Homes Under $200K in Waterloo, IA

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24 of 76 Listings

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Thomas O'Leary

Realty.com

Lic. #B64731100

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New11Active
$60,000
3 bd · 1 ba · 1,057 sqft
815 W 9th Street, Waterloo, IA
Justin Reuter · Oakridge Real Estate
New23Active
$59,900
3 bd · 2 ba · 1,110 sqft
810 W 1st Street, Waterloo, IA
Amy Wienands · AWRE, EXP Realty, LLC
New24Active
$164,900
3 bd · 1 ba · 1,040 sqft
118 St. Croix Drive, Waterloo, IA
Amy Wienands · AWRE, EXP Realty, LLC

Listing data & MLS disclosures

Northeast Iowa Regional Board of REALTORS: Based on information submitted to the MLS GRID as of 2026-10-03 11:03:16 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

About Homes Under $200K in Waterloo, IA

Homes Under $200K in Waterloo, IA: 76 active listings as of October 3, 2026, 13:24 UTC.

Property types among these 76 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property type	Listings	Share
Single Family Residence	68	89.5%
Condominium	7	9.2%

Waterloo housing market

September 2026 · This period is still settling

Selling at 98.6% of asking price

Buyers here are paying below asking. MLS · 63 sales · as of Sep 29, 2026

Homes that sold · County records, as of Sep 18, 2026

Median sale price: $147,500$90,000–$204,500 typical range
Price per sq. ft.: $119
Sales: 75
Paid in cash: 36.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Median list price: $209,900
Homes for sale: 168
Median days on market: 13 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -20.7%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Median home size: 1,140 sq. ft.

Waterloo, IA community profile

Population: 68,247
Median income: $57,084
Housing units: 32,501
People per sq. mi.: 373.8
Area: 182.6 sq. mi.

Source: HJN community data

Registered offenders on the map

Registered offenders on the map

Registered offenders on the map

Registered offenders on the map

Homes Under $200K in Waterloo, IA

Your local brokerage

Listing data & MLS disclosures

About Homes Under $200K in Waterloo, IA

Waterloo housing market

Homes that sold · County records, as of Sep 18, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Price trend · Assessor repeat sales, as of Sep 30, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Waterloo, IA community profile

Explore Waterloo homes

Listing data & MLS disclosures

Your local brokerage

Your local brokerage

Waterloo, IA community profile

Waterloo housing market

Homes that sold · County records, as of Sep 18, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Price trend · Assessor repeat sales, as of Sep 30, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026