Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Save search

Map layers

Safety

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Waterfront Homes in Panama City, FL
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Rentals
  • Commercial

293 listings
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save search
3 bedsNew constructionWith a pool

Waterfront Homes in Panama City, FL

Waterfront Homes in Panama City, FL

Hide Map
23 of 293 Listings
Map

Waterfront Homes in Panama City, FL

23 of 293 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
  1. 6625 Fox Lake Drive — photoNew8Active

    $412,000

    3 bd · 2 ba · 1,665 sqft

    6625 Fox Lake Drive, Panama City, FL

    Steven Koleno · Beycome of Florida LLC

  2. 523 Wahoo Road — photo87Active

    $1,070,000

    4 bd · 3 ba · 2,820 sqft

    523 Wahoo Road, Panama City, FL

    Jennifer L Drew · Corcoran Reverie

  3. 8101 Highpoint Road — photo35Active

    $655,000

    4 bd · 3 ba · 2,250 sqft

    8101 Highpoint Road, Panama City, FL

    Chris M Shelton · Beachy Beach Real Estate

  4. 7205 Hiawatha Street — photoOpen house Wed, Oct 21 · 2:00 PM43Active

    $349,800

    3 bd · 2 ba · 1,411 sqft

    7205 Hiawatha Street, Panama City, FL

    Haley R Mayer · Coldwell Banker Realty

  5. 9860 S Thomas Drive Unit 109 — photo65Active

    $324,900

    3 bd · 2 ba · 1,262 sqft

    9860 S Thomas Drive Unit 109, Panama City, FL

    Denise Hindes · Coastal Living Realty & Associates

  6. 7205 Thomas Drive Unit D404 — photo25Active

    $449,990

    2 bd · 2 ba · 1,000 sqft

    7205 Thomas Drive Unit D404, Panama City, FL

    SunCoast Home Group · Counts Real Estate Group Inc

  7. 7012 S Lagoon Drive — photo29Active

    $815,000

    3 bd · 2 ba · 1,304 sqft

    7012 S Lagoon Drive, Panama City, FL

    The Wheeler Sauls Collective · Salty Marlin Realty LLC

  8. 3730 Preserve Bay Boulevard — photoPrice Reduced98Active

    $8,475,000

    5 bd · 10 ba · 9,473 sqft

    3730 Preserve Bay Boulevard, Panama City, FL

    Amin Delawalla · Watersound Real Estate

  9. 3003 Island View Circle — photoPrice Reduced11Active

    $450,000

    4 bd · 3 ba · 2,520 sqft

    3003 Island View Circle, Panama City, FL

    Angela M Feria · Foundation Real Estate Agency LLC

  10. 103 Arlington Drive — photo52Active

    $449,999

    4 bd · 2 ba · 2,745 sqft

    103 Arlington Drive, Panama City, FL

    Chris C Allen · Real Broker LLC

  11. 2203 Walosi Way Unit L303 — photo29Active

    $230,000

    2 bd · 2 ba · 1,299 sqft

    2203 Walosi Way Unit L303, Panama City, FL

    India T Lucious · EXP Realty LLC

  12. 100 Cherry Street Unit 406 — photo34Active

    $289,000

    2 bd · 2 ba · 1,250 sqft

    100 Cherry Street Unit 406, Panama City, FL

    Charles Sowers · Realty One Group Emerald Coast

  13. 6201 Thomas Drive Unit 1008 — photoPrice Reduced45Active

    $699,400

    2 bd · 2 ba · 1,441 sqft

    6201 Thomas Drive Unit 1008, Panama City, FL

    Daniel Peak · Realty Mark Associates

  14. 0 S Bear Creek Road — photo17Active

    $599,000

    1 bd · 1 ba · 3,996 sqft

    0 S Bear Creek Road, Panama City, FL

    Matt W Wright · Think Real Estate

  15. 14825 Front Beach Road Unit 2102 — photo38Active

    $520,000

    2 bd · 2 ba · 1,242 sqft

    14825 Front Beach Road Unit 2102, Panama City, FL

    Abbott Martin Group · EXP Realty LLC

  16. 14825 Front Beach Road Unit 1904 — photo40Active

    $499,999

    2 bd · 2 ba · 1,249 sqft

    14825 Front Beach Road Unit 1904, Panama City, FL

    Sandi Smith · Dalton Wade Inc

  17. 7205 Thomas Drive Unit E206 — photoPrice Reduced41Active

    $813,000

    3 bd · 3 ba · 1,976 sqft

    7205 Thomas Drive Unit E206, Panama City, FL

    Wesley Burroughs · EXP Realty LLC

  18. 100 Cherry Street 501 — photo28Active

    $310,000

    2 bd · 2 ba · 1,250 sqft

    100 Cherry Street 501, Panama City, FL

    Yvette Colona, GRI · Coldwell Banker Realty

  19. 6083 E Highway 98 — photoPrice Reduced29Active

    $328,500

    3 bd · 3 ba · 1,414 sqft

    6083 E Highway 98, Panama City, FL

    Wilma L Taylor · CENTURY 21 Commander Realty

  20. 5121 Stratford Avenue — photo39Active

    $505,000

    2 bd · 4 ba · 1,509 sqft

    5121 Stratford Avenue, Panama City, FL

    Mary Sowell · Keller Williams Success Realty

  21. 7202 S Lagoon Drive — photo61Active

    $895,000

    3 bd · 4 ba · 2,362 sqft

    7202 S Lagoon Drive, Panama City, FL

    Steve E Butler · ERA Neubauer Real Estate, Inc

  22. 720 Bunkers Cove Road — photo81Active

    $1,899,000

    4 bd · 3 ba · 3,233 sqft

    720 Bunkers Cove Road, Panama City, FL

    Sostheim Group · Corcoran Reverie

  23. 6505 Thomas Drive 707 — photo60Active

    $385,000

    2 bd · 2 ba · 1,015 sqft

    6505 Thomas Drive 707, Panama City, FL

    Greg B Taylor · Counts Real Estate Group Inc

12…13

About Waterfront Homes in Panama City, FL

Waterfront Homes in Panama City, FL: 293 active listings as of October 21, 2026, 20:07 UTC.

Property types among these 293 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Condominium17860.8%
Single Family Residence9331.7%
Attached144.8%

Waterfront Homes in nearby cities

  • Waterfront Homes in Panama City Beach
  • Waterfront Homes in Inlet Beach
  • Waterfront Homes in Mexico Beach
  • Waterfront Homes in Port St. Joe
Realty.com

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

Equal Housing OpportunityEqual Housing Lender

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

© 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

Listing data & MLS disclosures

Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-10-21 14:57:46 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-10-13 18:09:47 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
  • Waterfront Homes in Freeport
  • Explore Panama City homes

    By price

    • Homes Under $200K
    • Homes Under $300K
    • Homes Under $400K
    • Homes Under $500K
    • Homes Under $600K
    • Luxury Homes

    By bedrooms

    • 2 Bedroom Homes
    • 3 Bedroom Homes
    • 4 Bedroom Homes
    • 5 Bedroom Homes

    By type

    • Single-Family Homes
    • Townhomes
    • Condos
    • Manufactured Homes
    • Multi-Family Homes

    By feature

    • New Construction Homes
    • Homes with a Pool
    • Waterfront Homes
    • Open Houses

    Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

    Call Thomas

    Panama City, FL community profile

    Population
    37,893
    Median income
    $56,830
    Housing units
    19,317
    People per sq. mi.
    77
    Area
    492 sq. mi.

    Source: HJN community data

    Panama City housing market

    September 2026 · This period is still settling

    Panama City 12-month median sale price trend

    Selling at 97.5% of asking price

    Buyers here are paying below asking. MLS · 188 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 29, 2026

    Median sale price
    $279,900$170,000–$400,000 typical range
    Price per sq. ft.
    $175
    Sales
    201
    Paid in cash
    41.8%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $369,000
    Homes for sale
    1,130
    Median days on market
    76 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -16.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    1,605 sq. ft.