Homes Under $500K in Waterloo, IA

3 beds

16 listings

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16 Listings

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Homes Under $500K in Waterloo, IA

16 Listings

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

25Active
$159,900
2 bd · 2 ba · 1,529 sqft
4803 Ponderosa Drive, Waterloo, IA
Amy Wienands · AWRE, EXP Realty, LLC
26Active
$230,000
2 bd · 2 ba · 1,519 sqft
1107 Bobbi Lane, Waterloo, IA
Lydia M Negan · Structure Real Estate
Price Reduced23Active
$169,900
2 bd · 3 ba · 1,297 sqft
4222 Kris Line Drive, Waterloo, IA
Janae M Ohrt · Century 21 Signature RE- Cedar Falls

Listing data & MLS disclosures

Northeast Iowa Regional Board of REALTORS: Based on information submitted to the MLS GRID as of 2026-09-20 22:12:45 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterloo housing market

August 2026

Selling at 99.4% of asking price

Buyers here are paying below asking. MLS · 70 sales · as of Aug 31, 2026

Homes that sold · County records, as of Aug 31, 2026

Median sale price: $151,000$87,500–$214,375 typical range
Price per sq. ft.: $128
Sales: 98
Paid in cash: 32.7%

Homes on the market · MLS, as of Aug 30, 2026–Aug 31, 2026

Median list price: $214,500
Homes for sale: 166
Median days on market: 7 days

Price trend · Assessor repeat sales, as of Aug 31, 2026

Year-over-year: -17.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026

Median home size: 1,140 sq. ft.

Waterloo, IA community profile

Population: 68,247
Median income: $57,084
Housing units: 32,501
People per sq. mi.: 373.8
Area: 182.6 sq. mi.

Source: HJN community data

Explore Waterloo homes

Listing data & MLS disclosures

Northeast Iowa Regional Board of REALTORS: Based on information submitted to the MLS GRID as of 2026-09-20 22:12:45 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

Multi-family homes

Co-ops

Your local brokerage

Thomas O'Leary

Realty.com

Lic. #B64731100

Call Thomas

Waterloo, IA community profile

Population: 68,247
Median income: $57,084
Housing units: 32,501
People per sq. mi.: 373.8
Area: 182.6 sq. mi.

Source: HJN community data

Waterloo housing market

August 2026

Selling at 99.4% of asking price

Buyers here are paying below asking. MLS · 70 sales · as of Aug 31, 2026

Homes that sold · County records, as of Aug 31, 2026

Median sale price: $151,000$87,500–$214,375 typical range
Price per sq. ft.: $128
Sales: 98
Paid in cash: 32.7%

Homes on the market · MLS, as of Aug 30, 2026–Aug 31, 2026

Median list price: $214,500
Homes for sale: 166
Median days on market: 7 days

Price trend · Assessor repeat sales, as of Aug 31, 2026

Year-over-year: -17.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026

Median home size: 1,140 sq. ft.

Registered offenders on the map

Registered offenders on the map

Registered offenders on the map

Registered offenders on the map

Your local brokerage

Listing data & MLS disclosures

Waterloo housing market

Homes that sold · County records, as of Aug 31, 2026

Homes on the market · MLS, as of Aug 30, 2026–Aug 31, 2026

Price trend · Assessor repeat sales, as of Aug 31, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026

Waterloo, IA community profile

Explore Waterloo homes

Listing data & MLS disclosures

Your local brokerage

Your local brokerage

Waterloo, IA community profile

Waterloo housing market

Homes that sold · County records, as of Aug 31, 2026

Homes on the market · MLS, as of Aug 30, 2026–Aug 31, 2026

Price trend · Assessor repeat sales, as of Aug 31, 2026

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026