Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Save search

Map layers

Safety

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Commercial

Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save search
3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 8
460 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

Hide Map
24 of 460 Listings
Map

Homes Under $400K in St. Cloud, FL

24 of 460 Listings

  1. 9365 Denver Drive — photo23

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica
Active

$395,000

4 bd · 2 ba · 1,512 sqft

9365 Denver Drive, St. Cloud, FL

Kimberly C Fouts · Blue Marlin Real Estate

  • 3500 Sebastian Bridge Ln — photo97Active

    $335,000

    4 bd · 3 ba · 2,085 sqft

    3500 Sebastian Bridge Ln, St Cloud, FL

    Blanca Armada · REMAX PREMIER PROPERTIES

  • 3335 Countryside View Dr — photo52Active

    $379,900

    3 bd · 2 ba · 1,916 sqft

    3335 Countryside View Dr, St Cloud, FL

    Fabio Cruz · FABIO CRUZ REALTY

  • 2541 Yellow Brick Rd — photoPrice Reduced34Active

    $298,500

    2 bd · 2 ba · 1,346 sqft

    2541 Yellow Brick Rd, St Cloud, FL

    Stephanie Barber · HOME & HIVE REALTY

  • 1121 Mango Dr — photo28Active

    $75,000

    3 bd · — ba · 1,352 sqft

    1121 Mango Dr, St. Cloud, FL

  • 1451 Olive Ct — photoPrice Reduced33Active

    $359,900

    4 bd · 2 ba · 1,830 sqft

    1451 Olive Ct, St Cloud, FL

    Laurie Varner · REMAX PREMIER PROPERTIES

  • 4613 Glencrest Loop — photo43Active

    $389,000

    4 bd · 2 ba · 1,656 sqft

    4613 Glencrest Loop, St Cloud, FL

    Chris Creegan · CREEGAN GROUP

  • 5546 Toulouse Ln — photo64Active

    $399,900

    4 bd · 2 ba · 2,021 sqft

    5546 Toulouse Ln, St Cloud, FL

    Rachel Coolidge · FIERCE REALTY

  • 2374 Datura Loop — photoPrice Reduced50Active

    $304,000

    2 bd · 2 ba · 1,464 sqft

    2374 Datura Loop, St Cloud, FL

    Sherry Feck · WEICHERT REALTORS HALLMARK PRO

  • 919 Columbia Ave — photo29Active

    $224,900

    4 bd · 1 ba · 986 sqft

    919 Columbia Ave, St Cloud, FL

    Todd Krentzel · LA ROSA REALTY LLC

  • 694 Michigan Court 2 — photo26Active

    $165,000

    2 bd · 1 ba · 784 sqft

    694 Michigan Court 2, St Cloud, FL

    Luban Quiceno · Treasure Property Group LLC

  • 370 Chesapeake Dr — photo3Active

    $339,360

    3 bd · 3 ba · 1,730 sqft

    370 Chesapeake Dr, St Cloud, FL

    George Lindsey, III · CAMBRIDGE REALTY OF CENTRAL FL

  • 2010 Oak St — photo27Active

    $220,000

    3 bd · 2 ba · 672 sqft

    2010 Oak St, St Cloud, FL

    Bania Sosa · FLORIDA FANTASY REAL ESTATE INC

  • 4410 Capital Blvd — photo51Active

    $280,000

    3 bd · 3 ba · 1,876 sqft

    4410 Capital Blvd, St Cloud, FL

    Jose Perez · COLDWELL BANKER REALTY

  • 3434 Cypress Point Cir — photo11Active

    $315,000

    3 bd · 2 ba · 1,248 sqft

    3434 Cypress Point Cir, St Cloud, FL

    Renee Clark · CLARK INVESTMENT PROPERTIES

  • 5010 Caspian St — photoPrice Reduced40Active

    $323,900

    2 bd · 3 ba · 1,617 sqft

    5010 Caspian St, St Cloud, FL

    Gea Gomez · LPT REALTY, LLC

  • 2781 King Oak Cir — photoPrice Reduced20Active

    $231,999

    2 bd · 2 ba · 962 sqft

    2781 King Oak Cir, St Cloud, FL

    Luis Salaman · CANAAN SIGNATURE REALTY

  • 221 Daigledog St — photoPrice Reduced42Active

    $370,000

    3 bd · 2 ba · 1,875 sqft

    221 Daigledog St, St Cloud, FL

    Brendy Calderon · EXP REALTY LLC

  • 3504 Blithe Ct — photoPrice Reduced47Active

    $399,900

    3 bd · 3 ba · 2,004 sqft

    3504 Blithe Ct, St Cloud, FL

    Raymond Morales · EMPIRE NETWORK REALTY

  • 3942 Eternity Cir — photoPrice Reduced50Active

    $370,000

    4 bd · 2 ba · 1,859 sqft

    3942 Eternity Cir, St Cloud, FL

    Geoffrey Lopez, II · RADIUS REALTY GROUP LLC

  • 5189 Barombi Bnd — photo35Active

    $394,900

    4 bd · 2 ba · 1,846 sqft

    5189 Barombi Bnd, St Cloud, FL

    Jennifer Pena Fermaintt · LPT REALTY, LLC

  • 789 Preston Cove Dr — photo46Active

    $323,990

    3 bd · 3 ba · 1,463 sqft

    789 Preston Cove Dr, St Cloud, FL

    Stephen Cline · DR HORTON REALTY OF CENTRAL FLORIDA LLC

  • 2276 Betsy Ross Ln #a — photo42Active

    $229,900

    2 bd · 2 ba · 1,273 sqft

    2276 Betsy Ross Ln #a, St Cloud, FL

    Katie Bray · MAINFRAME REAL ESTATE

  • 4620 Capital Blvd — photoPrice Reduced35Active

    $274,000

    2 bd · 3 ba · 1,388 sqft

    4620 Capital Blvd, St Cloud, FL

    Rick Brown · KELLER WILLIAMS ADVANTAGE 2 REALTY

  • 1…789…20

    Explore St Cloud homes

    By price

    • Homes Under $200K
    • Homes Under $300K
    • Homes Under $400K
    • Homes Under $500K
    • Homes Under $600K
    • Luxury Homes

    By bedrooms

    • 2 Bedroom Homes
    • 3 Bedroom Homes
    • 4 Bedroom Homes
    • 5 Bedroom Homes

    By type

    • Single-Family Homes
    • Townhomes
    • Condos
    • Manufactured Homes

    By feature

    • New Construction Homes
    • Homes with a Pool
    • Waterfront Homes
    • Open Houses
    • Foreclosures & Short Sales
    • 55+ Community Homes
    Realty.com

    L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

    Equal Housing OpportunityEqual Housing Lender

    The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

    © 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    Listing data & MLS disclosures

    BeachesMLS
    All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
    Listing information ©2026 Beaches Multiple Listing Service®. All Rights Reserved. Data Last Updated: 2026-09-23 12:23:09 UTC
    Space Coast MLS (Space Coast Association of REALTORS)
    IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
    Information is deemed reliable but not guaranteed.
    Listing information ©2026 Space Coast MLS, Inc®. All Rights Reserved. Last Updated: 2026-08-31 15:08:52 UTC
    NY State MLS
    The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Realty.com shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright © 2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.