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Homes Under $700K in Panama City, FL
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Start here

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  • The buying timeline

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  • Mortgage calculator
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  • Get pre-approved

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3 bedsNew constructionWith a pool

Homes Under $700K in Panama City, FL

Homes Under $700K in Panama City, FL

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24 of 1,111 Listings
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Homes Under $700K in Panama City, FL

24 of 1,111 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
  1. 726 Detroit Avenue — photoPrice Reduced19Active

    $599,000

    9 bd · 6 ba · 3,891 sqft

    726 Detroit Avenue, Panama City, FL

    Shaunnah Whitely · Realty One Group Emerald Coast

  2. 1408 Blackbird Court — photoNew75Active

    $530,000

    3 bd · 2 ba · 1,758 sqft

    1408 Blackbird Court, Panama City, FL

    SunCoast Home Group · Counts Real Estate Group Inc

  3. 3101 W 21st Court — photo21Active

    $195,000

    3 bd · 1 ba · 1,104 sqft

    3101 W 21st Court, Panama City, FL

    Shannon R Cole · QUORA REALTY

  4. 6020 Michelle Circle — photoPrice Reduced24Active

    $130,000

    3 bd · 2 ba · 1,040 sqft

    6020 Michelle Circle, Panama City, FL

    The Jarrett Group · Keller Williams Success Realty

  5. 1104 W 11th Street — photo43Active

    $439,000

    3 bd · 3 ba · 1,848 sqft

    1104 W 11th Street, Panama City, FL

    Scott Seidler · Keller Williams Success Realty

  6. 5027 Willow Street — photoPrice Reduced30Active

    $219,000

    3 bd · 2 ba · 1,099 sqft

    5027 Willow Street, Panama City, FL

    Liliia Kushnarev · Local Insight Realty

  7. 139 N Larry Drive — photoPrice Reduced10Active

    $155,000

    2 bd · 1 ba · 766 sqft

    139 N Larry Drive, Panama City, FL

    Shaunnah Whitely · Realty One Group Emerald Coast

  8. 6104 Harvey Street — photoPrice Reduced10Active

    $599,000

    3 bd · 2 ba · 2,260 sqft

    6104 Harvey Street, Panama City, FL

    Shaunnah Whitely · Realty One Group Emerald Coast

  9. 504 N 9th Plaza — photoNew17Active

    $305,000

    3 bd · 2 ba · 1,262 sqft

    504 N 9th Plaza, Panama City, FL

    Keant Allen · Central Bay Realty and Property Management LLC

  10. 3026 Malone Drive — photo47Active

    $675,000

    3 bd · 3 ba · 2,341 sqft

    3026 Malone Drive, Panama City, FL

    Morgan L Benton · EXP Realty LLC

  11. 9850 S Thomas Drive Unit 706E — photo40Active

    $360,000

    1 bd · 1 ba · 751 sqft

    9850 S Thomas Drive Unit 706E, Panama City, FL

    Tara L Braun · Beachy Beach Real Estate

  12. 2506 W 26th Street — photoNew24Active

    $339,000

    4 bd · 2 ba · 2,492 sqft

    2506 W 26th Street, Panama City, FL

    Joey A Virga · Virga Realty Inc

  13. 4893 Rosemary Street — photoPrice Reduced40Active

    $319,900

    4 bd · 3 ba · 1,960 sqft

    4893 Rosemary Street, Panama City, FL

    Mark A Miles · DR Horton Realty of Emerald Coast, LLC

  14. 1203 W 12th Street — photo18Active

    $339,000

    3 bd · 2 ba · 2,070 sqft

    1203 W 12th Street, Panama City, FL

    Cindy Armstrong Karr · Berkshire Hathaway HomeServices Beach Properties of Florida

  15. 3624 Basal Street — photoPrice Reduced12Active

    $355,050

    4 bd · 3 ba · 1,817 sqft

    3624 Basal Street, Panama City, FL

    Derick Aubry · Adams Homes Realty, Inc.

  16. 917 Kevin Court — photo49Active

    $149,000

    4 bd · 2 ba · 1,536 sqft

    917 Kevin Court, Panama City, FL

    Lee Ann Swartzentruber · Epique Realty Inc

  17. 2716 E 12th Street — photo19Active

    $190,000

    3 bd · 2 ba · 1,456 sqft

    2716 E 12th Street, Panama City, FL

    Dailen Alvarez Alvarez · LoKation Real Estate

  18. 12824 Lake Merial Strand Unit 29 — photo47Active

    $532,576

    3 bd · 3 ba · 2,639 sqft

    12824 Lake Merial Strand Unit 29, Panama City, FL

    Trish Lohela · Holiday Builders of the Gulf Coast

  19. 12804 Lake Merial Strand Drive Unit 39 — photo47Active

    $500,927

    3 bd · 3 ba · 2,491 sqft

    12804 Lake Merial Strand Drive Unit 39, Panama City, FL

    Trish Lohela · Holiday Builders of the Gulf Coast

  20. 4929 Brock Street — photo41Active

    $469,900

    4 bd · 3 ba · 2,280 sqft

    4929 Brock Street, Panama City, FL

    James Gray · Counts Real Estate Group

  21. 270 Boggy Creek Way — photo35Active

    $279,000

    4 bd · 2 ba · 1,550 sqft

    270 Boggy Creek Way, Panama City, FL

    Morgan L Benton · EXP Realty LLC

  22. 643 S Berthe Avenue — photo30Active

    $525,000

    3 bd · 3 ba · 2,334 sqft

    643 S Berthe Avenue, Panama City, FL

    Kelli White Garrett · CENTURY 21 Commander Realty

  23. 4100 Marriott Drive Unit 302 — photo43Active

    $398,000

    2 bd · 2 ba · 1,458 sqft

    4100 Marriott Drive Unit 302, Panama City, FL

    Katie A Malek · Keller Williams Success Realty

  24. 135 Indian Summer Avenue — photo26Active

    $239,000

    3 bd · 2 ba · 1,268 sqft

    135 Indian Summer Avenue, Panama City, FL

    Kaitlyn Fucci · Salty Marlin Realty LLC

12…47

About Homes Under $700K in Panama City, FL

Homes Under $700K in Panama City, FL: 1,111 active listings as of November 2, 2026, 14:13 UTC.

Property types among these 1,111 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Single Family Residence73366.0%
Condominium21619.4%
Attached797.1%
Manufactured Home423.8%
Duplex151.4%
Attached Single Unit80.7%
Multi Family7
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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Listing data & MLS disclosures

Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-11-01 21:36:36 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-10-31 13:40:33 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
  • 0.6%
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    Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

    Call Thomas

    Panama City, FL community profile

    Population
    37,893
    Median income
    $56,830
    Housing units
    19,317
    People per sq. mi.
    77
    Area
    492 sq. mi.

    Source: HJN community data

    Panama City housing market

    October 2026 · This period is still settling

    Panama City 12-month median sale price trend

    Selling at 97.0% of asking price

    Buyers here are paying below asking. MLS · 160 sales · as of Oct 30, 2026

    Homes that sold · County records, as of Oct 12, 2026

    Median sale price
    $330,000$229,500–$415,000 typical range
    Price per sq. ft.
    $203
    Sales
    55
    Paid in cash
    45.5%

    Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

    Median list price
    $365,000
    Homes for sale
    1,232
    Median days on market
    67 days

    Price trend · Assessor repeat sales, as of Oct 31, 2026

    Year-over-year
    23.9%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

    Median home size
    1,605 sq. ft.