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3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 2
889 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

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24 of 889 Listings
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Homes Under $400K in St. Cloud, FL

24 of 889 Listings

  1. 3098 House Finch Rd — photo54

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica
Active

$368,990

4 bd · 2 ba · 1,665 sqft

3098 House Finch Rd, St Cloud, FL

Stephen Cline · DR HORTON REALTY OF CENTRAL FLORIDA LLC

  • 2570 Wadeview Loop — photo29Active

    $345,000

    3 bd · 2 ba · 1,479 sqft

    2570 Wadeview Loop, St Cloud, FL

    Christopher Baker · KELLER WILLIAMS ADVANTAGE III

  • 1845 Horsetail Dr — photoOpen house Fri, Oct 9 · 12:00 PM34Active

    $362,990

    3 bd · 3 ba · 1,760 sqft

    1845 Horsetail Dr, St Cloud, FL

    Jason Walzer · SM FLORIDA BROKERAGE LLC

  • 3417 Sagebrush St — photo27Active

    $294,500

    2 bd · 2 ba · 1,408 sqft

    3417 Sagebrush St, St Cloud, FL

    Ronald Gentile · ORLANDO REO PROF I INC

  • 5792 Arboretum St — photo55Active

    $355,000

    4 bd · 2 ba · 1,828 sqft

    5792 Arboretum St, St Cloud, FL

    Marjorie Mojica Paz · MY REALTY GROUP, LLC.

  • 4721 Preserve Blvd — photo38Active

    $375,000

    4 bd · 2 ba · 1,974 sqft

    4721 Preserve Blvd, St Cloud, FL

    Kelly Foster · FLORIDA LUX LISTINGS, LLC

  • 5124 Natalia Dr — photoPrice Reduced25Active

    $353,190

    4 bd · 3 ba · 2,071 sqft

    5124 Natalia Dr, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 4535 Forge Rd — photo4Active

    $390,249

    4 bd · 3 ba · 2,089 sqft

    4535 Forge Rd, St Cloud, FL

    Ben Goldstein · LENNAR REALTY

  • 2236 Betsy Ross Ln #2236 — photo6Active

    $235,000

    2 bd · 2 ba · 1,273 sqft

    2236 Betsy Ross Ln #2236, St Cloud, FL

    Karen Pacheco Troche · COLDWELL BANKER SOLOMON

  • 551 Amadoras Way — photo28Active

    $375,000

    3 bd · 2 ba · 1,680 sqft

    551 Amadoras Way, St Cloud, FL

    Anwar Kharfan · U.S. LAND & DEVELOPMENT LLC

  • 4311 Bull St — photo22Active

    $329,900

    3 bd · 2 ba · 1,552 sqft

    4311 Bull St, St Cloud, FL

    Robert Salmons · ENTERA REALTY LLC

  • 6495 Cyrils Dr — photo32Active

    $325,000

    3 bd · 3 ba · 1,854 sqft

    6495 Cyrils Dr, St Cloud, FL

    Alexia Boodram · KELLER WILLIAMS ADVANTAGE III

  • 5520 Osceola Drive — photo29Active

    $325,000

    1 bd · 1 ba · 816 sqft

    5520 Osceola Drive, St. Cloud, FL

    Kheyla Soriano · Denovo Realty

  • 7714 Bent Tree Loop — photoPrice Reduced22Active

    $387,900

    4 bd · 2 ba · 1,820 sqft

    7714 Bent Tree Loop, St Cloud, FL

    Juan Torres Gil · ADAMS HOMES REALTY, INC.

  • 4799 Lake Shore Dr — photo44Active

    $394,500

    4 bd · 2 ba · 1,600 sqft

    4799 Lake Shore Dr, St Cloud, FL

    Stephanie Barber · HOME & HIVE REALTY

  • 2891 Midsweet Avenue — photo21Active

    $345,390

    2 bd · 2 ba · 1,321 sqft

    2891 Midsweet Avenue, St Cloud, FL

    Adrienne Escott · PULTE REALTY OF NORTH FLORIDA LLC

  • 2202 Seven Oaks Dr — photo33Active

    $259,000

    3 bd · 3 ba · 1,588 sqft

    2202 Seven Oaks Dr, St Cloud, FL

    Debbie Browning · FLORIDA REALTY RESULTS LLC

  • 200 16th St — photo22Active

    $250,000

    2 bd · 1 ba · 996 sqft

    200 16th St, St Cloud, FL

    Alan Bloom · MARK SPAIN REAL ESTATE

  • 2705 Plover St — photo3Active

    $381,155

    4 bd · 3 ba · 2,039 sqft

    2705 Plover St, St Cloud, FL

    Tara Garkowski · KELLER WILLIAMS ADVANTAGE REALTY

  • 2774 Buckeye Lane — photo21Active

    $335,910

    2 bd · 2 ba · 1,321 sqft

    2774 Buckeye Lane, St Cloud, FL

    Adrienne Escott · PULTE REALTY OF NORTH FLORIDA LLC

  • 1516 Carolina Ave — photo39Active

    $300,000

    3 bd · 2 ba · 1,232 sqft

    1516 Carolina Ave, St Cloud, FL

    Brittany Pride · EXP REALTY LLC

  • 3523 Rhapsody St — photo1Active

    $300,000

    4 bd · 3 ba · 2,226 sqft

    3523 Rhapsody St, St Cloud, FL

    Steve Pugh · EXP REALTY LLC

  • 9445 Helena Dr — photo70Active

    $394,000

    3 bd · 2 ba · 1,701 sqft

    9445 Helena Dr, St Cloud, FL

    Kerriann Sullivan · TOHO REALTY GROUP, LLC

  • 821 Navajo Drive — photo27Active

    $239,990

    3 bd · 2 ba · 1,404 sqft

    821 Navajo Drive, St Cloud, FL

    Licinio Brizzio · ROAD HOUSE REALTY INC.

  • 123…38

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    Space Coast MLS (Space Coast Association of REALTORS)
    IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
    Information is deemed reliable but not guaranteed.
    Listing information ©2026 Space Coast MLS, Inc®. All Rights Reserved. Last Updated: 2026-09-27 14:49:20 UTC
    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.