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Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

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  • Closing costs, itemized
  • Find a buyer's agent
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  • Commercial

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3 beds
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New construction
With a pool
176 listings

Homes Under $700K in Waterloo, IA

Homes Under $700K in Waterloo, IA

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23 of 176 Listings
Map

Homes Under $700K in Waterloo, IA

23 of 176 Listings

  1. 323 Sunset Road — photoNew40
Active

$215,000

2 bd · 2 ba · 1,388 sqft

323 Sunset Road, Waterloo, IA

Gerald Sorensen · Re/Max Concepts

  • 1828 W 6th Street — photoNew50Active

    $159,900

    2 bd · 2 ba · 1,539 sqft

    1828 W 6th Street, Waterloo, IA

    Bond Shymansky · Skogman Realty

  • 110 Locust Street — photoNew2Active

    $25,000

    3 bd · 1 ba · 1,792 sqft

    110 Locust Street, Waterloo, IA

    Chris Fischels · Fischels Commercial Group

  • 4322 S Mourning Dove Drive — photo17Active

    $209,900

    2 bd · 3 ba · 1,476 sqft

    4322 S Mourning Dove Drive, Waterloo, IA

    Levi M Moore · Lepic-Kroeger, Realtors

  • 441 E Airline Highway — photo28Active

    $299,000

    4 bd · 1 ba · 2,152 sqft

    441 E Airline Highway, Waterloo, IA

    Arleen Kugler,SRES,ABR,CRS · Berkshire Hathaway Home Serv

  • 1327 Creekside Court — photo28Active

    $174,000

    3 bd · 4 ba · 1,552 sqft

    1327 Creekside Court, Waterloo, IA

    Sara Junaid · Oakridge Real Estate

  • 2718 Delane Avenue — photo36Active

    $249,900

    4 bd · 3 ba · 1,549 sqft

    2718 Delane Avenue, Waterloo, IA

    Sara Junaid · Oakridge Real Estate

  • 3236 Midway Drive — photo22Active

    $224,900

    2 bd · 2 ba · 1,574 sqft

    3236 Midway Drive, Waterloo, IA

    Amy Wienands · AWRE, EXP Realty, LLC

  • 813 Grindstone Circle — photo27Active

    $284,000

    3 bd · 3 ba · 2,016 sqft

    813 Grindstone Circle, Waterloo, IA

    Hermina Ibricic · Vine Valley Real Estate

  • 435 Campbell Avenue — photo37Active

    $175,000

    3 bd · 1 ba · 1,375 sqft

    435 Campbell Avenue, Waterloo, IA

    Jenna Drahos · Re/Max Concepts

  • 4041 Jill — photo25Active

    $299,999

    4 bd · 3 ba · 1,972 sqft

    4041 Jill, Waterloo, IA

    Janae M Ohrt · Century 21 Signature RE

  • 2726 Edgemont Avenue — photo26Active

    $289,900

    4 bd · 2 ba · 1,627 sqft

    2726 Edgemont Avenue, Waterloo, IA

    Ron Garris, CRB,CRS · AWRE-Commercial & Development

  • 317 Hammond Avenue — photo27Active

    $149,000

    3 bd · 2 ba · 1,940 sqft

    317 Hammond Avenue, Waterloo, IA

    Rick Bauer · Re/Max Concepts

  • 2324 Maynard Avenue — photo35Active

    $384,900

    4 bd · 3 ba · 2,035 sqft

    2324 Maynard Avenue, Waterloo, IA

    Bryce J Clark · Re/Max Concepts

  • 1012 W 6th St Street — photo23Active

    $109,900

    3 bd · 1 ba · 740 sqft

    1012 W 6th St Street, Waterloo, IA

    Scott Norris · Fischels Residential Group

  • 510 Courtland — photo39Active

    $149,999

    4 bd · 2 ba · 1,640 sqft

    510 Courtland, Waterloo, IA

    Scott Norris · Fischels Residential Group

  • 501 Park Lane — photo27Active

    $229,000

    4 bd · 1 ba · 1,896 sqft

    501 Park Lane, Waterloo, IA

    Marguerite T Pircer, CRS,ABR,EPRO,GRI · Re/Max Concepts

  • 1821 E Ridgeway Avenue — photoPrice Reduced12Active

    $120,000

    2 bd · 1 ba · 796 sqft

    1821 E Ridgeway Avenue, Waterloo, IA

    Kurt Clements · ListWithFreedom.com

  • 103 Summit — photo26Active

    $119,900

    3 bd · 1 ba · 1,130 sqft

    103 Summit, Waterloo, IA

    Karmen R Schwake · Oakridge Real Estate

  • 1420 E Mitchell Avenue — photo23Active

    $189,900

    4 bd · 2 ba · 1,850 sqft

    1420 E Mitchell Avenue, Waterloo, IA

    Jared Hottle · Berkshire Hathaway Home Serv

  • 234 Kenilworth — photo24Active

    $229,900

    3 bd · 1 ba · 2,048 sqft

    234 Kenilworth, Waterloo, IA

    Bryn Mangrich · Oakridge Real Estate

  • 1103 Wisner Drive — photo16Active

    $185,000

    3 bd · 1 ba · 1,032 sqft

    1103 Wisner Drive, Waterloo, IA

    Sara Wegmann · Oakridge Real Estate

  • 537 Martin Road — photo37Active

    $169,900

    2 bd · 1 ba · 1,074 sqft

    537 Martin Road, Waterloo, IA

    Jenna Drahos · Re/Max Concepts

  • 12…8

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    Listing data & MLS disclosures

    Northeast Iowa Regional Board of REALTORS
    Based on information submitted to the MLS GRID as of 2026-09-02 04:11:56 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
    Homes Under $700K in Waterloo, IA

    Waterloo, IA community profile

    Population
    68,247
    Median income
    $57,084
    Housing units
    32,501
    People per sq. mi.
    373.8
    Area
    182.6 sq. mi.

    Source: HJN community data

    Waterloo housing market

    August 2026 · This period is still settling

    Waterloo 12-month median sale price trend

    Selling at 99.1% of asking price

    Buyers here are paying below asking. MLS · 59 sales · as of Aug 31, 2026

    Homes that sold · County records, as of Aug 20, 2026

    Median sale price
    $150,500$86,500–$215,625 typical range
    Price per sq. ft.
    $128
    Sales
    60
    Paid in cash
    30.0%

    Homes on the market · MLS, as of Aug 30, 2026–Aug 31, 2026

    Median list price
    $214,500
    Homes for sale
    166
    Median days on market
    6 days

    Price trend · Assessor repeat sales, as of Aug 31, 2026

    Year-over-year
    -16.7%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026

    Median home size
    1,140 sq. ft.