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The buying timeline

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How much can I afford?
Get pre-approved

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Closing costs, itemized
Find a buyer's agent

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Homes Under $500K in St. Cloud, MN

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17 of 435 Listings

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17 of 435 Listings

19Active

Homes Under $500K in St. Cloud, MN — Page 15

435 listings

Homes Under $500K in St. Cloud, MN

Hide Map

17 of 435 Listings

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Homes Under $500K in St. Cloud, MN

17 of 435 Listings

Your local brokerage

Steve Merrit

Realty.com

Lic. #40699127

Call Steve

19Active

Your local brokerage

Steve Merrit

Realty.com

Lic. #40699127

Call Steve

$105,000

4 bd · 1 ba · 1,333 sqft

313 11th Avenue N, Saint Cloud, MN

LaTonya Holifield · National Realty Guild

Open house Fri, Oct 9 · 3:00 PM31Active

$449,000

4 bd · 3 ba · 2,856 sqft

9205 220th Street, Saint Cloud, MN

John Chiantera · Edina Realty, Inc

47Active

$289,000

3 bd · 2 ba · 1,946 sqft

575 Prospect Court NE, Saint Cloud, MN

Marissa Graunke · Lakes Area Realty G.V.

Your local brokerage

Steve Merrit

Realty.com

Lic. #40699127

Call Steve

Price Reduced63Active

$459,900

5 bd · 2 ba · 2,247 sqft

4334 Cooper Avenue S, Saint Cloud, MN

Maria A Hillard · Bridge Realty, LLC

Price Reduced48Active

$449,900

6 bd · 3 ba · 5,393 sqft

5708 Nightingale Court, Saint Cloud, MN

Timothy J Loso · Central MN Realty LLC

Price Reduced40Active

$350,000

3 bd · 2 ba · 2,070 sqft

1542 Mulberry Road, Saint Cloud, MN

DeeDee Fisher · RE/MAX Results

Price Reduced13Active

$155,000

3 bd · 2 ba · 1,684 sqft

429 5th Avenue NE, Saint Cloud, MN

Jeffrey L Hagel · Jeff Hagel

Price Reduced50Active

$489,000

4 bd · 4 ba · 3,932 sqft

3119 Club View Court, Saint Cloud, MN

Charles F Reichensperger · Century 21 First Realty, Inc.

Price Reduced40Active

$269,900

4 bd · 2 ba · 2,342 sqft

4211 Center Street, Saint Cloud, MN

Lonnie S Ness · RE/MAX Select, Inc.

15Active

$115,000

3 bd · 2 ba · 1,400 sqft

504 Riverside Drive SE, Saint Cloud, MN

Aaron Trompeter · A Trompeter Realty

Price ReducedOpen house Sat, Oct 10 · 11:00 AM32Active

$264,900

2 bd · 1 ba · 1,144 sqft

1106 45th Avenue NE, Saint Cloud, MN

Christopher Fritch · eXp Realty

23Active

$274,900

3 bd · 2 ba · 1,300 sqft

1108 45th Avenue NE, Saint Cloud, MN

Christopher Fritch · eXp Realty

34Active

$150,000

3 bd · 2 ba · 1,798 sqft

230 5th Avenue N C5, Saint Cloud, MN

David Vee · Edina Realty, Inc

Price ReducedOpen house Sat, Oct 10 · 11:00 AM24Active

$264,900

2 bd · 1 ba · 1,144 sqft

1104 45th Avenue NE, Saint Cloud, MN

Christopher Fritch · eXp Realty

Price ReducedOpen house Sat, Oct 10 · 11:00 AM28Active

$274,900

3 bd · 2 ba · 1,300 sqft

1102 45th Avenue NE, Saint Cloud, MN

Christopher Fritch · eXp Realty

Price Reduced38Active

$195,000

4 bd · 2 ba · 1,656 sqft

1515 2nd Street N, Saint Cloud, MN

Michael C Esterley · Edina Realty, Inc.

27Active

$210,000

2 bd · 2 ba · 1,492 sqft

276 Waite Avenue S, Saint Cloud, MN

DeeDee Fisher · RE/MAX Results

1…14 15 16…19

Listing data & MLS disclosures

FargoMoorhead Area Association of REALTORS: The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the FMAAR MLS. Real estate listings held by brokerage firms other than Realty.com are marked with the listing office name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Fargo-Moorhead Area Association of REALTORS®. No reproduction, compilation, retransmission or distribution of this data is permitted in any manner without the express, written permission of the Fargo-Moorhead Area Association of REALTORS®.
NorthstarMLS: Based on information submitted to the MLS GRID as of 2026-10-08 18:50:06 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

St. Cloud housing market

September 2026

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 86 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 21, 2026

Median sale price: $209,600$153,625–$320,500 typical range
Price per sq. ft.: $165
Sales: 60
Paid in cash: 38.3%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $294,900

St. Cloud, MN community profile

Population: 71,328
Median income: $63,751
Housing units: 30,592
People per sq. mi.: 1,735.5
Area: 41.1 sq. mi.

Source: HJN community data

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

Your local brokerage

Steve Merrit

Realty.com

Lic. #40699127

Call Steve

Listing data & MLS disclosures

FargoMoorhead Area Association of REALTORS: The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the FMAAR MLS. Real estate listings held by brokerage firms other than Realty.com are marked with the listing office name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Fargo-Moorhead Area Association of REALTORS®. No reproduction, compilation, retransmission or distribution of this data is permitted in any manner without the express, written permission of the Fargo-Moorhead Area Association of REALTORS®.
NorthstarMLS: Based on information submitted to the MLS GRID as of 2026-10-08 18:50:06 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

St. Cloud, MN community profile

Population: 71,328
Median income: $63,751
Housing units: 30,592
People per sq. mi.: 1,735.5
Area: 41.1 sq. mi.

Source: HJN community data

St. Cloud housing market

September 2026

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 86 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 21, 2026

Median sale price: $209,600$153,625–$320,500 typical range
Price per sq. ft.: $165
Sales: 60
Paid in cash: 38.3%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $294,900

Homes for sale

229

Median days on market

24 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -19.4%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

Median home size: 1,288 sq. ft.