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Homes Under $400K in Covington, KY
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3 bedsNew construction

Homes Under $400K in Covington, KY

Homes Under $400K in Covington, KY

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24 of 118 Listings
Map

Homes Under $400K in Covington, KY

24 of 118 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas
  1. 1914 Garrard Street — photoNewOpen house Sun, Oct 4 · 11:00 AM24Active

    $229,900

    3 bd · 2 ba · 2,112 sqft

    1914 Garrard Street, Covington, KY

    Andrew Duncan · Keller Williams Advisors

  2. 418 W 22nd Street — photoNewOpen house Sun, Oct 4 · 10:00 AM34Active

    $189,900

    2 bd · 2 ba · — sqft

    418 W 22nd Street, Covington, KY

    The Berens Team · Keller Williams Realty Service

  3. 834 Perry Street — photoNewOpen house Sat, Oct 3 · 12:00 PM33Active

    $194,900

    2 bd · 1 ba · 990 sqft

    834 Perry Street, Covington, KY

    Shelley Helton · eXp Realty, LLC

  4. 2363 Piazza Ridge — photoNewOpen house Sat, Oct 3 · 1:30 PM43Active

    $259,900

    2 bd · 2 ba · 1,300 sqft

    2363 Piazza Ridge, Covington, KY

    Sherry Clark · Coldwell Banker Realty FM

  5. 2437 Ambrato Way — photoNew28Active

    $249,000

    2 bd · 2 ba · — sqft

    2437 Ambrato Way, Covington, KY

    Jessica Hurley · Huff Realty - CC

  6. 2499 Ambrato Way — photoNew24Active

    $226,900

    2 bd · 2 ba · — sqft

    2499 Ambrato Way, Covington, KY

    The Apex Group · Keller Williams Realty Service

  7. 420 W 6th St — photo23Active

    $390,000

    2 bd · 2 ba · 1,280 sqft

    420 W 6th St, Covington, KY

    Donna Mink · Mink Realty

  8. 2018 Pearl Street — photo36Active

    $239,900

    3 bd · 2 ba · 1,201 sqft

    2018 Pearl Street, Covington, KY

    Blaire Hancock · Simple Fee Realty

  9. 317 Western Avenue — photoOpen house Sat, Oct 3 · 11:00 AM31Active

    $274,900

    3 bd · 3 ba · 1,771 sqft

    317 Western Avenue, Covington, KY

    Nicole Gott · RE/MAX Victory + Affiliates

  10. 2469 Ambrato Way — photo18Active

    $230,000

    2 bd · 2 ba · 1,081 sqft

    2469 Ambrato Way, Covington, KY

    Jacob Burdine · Cahill Real Estate Services

  11. 323 E 2nd Street, 101 — photo33Active

    $319,000

    2 bd · 2 ba · 1,206 sqft

    323 E 2nd Street, 101, Covington, KY

    Timothy Roberts · Comey & Shepherd, LLC

  12. 353 Bond Street — photo16Active

    $80,000

    2 bd · 1 ba · 1,192 sqft

    353 Bond Street, Covington, KY

    Jessica Reeves · Sibcy Cline, REALTORS-Florence

  13. 4005 Church Street — photo22Active

    $229,900

    3 bd · 2 ba · 1,211 sqft

    4005 Church Street, Covington, KY

    Christina McClatchey · Hoeting Realtos

  14. 634 W 12th Street — photo31Active

    $240,000

    2 bd · 2 ba · 992 sqft

    634 W 12th Street, Covington, KY

    Lauren Brann · Comey & Shepherd, REALTORS

  15. 2301 Madison Avenue — photoOpen house Sat, Oct 3 · 11:00 AM47Active

    $330,000

    3 bd · 3 ba · 2,609 sqft

    2301 Madison Avenue, Covington, KY

    The Berens Team · Keller Williams Realty Service

  16. 2210 Busse Street — photo48Active

    $240,000

    3 bd · 2 ba · 1,770 sqft

    2210 Busse Street, Covington, KY

    Christa Zielke · KW Seven Hills Realty

  17. 2719 Ashland Avenue — photoOpen house Sun, Oct 4 · 1:00 PM15Active

    $195,000

    2 bd · 1 ba · 1,092 sqft

    2719 Ashland Avenue, Covington, KY

    Patrick Eschan · Pivot Realty Group

  18. 109 E 8th Street — photo21Active

    $265,000

    2 bd · 2 ba · 1,069 sqft

    109 E 8th Street, Covington, KY

    Cindy Shetterly · Keller Williams Realty Service

  19. 2218 Gribble Drive — photoPrice Reduced31Active

    $294,000

    3 bd · 2 ba · 1,440 sqft

    2218 Gribble Drive, Covington, KY

    Jahmar Daniels · KW Seven Hills Realty

  20. 2359 Bella Ridge — photo1Active

    $1

    3 bd · 3 ba · — sqft

    2359 Bella Ridge, Covington, KY

    Cheryl Watson · CENTURY 21 Garner Properties

  21. 2033 Mackoy Street — photo17Active

    $154,900

    2 bd · 1 ba · 1,094 sqft

    2033 Mackoy Street, Covington, KY

    Curt Curley · Huff Realty - Florence

  22. 501 W 21st Street — photo28Active

    $225,000

    3 bd · 2 ba · 968 sqft

    501 W 21st Street, Covington, KY

    Martha Works Larsen · Century 21 Premiere Properties

  23. 3313 Grace Avenue — photo21Active

    $207,000

    2 bd · 1 ba · 924 sqft

    3313 Grace Avenue, Covington, KY

    Chris Russell · Plum Tree Realty

  24. 1538 Nancy Street — photo36Active

    $239,000

    3 bd · 1 ba · 1,188 sqft

    1538 Nancy Street, Covington, KY

    Dustin Poe · KW Seven Hills Realty

12…5

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  • Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #221881

    Call Thomas

    Covington, KY community profile

    Population
    42,532
    Median income
    $56,630
    Housing units
    20,993
    People per sq. mi.
    3,975
    Area
    10.7 sq. mi.

    Source: HJN community data

    Covington housing market

    September 2026 · This period is still settling

    Covington 12-month median sale price trend

    Selling at 98.0% of asking price

    Buyers here are paying below asking. MLS · 23 sales · as of Sep 25, 2026

    Homes that sold · County records, as of Sep 9, 2026

    Median sale price
    $197,450$88,500–$280,038 typical range
    Price per sq. ft.
    $153
    Sales
    18
    Paid in cash
    38.9%

    Homes on the market · MLS, as of Sep 25, 2026–Sep 27, 2026

    Median list price
    $259,950
    Homes for sale
    86
    Median days on market
    9 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -7.0%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

    Median home size
    1,466 sq. ft.