Homes Under $400K in Fernandina Beach, FL

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Listing data & MLS disclosures

Amelia Island Nassau County Association of REALTORS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-08 23:24:28 UTC
BeachesMLS: All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing information ©2026 Beaches Multiple Listing Service®. All Rights Reserved. Data Last Updated: 2026-10-08 15:32:02 UTC
realMLS (Northeast Florida Multiple Listing Service): IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-10-08 15:57:32 UTC

Fernandina Beach housing market

September 2026 · This period is still settling

Selling at 97.3% of asking price

Buyers here are paying below asking. MLS · 104 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 1, 2026

Median sale price: $506,000$473,750–$842,500 typical range
Sales: 11
Paid in cash: 45.5%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $691,950
Homes for sale: 476
Median days on market: 45 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -6.7%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 2,071 sq. ft.

Fernandina Beach, FL community profile

Population: 15,259
Median income: $85,682
Housing units: 8,762
People per sq. mi.: 192.9
Area: 79.1 sq. mi.

Source: HJN community data

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Fernandina Beach housing market

Homes that sold · County records, as of Sep 1, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Price trend · Assessor repeat sales, as of Sep 30, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Fernandina Beach, FL community profile

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Listing data & MLS disclosures

Fernandina Beach, FL community profile

Fernandina Beach housing market

Homes that sold · County records, as of Sep 1, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Price trend · Assessor repeat sales, as of Sep 30, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026