City Beach, FL

22 of 1,599 Listings

  1. 8706 Surf Drive #B — photo45

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
Active

$439,000

2 bd · 2 ba · 1,150 sqft

8706 Surf Drive #B, Panama City Beach, FL

Christina M Schlink · Compass

  • 15928 Front Beach Road Unit 31501 — photo35Active

    $675,000

    3 bd · 3 ba · 1,809 sqft

    15928 Front Beach Road Unit 31501, Panama City Beach, FL

    William W Best · Think Real Estate

  • 14701 Front Beach Road Unit 1430 — photoNew28Active

    $489,000

    2 bd · 2 ba · 1,299 sqft

    14701 Front Beach Road Unit 1430, Panama City Beach, FL

    SunCoast Home Group · Counts Real Estate Group Inc

  • Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

    Call Thomas
  • 8700 Front Beach Road Unit 7309 — photoNew27Active

    $247,000

    2 bd · 3 ba · 1,325 sqft

    8700 Front Beach Road Unit 7309, Panama City Beach, FL

    Amanda Rudy · Dalton Wade Inc

  • 560 Lagoon Oaks Drive — photoPrice Reduced43Active

    $320,000

    3 bd · 2 ba · 1,514 sqft

    560 Lagoon Oaks Drive, Panama City Beach, FL

    Tyler S Smith · Legacy Premier Agency

  • 15625 Front Beach Road Unit 1404 — photoPrice Reduced82Active

    $665,000

    2 bd · 2 ba · 1,283 sqft

    15625 Front Beach Road Unit 1404, Panama City Beach, FL

    Melissa Harris · MJH Real Estate Brokerage, LLC

  • 8603 Conch Shell Court — photo44Active

    $419,500

    2 bd · 2 ba · 1,308 sqft

    8603 Conch Shell Court, Panama City Beach, FL

    Natalie Winder · EXP Realty LLC

  • 17165 Hernando Avenue a-B — photo45Active

    $602,000

    4 bd · 4 ba · 2,400 sqft

    17165 Hernando Avenue a-B, Panama City Beach, FL

    Catherine Anderson · Beachy Beach Real Estate

  • 8816 Attitude Avenue — photoNew51Active

    $439,000

    2 bd · 2 ba · 1,383 sqft

    8816 Attitude Avenue, Panama City Beach, FL

    Lujenna Benke · EXP Realty LLC

  • 8727 Thomas Drive Unit a7 — photoNew32Active

    $640,000

    4 bd · 3 ba · 1,750 sqft

    8727 Thomas Drive Unit a7, Panama City Beach, FL

    Garrett S Aune · Beachy Beach Real Estate

  • 263 Breakwater Boulevard — photoNew28Active

    $549,000

    3 bd · 2 ba · 1,738 sqft

    263 Breakwater Boulevard, Panama City Beach, FL

    Cherissa Cabahug · 1 Percent Lists Florida Coast

  • 8723 Conch Shell Court — photoPrice Reduced21Active

    $385,500

    2 bd · 2 ba · 1,210 sqft

    8723 Conch Shell Court, Panama City Beach, FL

    Nathan Lawrence · Legacy Premier Agency

  • 1622 Acre Circle — photoNew15Active

    $147,999

    2 bd · 2 ba · 864 sqft

    1622 Acre Circle, Panama City Beach, FL

    Stacey E Mora-Sandi · EXP Realty LLC

  • 8738 Sand Dollar Drive — photoNew67Active

    $399,000

    2 bd · 2 ba · 1,315 sqft

    8738 Sand Dollar Drive, Panama City Beach, FL

    Sheryl Lewis · Coldwell Banker Realty

  • 9902 S Thomas Drive Unit 1828 — photo15Active

    $269,000

    2 bd · 2 ba · 1,262 sqft

    9902 S Thomas Drive Unit 1828, Panama City Beach, FL

    James D Payton · Coastal Living Realty & Associates LLC

  • 11807 Front Beach Road Unit 1706 — photo29Active

    $550,000

    3 bd · 2 ba · 1,135 sqft

    11807 Front Beach Road Unit 1706, Panama City Beach, FL

    Evan Rimmel · Emerald Beach Properties, Inc.

  • 154 Grand Heron Drive — photoNew85Active

    $695,000

    5 bd · 4 ba · 2,580 sqft

    154 Grand Heron Drive, Panama City Beach, FL

    Sharon M DeLaney · Coldwell Banker Realty

  • 2411 Causeway Manor Court — photoNew26Active

    $289,000

    3 bd · 3 ba · 1,404 sqft

    2411 Causeway Manor Court, Panama City Beach, FL

    Bubba McCants · EXP Realty LLC

  • 11619 Front Beach Road Unit 904 — photo19Active

    $465,000

    1 bd · 2 ba · 1,013 sqft

    11619 Front Beach Road Unit 904, Panama City Beach, FL

    Evan Rimmel · Emerald Beach Properties, Inc.

  • 8727 Thomas Drive Unit a3 — photoNew35Active

    $560,000

    4 bd · 3 ba · 1,750 sqft

    8727 Thomas Drive Unit a3, Panama City Beach, FL

    Garrett S Aune · Beachy Beach Real Estate

  • 9860 S Thomas Drive Unit 1603 — photoNew33Active

    $252,000

    1 bd · 2 ba · 1,047 sqft

    9860 S Thomas Drive Unit 1603, Panama City Beach, FL

    Irina Junbergs · Panhandle Real Estate

  • 7116 Melissa Elaine Drive — photoNew16Active

    $325,000

    4 bd · 2 ba · 1,526 sqft

    7116 Melissa Elaine Drive, Panama City Beach, FL

    Heidi M Lucas · LPT Realty LLC

  • 12…67

    Listing data & MLS disclosures

    Central Panhandle Association of REALTORS
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
    Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-11-15 12:18:09 UTC
    Emerald Coast Association of REALTORS
    The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-11-14 18:39:39 UTC
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

    About Homes Under $800K in Panama City Beach, FL

    Homes Under $800K in Panama City Beach, FL: 1,599 active listings as of November 15, 2026, 17:36 UTC.

    Property types among these 1,599 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
    Property typeListingsShare
    Condominium87955.0%
    Single Family Residence44527.8%
    Attached16610.4%
    Manufactured Home442.8%
    Attached Single Unit291.8%
    Townhouse150.9%
    Duplex60.4%
    Mobile Home50.3%

    Homes Under $800K in nearby cities

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    The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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    Panama City Beach, FL community profile

    Population
    20,963
    Median income
    $79,312
    Housing units
    20,900
    People per sq. mi.
    152.9
    Area
    137.1 sq. mi.

    Source: HJN community data

    Panama City Beach housing market

    October 2026 · This period is still settling

    Panama City Beach 12-month median sale price trend

    Selling at 97.1% of asking price

    Buyers here are paying below asking. MLS · 199 sales · as of Oct 30, 2026

    Homes that sold · County records, as of Oct 14, 2026

    Median sale price
    $497,000$301,500–$976,075 typical range
    Price per sq. ft.
    $274
    Sales
    62
    Paid in cash
    50.0%

    Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

    Median list price
    $599,000
    Homes for sale
    1,633
    Median days on market
    68 days

    Price trend · Assessor repeat sales, as of Oct 31, 2026

    Year-over-year
    -11.3%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

    Median home size
    1,588 sq. ft.