Start here

Homes for sale by state
Home buying tips
Before you start looking
The buying timeline

Afford it

Today's mortgage rates
Mortgage calculator
How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
Inspections & appraisals
Closing costs, itemized
Find a buyer's agent

Selling Options

What's my home worth?
Compare selling options
Get an instant cash offer
Buy before you sell

Resources

How selling works
When should I sell?
Home selling tips
Pricing your home
What's worth fixing first
Find a seller's agent

Save search Advertise Sign In

Saved homes Saved searches Your tours Your inquiries Recently viewed Account settings

Registered offenders on the map

Show registered offenders

Registered offenders on the map

Show registered offenders

Safety & registry resources

Review official public-safety information for any area from these government sources:

U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
FBI: state sex-offender registry directory

Start here

Homes for sale by state
Home buying tips
Before you start looking
The buying timeline

Afford it

Today's mortgage rates
Mortgage calculator
How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
Inspections & appraisals
Closing costs, itemized
Find a buyer's agent

Save search Advertise Sign In

Saved homes Saved searches Your tours Your inquiries Recently viewed Account settings

Rentals
Commercial

Registered offenders on the map

Show registered offenders

Selling Options

What's my home worth?
Compare selling options
Get an instant cash offer
Buy before you sell

Resources

How selling works
When should I sell?
Home selling tips
Pricing your home
What's worth fixing first
Find a seller's agent

3 beds New construction With a pool

Homes Under $400K in Fernandina Beach, FL

73 listings

Homes Under $400K in Fernandina Beach, FL

Homes Under $400K in Fernandina Beach, FL

18 of 73 Listings

Homes Under $400K in Fernandina Beach, FL

18 of 73 Listings

New17

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Active

$387,700

3 bd · 2 ba · 1,778 sqft

1437 Cashen Drive, Fernandina Beach, FL

Kelly Reynard · CENTURY 21 MILLER ELITE

$285,000

2 bd · 1 ba · 798 sqft

2583 Forest Ridge Drive N-3, Fernandina Beach, FL

Jon Bell · SUMMER HOUSE REALTY

$269,990

2 bd · 2 ba · 1,407 sqft

96042 Stoney Creek Parkway 903, Fernandina Beach, FL

KAMIE FOURNIER · FERNANDINA BEACH REALTY

$250,000

2 bd · 2 ba · 1,695 sqft

95222 Dwight Drive, Fernandina Beach, FL

KAMIE FOURNIER · FERNANDINA BEACH REALTY

$375,000

5 bd · 3 ba · 2,508 sqft

95182 Timberlake Drive, Fernandina Beach, FL

CHRISTINE MARIE LANDRAU · MARK SPAIN REAL ESTATE

$159,000

3 bd · 2 ba · 960 sqft

95013 Peppers Place, Fernandina Beach, FL

Cliff Glansen · FLATFEE.COM

$360,000

3 bd · 2 ba · 920 sqft

716 S 12th Street, Fernandina Beach, FL

MAIDELYS MEDINA · TU FAMILIA REAL ESTATE

Open house Sat, Oct 3 · 12:00 PM45Active

$360,000

3 bd · 2 ba · 1,452 sqft

96177 Piedmont Drive, Fernandina Beach, FL

CATHERINE KEITER · BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

$375,000

3 bd · 2 ba · 1,492 sqft

95462 Orchid Blossom Trail, Fernandina Beach, FL

WILLIAM DAVIS · DJ & LINDSEY REAL ESTATE

Price Reduced37Active

$289,900

3 bd · 3 ba · 1,631 sqft

96230 Stoney Drive 2801, Fernandina Beach, FL

Jordan Gallup · CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Price Reduced63Active

$384,900

3 bd · 2 ba · 1,853 sqft

96291 Ridgewood Circle, Fernandina Beach, FL

BROOKE BOOTH · IRON VALLEY REAL ESTATE NORTH FLORIDA

$358,000

2 bd · 2 ba · 1,072 sqft

2700 Mizell Avenue 402B, Fernandina Beach, FL

Kate Kovalcik · PINEYWOODS REALTY, LLC

Price Reduced16Active

$369,900

4 bd · 2 ba · 1,767 sqft

85465 Amaryllis Court, Fernandina Beach, FL

MEGHAN KING · BRANDYWINE HOMES USA LLC

Open house Sat, Oct 3 · 11:30 AM17Active

$375,000

3 bd · 2 ba · 1,008 sqft

1306 S 4th Street, Fernandina Beach, FL

Mary Caserta · CENTURY 21 MILLER ELITE

$298,000

3 bd · 2 ba · 1,680 sqft

96230 Stoney Creek Parkway 204, Fernandina Beach, FL

Chris Armes · REAL BROKER LLC

Price Reduced43Active

$249,900

3 bd · 2 ba · 1,680 sqft

96100 Stoney Drive, Fernandina Beach, FL

John Holbrook · PINEYWOODS REALTY, LLC

Price Reduced1Active

$299,000

3 bd · 1 ba · 936 sqft

806 S 11th Street, Fernandina Beach, FL

Caroline Goldmark · SALT HARBOR REAL ESTATE COMPANY

Price Reduced1Active

$379,900

3 bd · 2 ba · 1,558 sqft

95464 Woodbridge Parkway, Fernandina Beach, FL

NANCY CERRA · KELLER WILLIAMS REALTY ATLANTIC PARTNERS

1 2…4

Explore Fernandina Beach homes

By price

Homes Under $300K
Homes Under $400K
Homes Under $500K
Homes Under $600K
Homes Under $700K
Homes Under $800K
Homes Under $900K
Homes Under $1M
Homes Under $1.25M
Homes Under $1.5M
Homes Under $1.75M
Luxury Homes

By bedrooms

2 Bedroom Homes
3 Bedroom Homes
4 Bedroom Homes
5 Bedroom Homes

By type

Single-Family Homes
Condos

By feature

New Construction Homes
Homes with a Pool
Waterfront Homes

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

© 2026 Realty.com. All rights reserved.PrivacyTermsCalifornia Privacy RightsAccessibilityLicensing

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Listing data & MLS disclosures

Amelia Island Nassau County Association of REALTORS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-01 14:47:25 UTC
realMLS (Northeast Florida Multiple Listing Service): IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-09-30 16:11:17 UTC

Fernandina Beach, FL community profile

Population: 15,259
Median income: $85,682
Housing units: 8,762
People per sq. mi.: 192.9
Area: 79.1 sq. mi.

Source: HJN community data

Fernandina Beach housing market

August 2026 · This period is still settling

Selling at 97.8% of asking price

Buyers here are paying below asking. MLS · 125 sales · as of Aug 31, 2026

Homes that sold · County records, as of Aug 24, 2026

Median sale price: $640,000$396,250–$991,250 typical range
Price per sq. ft.: $309
Sales: 90
Paid in cash: 52.2%

Homes on the market · MLS, as of Aug 31, 2026

Median days on market: 45 days

Price trend · Assessor repeat sales, as of Aug 31, 2026

Year-over-year: 3.7%