Homes Under $400K in Fernandina Beach, FL

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3 beds New construction With a pool

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18 of 74 Listings

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Homes Under $400K in Fernandina Beach, FL

18 of 74 Listings

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Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas

New17Active
$387,700
3 bd · 2 ba · 1,778 sqft
1437 Cashen Drive, Fernandina Beach, FL
Kelly Reynard · CENTURY 21 MILLER ELITE
34Active
$285,000
2 bd · 1 ba · 798 sqft
2583 Forest Ridge Drive N-3, Fernandina Beach, FL
Jon Bell · SUMMER HOUSE REALTY
30Active
$269,990
2 bd · 2 ba · 1,407 sqft
96042 Stoney Creek Parkway 903, Fernandina Beach, FL
KAMIE FOURNIER · FERNANDINA BEACH REALTY

Listing data & MLS disclosures

Amelia Island Nassau County Association of REALTORS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-01 14:47:25 UTC
realMLS (Northeast Florida Multiple Listing Service): IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-09-30 16:11:17 UTC

Fernandina Beach housing market

August 2026 · This period is still settling

Selling at 97.8% of asking price

Buyers here are paying below asking. MLS · 125 sales · as of Aug 31, 2026

Homes that sold · County records, as of Aug 24, 2026

Median sale price: $640,000$396,250–$991,250 typical range
Price per sq. ft.: $309
Sales: 90
Paid in cash: 52.2%

Homes on the market · MLS, as of Aug 31, 2026

Median days on market: 45 days

Price trend · Assessor repeat sales, as of Aug 31, 2026

Year-over-year: 3.7%

Fernandina Beach, FL community profile

Population: 15,259
Median income: $85,682
Housing units: 8,762
People per sq. mi.: 192.9
Area: 79.1 sq. mi.

Source: HJN community data

Explore Fernandina Beach homes

Listing data & MLS disclosures

Amelia Island Nassau County Association of REALTORS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-01 14:47:25 UTC
realMLS (Northeast Florida Multiple Listing Service): IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-09-30 16:11:17 UTC

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas

4 Bedroom Homes

5 Bedroom Homes

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas

Fernandina Beach, FL community profile

Population: 15,259
Median income: $85,682
Housing units: 8,762
People per sq. mi.: 192.9
Area: 79.1 sq. mi.

Source: HJN community data

Fernandina Beach housing market

August 2026 · This period is still settling

Selling at 97.8% of asking price

Buyers here are paying below asking. MLS · 125 sales · as of Aug 31, 2026

Homes that sold · County records, as of Aug 24, 2026

Median sale price: $640,000$396,250–$991,250 typical range
Price per sq. ft.: $309
Sales: 90
Paid in cash: 52.2%

Homes on the market · MLS, as of Aug 31, 2026

Median days on market: 45 days

Price trend · Assessor repeat sales, as of Aug 31, 2026

Year-over-year: 3.7%

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Your local brokerage

Listing data & MLS disclosures

Fernandina Beach housing market

Homes that sold · County records, as of Aug 24, 2026

Homes on the market · MLS, as of Aug 31, 2026

Price trend · Assessor repeat sales, as of Aug 31, 2026

Fernandina Beach, FL community profile

Explore Fernandina Beach homes

Listing data & MLS disclosures

Your local brokerage

Your local brokerage

Fernandina Beach, FL community profile

Fernandina Beach housing market

Homes that sold · County records, as of Aug 24, 2026

Homes on the market · MLS, as of Aug 31, 2026

Price trend · Assessor repeat sales, as of Aug 31, 2026