Homes Under $400K in Waterloo, IA

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24 of 150 Listings

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24 of 150 Listings

NewOpen house Sun, Oct 4 · 1:00 PM

150 listings

Homes Under $400K in Waterloo, IA

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24 of 150 Listings

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Homes Under $400K in Waterloo, IA

24 of 150 Listings

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

NewOpen house Sun, Oct 4 · 1:00 PM

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

20

Active

$265,000

4 bd · 2 ba · 2,374 sqft

3251 Randolph Street, Waterloo, IA

Josephena Kwa · My Real Estate Company

New11Active

$60,000

3 bd · 1 ba · 1,057 sqft

815 W 9th Street, Waterloo, IA

Justin Reuter · Oakridge Real Estate

New23Active

$59,900

3 bd · 2 ba · 1,110 sqft

810 W 1st Street, Waterloo, IA

Amy Wienands · AWRE, EXP Realty, LLC

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

New24Active

$164,900

3 bd · 1 ba · 1,040 sqft

118 St. Croix Drive, Waterloo, IA

Amy Wienands · AWRE, EXP Realty, LLC

New38Active

$214,900

3 bd · 2 ba · 1,450 sqft

6233 Logan Avenue, Waterloo, IA

Wes Gielau · RE/MAX Alliance

23Active

$96,000

2 bd · 1 ba · 940 sqft

1181 Locke Avenue, Waterloo, IA

Dan T Berregaard · Oakridge Real Estate

26Active

$178,500

3 bd · 1 ba · 1,770 sqft

1520 E Mitchell Avenue, Waterloo, IA

Elke M Gerdes · Structure Real Estate

Price Reduced17Active

$199,900

3 bd · 3 ba · 1,378 sqft

1615 Darby Drive, Waterloo, IA

Levi M Moore · Lepic-Kroeger, Realtors

3Active

$49,000

2 bd · 1 ba · 1,117 sqft

618 Kern Street, Waterloo, IA

Sandy L Stuber · Re/Max Concepts

Open house Sun, Oct 4 · 4:00 PM32Active

$209,900

3 bd · 2 ba · 1,738 sqft

1156 Lindner Drive, Waterloo, IA

Mersiha Mustedanagic · Oakridge Real Estate

Open house Sun, Oct 4 · 12:00 PM33Active

$245,000

3 bd · 2 ba · 1,552 sqft

4760 Edgebrook Drive, Waterloo, IA

Sara M Wegmann · Oakridge Real Estate

5Active

$59,500

4 bd · 1 ba · 1,142 sqft

1949 Mulberry Street, Waterloo, IA

Elke M Gerdes · Structure Real Estate

35Active

$80,000

3 bd · 1 ba · 1,020 sqft

1644 Logan Avenue, Waterloo, IA

Travis Ferguson · KW 1Advantage

Open house Sun, Oct 4 · 1:15 PM28Active

$269,900

3 bd · 2 ba · 2,742 sqft

101 Elston Avenue, Waterloo, IA

Amy Wienands · AWRE, EXP Realty, LLC

23Active

$89,000

3 bd · 2 ba · 858 sqft

1014 W 6th Street, Waterloo, IA

Andrea Wester · Berkshire Hathaway Home Serv

24Active

$149,000

3 bd · 1 ba · 1,824 sqft

1835 Plymouth Avenue, Waterloo, IA

Michael J Rotsaert · Re/Max Concepts

Price ReducedOpen house Sun, Oct 4 · 12:00 PM23Active

$119,900

1 bd · 2 ba · 1,139 sqft

904 Prairie Meadow Court, Waterloo, IA

Elli Hoch · Oakridge Real Estate

11Active

$115,000

2 bd · 1 ba · 1,331 sqft

807 W Mullan, Waterloo, IA

Martin Stoakes · Martin Inc. Realtors

6Active

$125,000

2 bd · 1 ba · 1,328 sqft

129 Moir, Waterloo, IA

Martin Stoakes · Martin Inc. Realtors

Open house Sun, Oct 4 · 12:00 PM31Active

$229,900

3 bd · 2 ba · 1,894 sqft

818 Loretta Avenue, Waterloo, IA

Amy Wienands · AWRE, EXP Realty, LLC

27Active

$184,900

3 bd · 2 ba · 1,496 sqft

145 Chicago Street, Waterloo, IA

Amy Wienands · AWRE, EXP Realty, LLC

Open house Sun, Oct 4 · 11:30 AM44Active

$397,000

3 bd · 2 ba · 1,970 sqft

5322 E Big Rock Road, Waterloo, IA

Jason R Strelow · Berkshire Hathaway Home Serv

27Active

$139,900

3 bd · 1 ba · 1,262 sqft

1266 Northey Street, Waterloo, IA

Ethan D Jennings · Oakridge Real Estate

Open house Sun, Oct 4 · 12:00 PM44Active

$250,000

4 bd · 2 ba · 1,893 sqft

164 Lovejoy Avenue, Waterloo, IA

Justin Reuter · Oakridge Real Estate

Listing data & MLS disclosures

Northeast Iowa Regional Board of REALTORS: Based on information submitted to the MLS GRID as of 2026-10-03 14:52:44 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterloo housing market

September 2026 · This period is still settling

Selling at 98.6% of asking price

Buyers here are paying below asking. MLS · 63 sales · as of Sep 29, 2026

Homes that sold · County records, as of Sep 18, 2026

Median sale price: $147,500$90,000–$204,500 typical range
Price per sq. ft.: $119
Sales: 75
Paid in cash: 36.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Median list price: $209,900

Waterloo, IA community profile

Population: 68,247
Median income: $57,084
Housing units: 32,501
People per sq. mi.: 373.8
Area: 182.6 sq. mi.

Source: HJN community data

Explore Waterloo homes

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

Listing data & MLS disclosures

Northeast Iowa Regional Board of REALTORS: Based on information submitted to the MLS GRID as of 2026-10-03 14:52:44 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterloo, IA community profile

Population: 68,247
Median income: $57,084
Housing units: 32,501
People per sq. mi.: 373.8
Area: 182.6 sq. mi.

Source: HJN community data

Waterloo housing market

September 2026 · This period is still settling

Selling at 98.6% of asking price

Buyers here are paying below asking. MLS · 63 sales · as of Sep 29, 2026

Homes that sold · County records, as of Sep 18, 2026

Median sale price: $147,500$90,000–$204,500 typical range
Price per sq. ft.: $119
Sales: 75
Paid in cash: 36.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Median list price: $209,900

Homes for sale

168

Median days on market

13 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -20.7%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Median home size: 1,140 sq. ft.

Registered offenders on the map

Registered offenders on the map

Registered offenders on the map

Your local brokerage

Your local brokerage

Your local brokerage

Listing data & MLS disclosures

Waterloo housing market

Homes that sold · County records, as of Sep 18, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Waterloo, IA community profile

Explore Waterloo homes

Your local brokerage

Listing data & MLS disclosures

Waterloo, IA community profile

Waterloo housing market

Homes that sold · County records, as of Sep 18, 2026

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Price trend · Assessor repeat sales, as of Sep 30, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026