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3 bedsNew constructionWith a pool
Homes Under $400K in St. Cloud, FL — Page 13
461 listings

Homes Under $400K in St. Cloud, FL

Homes Under $400K in St. Cloud, FL

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24 of 461 Listings
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Homes Under $400K in St. Cloud, FL

24 of 461 Listings

  1. 1858 Shumard Ave — photoPrice Reduced35

Your St Cloud agent

VF

Veronica Figueroa

The Figueroa Team LLC. eXp Realty, LLC

The Figueroa Team LLC. eXp Realty, LLCCall Veronica
Active

$320,000

3 bd · 2 ba · 1,702 sqft

1858 Shumard Ave, St Cloud, FL

Thomas Nickley, Jr · KELLER WILLIAMS REALTY AT THE PARKS

  • 3479 Malawi Trl — photoPrice ReducedOpen house Sat, Oct 10 · 10:00 AM21Active

    $375,000

    4 bd · 2 ba · 1,828 sqft

    3479 Malawi Trl, St Cloud, FL

    Stephen Cline · DR HORTON REALTY OF CENTRAL FLORIDA LLC

  • 9185 Concord Rd — photoPrice Reduced20Active

    $265,000

    3 bd · 2 ba · 1,222 sqft

    9185 Concord Rd, St Cloud, FL

    Steve Pugh · EXP REALTY LLC

  • 2720 Meadow Crest Dr — photoPrice Reduced29Active

    $339,990

    4 bd · 3 ba · 1,679 sqft

    2720 Meadow Crest Dr, St Cloud, FL

    Adam Schott · DRB GROUP REALTY, LLC

  • 3600 Yellow Bird Ct — photoPrice Reduced36Active

    $399,996

    3 bd · 2 ba · 1,697 sqft

    3600 Yellow Bird Ct, St Cloud, FL

    Jonathan Ruiz · LA ROSA REALTY LLC

  • 3922 Cedar Hammock Trl — photo40Active

    $380,000

    3 bd · 2 ba · 1,895 sqft

    3922 Cedar Hammock Trl, St Cloud, FL

    Carla Trine · MAINFRAME REAL ESTATE

  • 2975 Parkfield Rd — photoPrice Reduced20Active

    $399,990

    4 bd · 3 ba · 2,098 sqft

    2975 Parkfield Rd, St Cloud, FL

    Pedro Pipia · AROD PARTNERS REALTY

  • 2916 Canoe Cir — photoPrice Reduced21Active

    $324,900

    3 bd · 2 ba · 1,266 sqft

    2916 Canoe Cir, St Cloud, FL

    Millie Amparo · EMPIRE NETWORK REALTY

  • 7134 Five Oaks Dr #4B — photoPrice Reduced59Active

    $293,000

    3 bd · 3 ba · 1,472 sqft

    7134 Five Oaks Dr #4B, St Cloud, FL

    Jeanine Corcoran · CORCORAN CONNECT LLC

  • 1369 Wood Lake Cir — photoPrice Reduced26Active

    $320,000

    2 bd · 2 ba · 1,620 sqft

    1369 Wood Lake Cir, St Cloud, FL

    Patricia McCabe · DREAM BUILDERS REALTY

  • 515 New York Ave — photoPrice Reduced30Active

    $249,000

    2 bd · 1 ba · 1,095 sqft

    515 New York Ave, St Cloud, FL

    Raymond Reyes · LPT REALTY, LLC

  • 5087 Tana Ter — photoPrice Reduced39Active

    $380,000

    4 bd · 2 ba · 1,828 sqft

    5087 Tana Ter, St Cloud, FL

    Dominick Florio · RE/MAX TOWN & COUNTRY REALTY

  • 2617 Hammock Harbor Avenue — photoPrice Reduced26Active

    $358,726

    2 bd · 2 ba · 1,579 sqft

    2617 Hammock Harbor Avenue, St Cloud, FL

    Adrienne Escott · PULTE REALTY OF NORTH FLORIDA LLC

  • 2621 Hammock Harbor Avenue — photoPrice Reduced33Active

    $357,326

    2 bd · 2 ba · 1,579 sqft

    2621 Hammock Harbor Avenue, St Cloud, FL

    Adrienne Escott · PULTE REALTY OF NORTH FLORIDA LLC

  • 7642 Bent Tree Loop — photoPrice ReducedOpen house Sun, Oct 11 · 12:00 PM24Active

    $366,900

    3 bd · 2 ba · 1,780 sqft

    7642 Bent Tree Loop, St Cloud, FL

    Jannette Rodriguez · ADAMS HOMES REALTY, INC

  • 7587 Bent Tree Loop — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM19Active

    $387,900

    4 bd · 3 ba · 2,202 sqft

    7587 Bent Tree Loop, St Cloud, FL

    Viviani Moreno De Segovia · ADAMS HOMES REALTY, INC.

  • 706 Jersey Ave — photoPrice Reduced26Active

    $270,000

    2 bd · 1 ba · 912 sqft

    706 Jersey Ave, St Cloud, FL

    Karina Garate · EXP REALTY, LLC

  • 6370 Bass Hwy — photoPrice Reduced25Active

    $281,000

    3 bd · 2 ba · 1,175 sqft

    6370 Bass Hwy, St Cloud, FL

    Jonathan Burrows · EXP REALTY LLC

  • 3809 Enchantment Ln — photo39Active

    $374,900

    4 bd · 2 ba · 1,859 sqft

    3809 Enchantment Ln, St Cloud, FL

    Steven Horner · RE/MAX PRIME PROPERTIES

  • 4704 Homestead Trl — photo34Active

    $390,000

    4 bd · 3 ba · 2,011 sqft

    4704 Homestead Trl, St Cloud, FL

    Natalie Rivera · VESTI LLC

  • 5616 Beggs Rd — photoPrice Reduced32Active

    $375,000

    3 bd · 2 ba · 1,509 sqft

    5616 Beggs Rd, St Cloud, FL

    Candace Garber · TRUDEALS REALTY CORP

  • 5027 E Fountainwood Dr — photoPrice Reduced20Active

    $379,000

    3 bd · 2 ba · 1,456 sqft

    5027 E Fountainwood Dr, St Cloud, FL

    Misty Cabaniss · EXP REALTY LLC

  • 5033 Caspian St — photoPrice Reduced39Active

    $314,900

    2 bd · 3 ba · 1,464 sqft

    5033 Caspian St, St Cloud, FL

    Logan Berkowitz · ENGEL & VOLKERS NEW SMYRNA

  • 1417 Hyde St — photoPrice Reduced24Active

    $319,990

    3 bd · 3 ba · 1,691 sqft

    1417 Hyde St, St Cloud, FL

    Stacie Brown Kelly · KELLER WILLIAMS ADVANTAGE REALTY

  • 1…121314…20

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    Your St Cloud agent

    VF

    Veronica Figueroa

    The Figueroa Team LLC. eXp Realty, LLC

    The Figueroa Team LLC. eXp Realty, LLCCall Veronica

    Listing data & MLS disclosures

    Stellar MLS
    Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

    St. Cloud, FL community profile

    Population
    71,186
    Median income
    $66,448
    Housing units
    26,304
    People per sq. mi.
    2,303.8
    Area
    30.9 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026 · This period is still settling

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 113 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 16, 2026

    Median sale price
    $410,000$338,000–$495,000 typical range
    Price per sq. ft.
    $193
    Sales
    77
    Paid in cash
    39.0%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $394,900
    Homes for sale
    522
    Median days on market
    35 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -8.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,824 sq. ft.