Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Save search

Map layers

Safety

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Rentals
  • Commercial

Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save search
Homes Under $400K in St. Cloud, MN — Page 13
362 listings

Homes Under $400K in St. Cloud, MN

Homes Under $400K in St. Cloud, MN

Hide Map
17 of 362 Listings
Map

Homes Under $400K in St. Cloud, MN

17 of 362 Listings

  1. 1614 12th Avenue SE — photoPrice Reduced25

Your local brokerage

SM

Steve Merrit

Realty.com

Lic. #40699127

Call Steve
Active

$233,000

4 bd · 2 ba · 2,022 sqft

1614 12th Avenue SE, Saint Cloud, MN

Evan Warnert · Agency North Real Estate, Inc

  • 2066 Stockinger Drive — photoPrice Reduced25Active

    $164,500

    2 bd · 2 ba · 1,200 sqft

    2066 Stockinger Drive, Saint Cloud, MN

    Melissa S Welsh · Coldwell Banker Realty

  • 1106 45th Avenue NE — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM32Active

    $264,900

    2 bd · 1 ba · 1,144 sqft

    1106 45th Avenue NE, Saint Cloud, MN

    Christopher Fritch · eXp Realty

  • 1108 45th Avenue NE — photo23Active

    $274,900

    3 bd · 2 ba · 1,300 sqft

    1108 45th Avenue NE, Saint Cloud, MN

    Christopher Fritch · eXp Realty

  • 230 5th Avenue N C5 — photo34Active

    $150,000

    3 bd · 2 ba · 1,798 sqft

    230 5th Avenue N C5, Saint Cloud, MN

    David Vee · Edina Realty, Inc

  • 1102 45th Avenue NE — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM28Active

    $274,900

    3 bd · 2 ba · 1,300 sqft

    1102 45th Avenue NE, Saint Cloud, MN

    Christopher Fritch · eXp Realty

  • 1104 45th Avenue NE — photoPrice ReducedOpen house Sat, Oct 10 · 11:00 AM24Active

    $264,900

    2 bd · 1 ba · 1,144 sqft

    1104 45th Avenue NE, Saint Cloud, MN

    Christopher Fritch · eXp Realty

  • 4211 Center Street — photo40Active

    $269,900

    4 bd · 2 ba · 2,342 sqft

    4211 Center Street, Saint Cloud, MN

    Lonnie S. Ness · RE/MAX Select, Inc.

  • 1515 2nd Street N — photoPrice Reduced38Active

    $195,000

    4 bd · 2 ba · 1,656 sqft

    1515 2nd Street N, Saint Cloud, MN

    Michael C Esterley · Edina Realty, Inc.

  • 276 Waite Avenue S — photo27Active

    $230,000

    2 bd · 2 ba · 1,492 sqft

    276 Waite Avenue S, Saint Cloud, MN

    DeeDee Fisher · RE/MAX Results

  • 1542 Mulberry Road — photo40Active

    $350,000

    3 bd · 2 ba · 2,070 sqft

    1542 Mulberry Road, Saint Cloud, MN

    DeeDee Fisher · RE/MAX Results

  • 901 31st Avenue N — photo67Active

    $279,900

    5 bd · 3 ba · 2,558 sqft

    901 31st Avenue N, Saint Cloud, MN

    Lindy Hennen · Central MN Realty LLC

  • 204 37th Avenue N — photoPrice Reduced21Active

    $139,900

    1 bd · 1 ba · 556 sqft

    204 37th Avenue N, Saint Cloud, MN

    Jason Quade · Premier Real Estate Services

  • 239 32nd Avenue N — photoPrice Reduced37Active

    $169,900

    2 bd · 1 ba · 1,232 sqft

    239 32nd Avenue N, Saint Cloud, MN

    Amy N Legatt · RE/MAX Results

  • 267 Park Avenue S — photoPrice Reduced24Active

    $219,900

    2 bd · 2 ba · 1,882 sqft

    267 Park Avenue S, Saint Cloud, MN

    Christopher C Hauck · Coldwell Banker Realty

  • 683 47th Avenue NE — photoPrice Reduced31Active

    $333,135

    4 bd · 3 ba · 2,425 sqft

    683 47th Avenue NE, Saint Cloud, MN

    Tina Lynn Scepaniak · VoigtJohnson

  • 1021 Bromo Avenue — photoPrice Reduced32Active

    $360,000

    3 bd · 3 ba · 2,760 sqft

    1021 Bromo Avenue, Saint Cloud, MN

    Kristyn L Nelson · Coldwell Banker Realty

  • 1…121314…16
    Realty.com

    L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

    Equal Housing OpportunityEqual Housing Lender

    The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

    © 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

    Your local brokerage

    SM

    Steve Merrit

    Realty.com

    Lic. #40699127

    Call Steve

    Listing data & MLS disclosures

    FargoMoorhead Area Association of REALTORS
    The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the FMAAR MLS. Real estate listings held by brokerage firms other than Realty.com are marked with the listing office name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Fargo-Moorhead Area Association of REALTORS®. No reproduction, compilation, retransmission or distribution of this data is permitted in any manner without the express, written permission of the Fargo-Moorhead Area Association of REALTORS®.
    NorthstarMLS
    Based on information submitted to the MLS GRID as of 2026-10-04 16:33:06 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    St. Cloud, MN community profile

    Population
    71,328
    Median income
    $63,751
    Housing units
    30,592
    People per sq. mi.
    1,735.5
    Area
    41.1 sq. mi.

    Source: HJN community data

    St. Cloud housing market

    September 2026

    St. Cloud 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 86 sales · as of Sep 30, 2026

    Homes that sold · County records, as of Sep 21, 2026

    Median sale price
    $209,600$153,625–$320,500 typical range
    Price per sq. ft.
    $165
    Sales
    60
    Paid in cash
    38.3%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

    Median list price
    $294,900
    Homes for sale
    229
    Median days on market
    24 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -19.4%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

    Median home size
    1,288 sq. ft.