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Spencer, IA Homes for Sale | Realty.com

Start here

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Before you start looking
The buying timeline

Afford it

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Mortgage calculator
How much can I afford?
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3 beds New construction

46 listings

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Buy before you sell

Resources

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Homes for Sale in Spencer, IA

Homes for Sale in Spencer, IA

24 of 46 Listings

Homes for Sale in Spencer, IA

24 of 46 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #B64731100

14Active
$85,000
2 bd · 2 ba · 1,238 sqft
716 3rd Avenue E, Spencer, IA
Kelly Bierl · Hometown Realty
14Active
$189,900
3 bd · 2 ba · 1,912 sqft
1413 2nd Avenue E, Spencer, IA
Nicole Nimke · EXIT Realty Midwest- Spencer/Emmetsburg
Active
$174,900
3 bd · 1 ba · 1,448 sqft
411 E 11th Street, Spencer, IA
Bryan Sebastian · Hinn Real Estate
Your local brokerage
Thomas O'Leary
Realty.com
Lic. #B64731100
Call Thomas
14Active
$167,500
3 bd · 1 ba · 1,008 sqft
507 C Club Lane, Spencer, IA
Peggy Bergh-Kuker · Keller Williams Okoboji
12Active
$150,000
5 bd · — ba · 2,790 sqft
2775 190th Avenue, Spencer, IA
George Carlson · Keller Williams Okoboji
11Active
$99,500
2 bd · 1 ba · 792 sqft
215 E 13th Street, Spencer, IA
Kelly Bierl · Hometown Realty
13Active
$99,900
2 bd · 1 ba · 946 sqft
1120 4th Avenue E, Spencer, IA
Kelly Bierl · Hometown Realty
29Active
$299,500
4 bd · 3 ba · 2,390 sqft
1312 13th Avenue W, Spencer, IA
Kim Bates · Bates Realty, LLC
24Active
$384,000
4 bd · 4 ba · 2,800 sqft
1519 W 11th Street, Spencer, IA
Kelly Bierl · Hometown Realty
20Active
$291,900
3 bd · 2 ba · 1,518 sqft
3213 W 3rd Street, Spencer, IA
Nancy Vierkant · EXIT Realty Midwest
42Active
$314,500
4 bd · 2 ba · 2,407 sqft
2601 10th Avenue E, Spencer, IA
Kim Bates · Bates Realty, LLC
Price Reduced24Active
$229,900
3 bd · 2 ba · 1,622 sqft
1315 1st Avenue W, Spencer, IA
Kari Stave · EXIT Realty Midwest- Spencer/Emmetsburg
Price Reduced27Active
$398,000
2 bd · 3 ba · 1,807 sqft
1805 W 4th Street, Spencer, IA
Kelly Bierl · Hometown Realty
Price Reduced26Active
$285,000
3 bd · 2 ba · 2,138 sqft
319 14th Avenue W, Spencer, IA
Lori Black · EXIT Realty Midwest- Spencer/Emmetsburg
Price Reduced20Active
$199,900
3 bd · 2 ba · 2,013 sqft
905 E 4th Street, Spencer, IA
Kim Bates · Bates Realty, LLC
16Active
$235,000
2 bd · 2 ba · 1,392 sqft
1703 Patricia Avenue #2, Spencer, IA
Kim Bates · Bates Realty, LLC
19Active
$250,000
3 bd · 2 ba · 1,690 sqft
610 Country Club Lane, Spencer, IA
Kelly Pullen · EXIT Realty Midwest- Spencer/Emmetsburg
26Active
$249,000
2 bd · 2 ba · 1,741 sqft
506 4th Street SE, Spencer, IA
Bryan Sebastian · Hinn Real Estate
Price Reduced28Active
$249,500
4 bd · 2 ba · 1,933 sqft
1117 8th Avenue W, Spencer, IA
Kim Bates · Bates Realty, LLC
17Active
$159,000
3 bd · 2 ba · 808 sqft
309 W 12th Street, Spencer, IA
Peggy Bergh-Kuker · Keller Williams Okoboji
Price Reduced18Active
$148,000
2 bd · 1 ba · 988 sqft
703 8th Avenue W, Spencer, IA
Bob Bates · Bates Realty, LLC
25Active
$350,000
5 bd · 4 ba · 2,128 sqft
1107 W 4th Street, Spencer, IA
Kate Padilla · eXp Realty LLC
22Active
$270,000
4 bd · 2 ba · 1,988 sqft
928 E 9th Street, Spencer, IA
Nicole Nimke · EXIT Realty Midwest- Spencer/Emmetsburg
Price Reduced37Active
$175,000
5 bd · 1 ba · 1,355 sqft
228 4th Street SW, Spencer, IA
Dana Reinders · EXIT Realty Midwest- Spencer/Emmetsburg

1 2

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Listing data & MLS disclosures

Iowa Great Lakes Board of REALTORS: The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

New construction
With a pool

Spencer, IA community profile

Population: 11,283
Median income: $58,383
Housing units: 5,621
People per sq. mi.: 71.6
Area: 157.6 sq. mi.

Source: HJN community data

Nearby areas

ZIP codes

51360 (88)
51331 (51)
51301 (47)
51351 (42)
51355 (29)
51347 (10)
51334 (8)
51346 (5)

Cities

Spirit Lake (79)
Arnolds Park (51)
Okoboji (29)
Milford (25)
Wahpeton (16)
Lake Park (10)
Estherville (8)
Hartley (5)

Spencer housing market

July 2026

Homes that sold · County records, as of Jul 31, 2026

Median sale price: $165,000$126,500–$294,500 typical range
Price per sq. ft.: $171
Sales: 47
Paid in cash: 40.4%

Homes on the market · MLS, as of Jul 21, 2026

Median list price: $224,900
Homes for sale: 44

Price trend · Assessor repeat sales, as of Jul 31, 2026

Year-over-year: 5.0%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 15, 2026

Median home size: 1,448 sq. ft.