Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Save search

Map layers

Safety

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Rentals
  • Commercial

Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save search
3 bedsNew constructionWith a pool
3 Bedroom Homes in Fernandina Beach, FL — Page 11
292 listings

3 Bedroom Homes in Fernandina Beach, FL

3 Bedroom Homes in Fernandina Beach, FL

Hide Map
16 of 292 Listings
Map

3 Bedroom Homes in Fernandina Beach, FL

16 of 292 Listings

  1. 95045 Bermuda Drive — photoPrice Reduced28

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Call Thomas
Active

$595,000

3 bd · 3 ba · 2,371 sqft

95045 Bermuda Drive, Fernandina Beach, FL

Daniel Hulett · ONE SOTHEBYS INTERNATIONAL REALTY

  • 85142 Crews Road — photo64Active

    $649,900

    3 bd · 2 ba · 1,732 sqft

    85142 Crews Road, Fernandina Beach, FL

    KEVIN PICKETT · PICKETT HOME ADVISORS, LLC

  • 1524 Ruskin Lane — photoPrice ReducedOpen house Sun, Oct 25 · 1:00 PM42Active

    $625,000

    3 bd · 3 ba · 1,998 sqft

    1524 Ruskin Lane, Fernandina Beach, FL

    Melissa Ricks · KELLER WILLIAMS REALTY / FB OFFICE

  • 2666 a 1st Avenue — photoPrice Reduced50Active

    $499,000

    3 bd · 2 ba · 1,444 sqft

    2666 a 1st Avenue, Fernandina Beach, FL

    Jenny Schaffer · SUMMER HOUSE REALTY

  • 95321 Shell Midden Lane — photoPrice Reduced64Active

    $1,225,000

    3 bd · 4 ba · 2,697 sqft

    95321 Shell Midden Lane, Fernandina Beach, FL

    Taylor Edwards · THE EDWARDS COMPANY

  • 27 Marsh Creek Road — photoPrice Reduced68Active

    $1,400,000

    3 bd · 2 ba · 1,791 sqft

    27 Marsh Creek Road, Fernandina Beach, FL

    CANDACE FASANO · CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

  • 2156 White Sands Way 503 — photo87Active

    $749,000

    3 bd · 4 ba · 2,786 sqft

    2156 White Sands Way 503, Fernandina Beach, FL

    Hazel Preuss · IRON VALLEY REAL ESTATE NORTH FLORIDA

  • 3119 Sea Marsh Road — photo51Active

    $1,495,000

    3 bd · 2 ba · 2,657 sqft

    3119 Sea Marsh Road, Fernandina Beach, FL

    TAMMY JEAN BARNES · AMELIA ISLAND REAL ESTATE SERVICES

  • 5012 Karen Street — photoPrice Reduced47Active

    $862,900

    3 bd · 2 ba · 2,172 sqft

    5012 Karen Street, Fernandina Beach, FL

    Kelli Allen · ERA FERNANDINA BEACH REALTY

  • 85582 Fall River Parkway — photoPrice Reduced46Active

    $635,000

    3 bd · 2 ba · 2,220 sqft

    85582 Fall River Parkway, Fernandina Beach, FL

    Bryce Ocepek · COLDWELL BANKER ANABASIS REALTY

  • 1795 Mariners Walk — photo31Active

    $598,000

    3 bd · 2 ba · 1,450 sqft

    1795 Mariners Walk, Fernandina Beach, FL

    Claudia Watts · ONE SOTHEBYS INTERNATIONAL REALTY

  • 665 E Spanish Way — photoPrice Reduced30Active

    $749,000

    3 bd · 2 ba · 2,484 sqft

    665 E Spanish Way, Fernandina Beach, FL

    Leslie Cutajar · ONE SOTHEBYS INTERNATIONAL REALTY

  • 1389 Harrison Point Trail — photoPrice ReducedOpen house Sun, Oct 25 · 12:00 PM44Active

    $729,000

    3 bd · 2 ba · 1,870 sqft

    1389 Harrison Point Trail, Fernandina Beach, FL

    Susan McEwen · WATSON REALTY CORP.

  • 95436 Golden Glow Drive — photoPrice Reduced48Active

    $774,500

    3 bd · 3 ba · 2,421 sqft

    95436 Golden Glow Drive, Fernandina Beach, FL

    Tammy Tingle · CENTURY 21 MILLER ELITE

  • 94028 Hemlock Court — photoPrice Reduced38Active

    $685,900

    3 bd · 4 ba · 2,535 sqft

    94028 Hemlock Court, Fernandina Beach, FL

    TANA MANKUS · COASTAL REALTY JAX

  • 96023 Cottage Court 1202 — photoPrice Reduced34Active

    $280,000

    3 bd · 3 ba · 1,477 sqft

    96023 Cottage Court 1202, Fernandina Beach, FL

    WHITNEY STARLING · BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

  • 1…10111213

    Explore Fernandina Beach homes

    By price

    • Homes Under $300K
    • Homes Under $400K
    • Homes Under $500K
    • Homes Under $600K
    • Homes Under $700K
    • Homes Under $800K
    • Homes Under $900K
    • Homes Under $1M
    • Homes Under $1.25M
    • Homes Under $1.5M
    • Homes Under $1.75M
    • Luxury Homes

    By bedrooms

    • 2 Bedroom Homes
    • 3 Bedroom Homes
    • 4 Bedroom Homes
    • 5 Bedroom Homes

    By type

    • Single-Family Homes
    • Condos

    By feature

    • New Construction Homes
    • Homes with a Pool
    • Waterfront Homes
    • Open Houses
    Realty.com

    L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

    Equal Housing OpportunityEqual Housing Lender

    The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

    © 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

    Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #BK3453168

    Call Thomas

    Listing data & MLS disclosures

    Amelia Island Nassau County Association of REALTORS
    IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
    Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-23 05:07:15 UTC
    realMLS (Northeast Florida Multiple Listing Service)
    IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
    Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-10-12 18:45:41 UTC

    Fernandina Beach, FL community profile

    Population
    15,259
    Median income
    $85,682
    Housing units
    8,762
    People per sq. mi.
    192.9
    Area
    79.1 sq. mi.

    Source: HJN community data

    Fernandina Beach housing market

    September 2026 · This period is still settling

    Fernandina Beach 12-month median sale price trend

    Selling at 97.3% of asking price

    Buyers here are paying below asking. MLS · 106 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 1, 2026

    Median sale price
    $506,000$473,750–$842,500 typical range
    Sales
    11
    Paid in cash
    45.5%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $691,950
    Homes for sale
    476
    Median days on market
    81 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -6.7%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

    Median home size
    2,071 sq. ft.