Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Registered offenders on the map

Save search

Registered offenders on the map

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Homes Under $300K in Spencer, IN
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Commercial

Registered offenders on the map

Save search
3 beds
29 listings
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
New construction
With a pool

Homes Under $300K in Spencer, IN

Homes Under $300K in Spencer, IN

Hide Map
21 of 29 Listings
Map

Homes Under $300K in Spencer, IN

21 of 29 Listings

Your local brokerage

SM

Steve Merritt

Realty.com

Lic. #RB21000412

Call Steve
  1. 7202 Locust Lake Road — photo37Active

    $299,900

    3 bd · 2 ba · 2,512 sqft

    7202 Locust Lake Road, Spencer, IN

    Beth Neeley · Down Home Real Est & Auction

  2. 267 N East Street — photo32Active

    $175,000

    3 bd · 2 ba · 1,512 sqft

    267 N East Street, Spencer, IN

    Tara White · Century 21 Scheetz - Bloomington

  3. 187 Pea Ridge Road — photo40Active

    $169,900

    2 bd · 1 ba · 964 sqft

    187 Pea Ridge Road, Spencer, IN

    Tara White · Century 21 Scheetz - Bloomington

  4. 1365 Lakeside Drive — photo48Active

    $280,000

    3 bd · 2 ba · 1,292 sqft

    1365 Lakeside Drive, Spencer, IN

    Ashton Hoene · F.C. Tucker Company

  5. 378 W Hillside Avenue — photo18Active

    $168,000

    2 bd · 1 ba · 1,408 sqft

    378 W Hillside Avenue, Spencer, IN

    Deborah Tomaro · Deb Tomaro Real Estate

  6. 427 S Washington Street — photo10Active

    $167,900

    2 bd · 1 ba · 1,040 sqft

    427 S Washington Street, Spencer, IN

    Chris Wesley · RE/MAX Select Associates, Inc.

  7. 375 Bass Haven Lane — photo14Active

    $299,900

    2 bd · 2 ba · 1,188 sqft

    375 Bass Haven Lane, Spencer, IN

    Dan Rarey · Dan Rarey Real Estate

  8. 1405 Lakeside Drive — photoPrice Reduced27Active

    $189,000

    1 bd · 1 ba · 1,056 sqft

    1405 Lakeside Drive, Spencer, IN

    Steven Terry · CENTURY 21 Scheetz

  9. 501 W Jefferson Street — photo22Active

    $185,900

    3 bd · 1 ba · 1,135 sqft

    501 W Jefferson Street, Spencer, IN

    Trent Keith · Keith Realty & Auction Group

  10. 7266 Locust Lake West Drive — photo41Active

    $284,900

    3 bd · 2 ba · 1,776 sqft

    7266 Locust Lake West Drive, Spencer, IN

    Corey Mauder · Century 21 Scheetz - Bloomington

  11. 534 Paw Paw Road — photo16Active

    $225,000

    3 bd · 2 ba · 1,416 sqft

    534 Paw Paw Road, Spencer, IN

    Tara White · Century 21 Scheetz - Bloomington

  12. 48 W Clay Street — photoPrice Reduced24Active

    $259,500

    3 bd · 2 ba · 1,317 sqft

    48 W Clay Street, Spencer, IN

    Trent Keith · Keith Realty & Auction Group

  13. 213 N Fletcher Avenue — photo25Active

    $264,900

    3 bd · 1 ba · 1,468 sqft

    213 N Fletcher Avenue, Spencer, IN

    Tilden Keith · Keith Realty & Auction Group

  14. 226 N East Street — photo20Active

    $244,900

    3 bd · 2 ba · 2,256 sqft

    226 N East Street, Spencer, IN

    Trent Keith · Keith Realty & Auction Group

  15. 213 Fletcher Avenue — photoPrice Reduced25Active

    $264,900

    3 bd · 1 ba · 1,468 sqft

    213 Fletcher Avenue, Spencer, IN

    Tilden Keith · Keith Realty & Auction Group

  16. 1825 Pea Ridge Road — photo30Active

    $229,900

    3 bd · 2 ba · 2,179 sqft

    1825 Pea Ridge Road, Spencer, IN

    Samantha Carver · Home Team Properties

  17. 1131 Parks Drive — photo18Active

    $144,900

    2 bd · 1 ba · 768 sqft

    1131 Parks Drive, Spencer, IN

    Ronita Walcott · Evergreen Real Estate & Auctions

  18. 982 E Porter Ridge Road — photo27Active

    $209,000

    3 bd · 2 ba · 1,792 sqft

    982 E Porter Ridge Road, Spencer, IN

    Pilar Taylor · The Indiana Team LLC

  19. 18 Lindsay Court — photo24Active

    $299,000

    3 bd · 2 ba · 878 sqft

    18 Lindsay Court, Spencer, IN

    Verl Keith · Keith Realty & Auction Group

  20. 3125 Braysville Road — photo23Active

    $229,900

    2 bd · 1 ba · 1,243 sqft

    3125 Braysville Road, Spencer, IN

    Debbie Foutch · Owen County Home Company

  21. 302 E Lewis Lane — photo22Active

    $189,000

    2 bd · 2 ba · 1,296 sqft

    302 E Lewis Lane, Spencer, IN

    Michelle Stanger · Stanger Homes, LLC

12

Explore Spencer homes

By price

  • Under $300K
  • Under $500K
  • Under $700K
  • Luxury

By bedrooms

  • 2 beds
  • 3 beds
  • 4 beds
  • 5 beds

By type

  • Single family
  • Townhomes
  • Condos
  • Manufactured homes
  • Multi-family homes
Realty.com

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

Equal Housing OpportunityEqual Housing Lender

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

© 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

Listing data & MLS disclosures

Indiana Regional MLS
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Indiana Regional MLS LLC®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 Indiana Regional MLS LLC®. All Rights Reserved.
MIBOR Broker Listing Cooperative
Based on information submitted to the MLS GRID as of 2026-09-26 13:57:07 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
  • Co-ops
  • By feature

    • New construction
    • With a pool

    Your local brokerage

    SM

    Steve Merritt

    Realty.com

    Lic. #RB21000412

    Call Steve

    Spencer, IN community profile

    Population
    2,505
    Median income
    $55,357
    Housing units
    1,158
    People per sq. mi.
    16.7
    Area
    150.2 sq. mi.

    Source: HJN community data

    Spencer housing market

    August 2026 · This period is still settling

    Selling at 97.2% of asking price

    Buyers here are paying below asking. MLS · 15 sales · as of Aug 28, 2026

    Homes on the market · MLS, as of Aug 28, 2026–Aug 31, 2026

    Median list price
    $327,000
    Homes for sale
    48
    Median days on market
    33 days

    Price trend · Assessor repeat sales, as of Aug 31, 2026

    Year-over-year
    9.0%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 29, 2026

    Median home size
    1,456 sq. ft.