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3 beds New construction

Homes Under $400K in Covington, KY

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24 of 126 Listings

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24 of 126 Listings

Homes Under $400K in Covington, KY — Page 3

126 listings

Homes Under $400K in Covington, KY

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24 of 126 Listings

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Homes Under $400K in Covington, KY

24 of 126 Listings

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas

Active

$240,000

3 bd · 2 ba · 1,770 sqft

2210 Busse Street, Covington, KY

Christa Zielke · KW Seven Hills Realty

21Active

$265,000

2 bd · 2 ba · 1,069 sqft

109 E 8th Street, Covington, KY

Cindy Shetterly · Keller Williams Realty Service

1Active

3 bd · 3 ba · — sqft

2359 Bella Ridge, Covington, KY

Cheryl Watson · CENTURY 21 Garner Properties

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas

Price Reduced17Active

$149,000

2 bd · 1 ba · 1,094 sqft

2033 Mackoy Street, Covington, KY

Curt Curley · Huff Realty - Florence

Price Reduced21Active

$197,000

2 bd · 1 ba · 924 sqft

3313 Grace Avenue, Covington, KY

Chris Russell · Plum Tree Realty

Price ReducedOpen house Sun, Oct 25 · 1:00 PM36Active

$229,000

3 bd · 1 ba · 1,188 sqft

1538 Nancy Street, Covington, KY

Dustin Poe · KW Seven Hills Realty

29Active

$185,900

3 bd · 1 ba · — sqft

621 Edgecliff Street, Covington, KY

Bradley Treas · Huff Realty - Florence

16Active

$235,000

3 bd · 2 ba · 1,218 sqft

118 Daniels Street, Covington, KY

Jim Squires · Huff Realty - Florence

Price Reduced27Active

$174,900

3 bd · 1 ba · 1,088 sqft

4301 Michigan Avenue, Covington, KY

Adam Woodring · Mainstay Brokerage LLC

Price Reduced16Active

$162,000

1 bd · 1 ba · 722 sqft

415 W 21st Street, Covington, KY

Caitlyn Campbell · Haven Homes Group

37Active

$289,900

2 bd · 2 ba · 1,740 sqft

1308 Holman Avenue, Covington, KY

Joshua White · Coldwell Banker Realty FM

Price Reduced50Active

$360,000

4 bd · 2 ba · 1,888 sqft

25 Wallace Avenue, Covington, KY

Linda Glover · Huff Realty - Ft. Mitchell

Price Reduced15Active

$205,000

3 bd · 1 ba · 1,298 sqft

3302 Rogers Street, Covington, KY

The Meece Home Team · Berkshire Hathaway HomeService

Price Reduced50Active

$207,500

2 bd · 2 ba · 1,102 sqft

3802 Huntington Avenue, Covington, KY

Richard Hubbard · RE/MAX Victory + Affiliates

Price Reduced21Active

$244,800

3 bd · 2 ba · 1,428 sqft

1706 Holman Avenue, Covington, KY

Cindy Shetterly · Keller Williams Realty Service

Price Reduced29Active

$295,000

4 bd · 2 ba · 1,450 sqft

24 Hideaway Drive, Covington, KY

Alejandro Navarrete · Huff Realty - Florence

Price Reduced49Active

$359,900

3 bd · 3 ba · — sqft

2357 Bella Ridge, Covington, KY

Brian Thomas · Coldwell Banker Heritage

Price Reduced21Active

$224,900

3 bd · 2 ba · 1,218 sqft

120 Daniels Street, Covington, KY

Paige Nantz · Bluegrass Real Estate Group

27Active

$159,900

1 bd · 1 ba · 736 sqft

419 Lehmer Street, Covington, KY

Natalie Irwin Bennett · Bang Realty, Inc

Price Reduced50Active

$245,000

2 bd · 2 ba · 1,496 sqft

2205 Rolling Hills Drive, Covington, KY

Cindy Cahill · Cahill Real Estate Services

Price Reduced22Active

$179,900

2 bd · 2 ba · 1,034 sqft

112 Winding Way, G, Covington, KY

Caldwell Group · eXp Realty, LLC

Price Reduced31Active

$144,900

1 bd · 1 ba · 825 sqft

309 E 13th Street, Covington, KY

Tara Gallardo · Keller Williams Advisors

Price Reduced6Active

$154,900

3 bd · 1 ba · 1,600 sqft

1209 Garrard Street, Covington, KY

Adam Woodring · Mainstay Brokerage LLC

Price Reduced20Active

$149,900

3 bd · 1 ba · 874 sqft

1809 Russell Street, Covington, KY

Adam Woodring · Mainstay Brokerage LLC

1 2 3 4…6

Listing data & MLS disclosures

Northern Kentucky Multiple Listing Service: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Realty.com, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved. Last Updated: 2026-10-22 16:58:18 UTC

Covington housing market

September 2026

Selling at 98.6% of asking price

Buyers here are paying below asking. MLS · 30 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 29, 2026

Median sale price: $200,000$100,000–$310,000 typical range
Price per sq. ft.: $147
Sales: 45
Paid in cash: 37.8%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $259,950
Homes for sale: 86
Median days on market: 9 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -7.0%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Median home size: 1,466 sq. ft.

Covington, KY community profile

Population: 42,532
Median income: $56,630
Housing units: 20,993
People per sq. mi.: 3,975
Area: 10.7 sq. mi.

Source: HJN community data

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas

Listing data & MLS disclosures

Northern Kentucky Multiple Listing Service: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Realty.com, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved. Last Updated: 2026-10-22 16:58:18 UTC

Covington, KY community profile

Population: 42,532
Median income: $56,630
Housing units: 20,993
People per sq. mi.: 3,975
Area: 10.7 sq. mi.

Source: HJN community data

Covington housing market

September 2026

Selling at 98.6% of asking price

Buyers here are paying below asking. MLS · 30 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 29, 2026

Median sale price: $200,000$100,000–$310,000 typical range
Price per sq. ft.: $147
Sales: 45
Paid in cash: 37.8%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $259,950
Homes for sale: 86
Median days on market: 9 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -7.0%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Median home size: 1,466 sq. ft.