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Homes Under $400K in Santa Rosa Beach, FL
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Start here

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  • Get pre-approved

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74 listings

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3 bedsNew constructionWith a pool

Homes Under $400K in Santa Rosa Beach, FL

Homes Under $400K in Santa Rosa Beach, FL

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24 of 74 Listings
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Homes Under $400K in Santa Rosa Beach, FL

24 of 74 Listings

  1. 42 Southhaven Circle #2 — photo22Active

    $335,000

    3 bd · 3 ba · 1,712 sqft

    42 Southhaven Circle #2, Santa Rosa Beach, FL

    Summer L Green · Watersound Real Estate

  2. 16 W Shady Oaks Lane Unit a — photo26Active

    $260,000

    3 bd · 3 ba · 1,576 sqft

    16 W Shady Oaks Lane Unit a, Santa Rosa Beach, FL

    Alexandra L Caudill · Watersound Real Estate

  3. 42 Via Largo #7-B — photo26Active

    $369,900

    2 bd · 2 ba · 1,156 sqft

    42 Via Largo #7-B, Santa Rosa Beach, FL

    Kelly A Shultz · 1 Percent Lists Florida Coast

  4. 172 Water Oaks Loop — photo39Active

    $400,000

    3 bd · 3 ba · 1,258 sqft

    172 Water Oaks Loop, Santa Rosa Beach, FL

    Virginia M Starbuck · The Agency Northwest Florida Beaches

  5. 72 Bald Eagle Court #8-E — photo46Active

    $329,000

    3 bd · 3 ba · 1,396 sqft

    72 Bald Eagle Court #8-E, Santa Rosa Beach, FL

    Cheramie L Reeder · LPT Realty LLC

  6. 136 Southhaven Circle #28 — photo36Active

    $325,000

    3 bd · 3 ba · 1,712 sqft

    136 Southhaven Circle #28, Santa Rosa Beach, FL

    Marty L Boggs · Real Estate Empowered LLC

  7. 164 Bayou Landing Road — photo1Active

    $390,000

    3 bd · 2 ba · 1,532 sqft

    164 Bayou Landing Road, Santa Rosa Beach, FL

    Rachel Knetzer · EXP Realty LLC

  8. 87 N 4th Street — photo18Active

    $250,000

    2 bd · 1 ba · 646 sqft

    87 N 4th Street, Santa Rosa Beach, FL

    Maurice D Gilbert · Gilbert Realty

  9. 95 N 7th Street — photo5Active

    $220,000

    3 bd · 2 ba · 840 sqft

    95 N 7th Street, Santa Rosa Beach, FL

    Maurice D Gilbert · Gilbert Realty

  10. 64 Crossing Lane Unit a — photoPrice Reduced34Active

    $259,999

    3 bd · 3 ba · 1,496 sqft

    64 Crossing Lane Unit a, Santa Rosa Beach, FL

    Clay Owens · Compass Florida, LLC

  11. 19 E Shady Oaks Lane Unit a — photo28Active

    $259,900

    3 bd · 3 ba · 1,576 sqft

    19 E Shady Oaks Lane Unit a, Santa Rosa Beach, FL

    Blankenship Watkins Advisory Group · Christies International Real Estate Emerald Coast

  12. 95 Laura Hamilton Boulevard Unit 209 — photo50Active

    $379,900

    0 bd · 1 ba · 501 sqft

    95 Laura Hamilton Boulevard Unit 209, Santa Rosa Beach, FL

    Lisa Hughley and Associates · Classic Luxury Real Estate LLC

  13. 175 Sally Lane — photo27Active

    $227,000

    4 bd · 2 ba · 1,674 sqft

    175 Sally Lane, Santa Rosa Beach, FL

    Marianne Welch · Coldwell Banker Realty

  14. 26 S Leviathan Court — photoOpen house Sun, Nov 15 · 1:00 PM34Active

    $307,119

    3 bd · 3 ba · 1,459 sqft

    26 S Leviathan Court, Santa Rosa Beach, FL

    Pamela K Hawkins · DR Horton Realty of Emerald Coast LLC

  15. 172 Kara Lake Drive — photo38Active

    $374,000

    3 bd · 3 ba · 1,654 sqft

    172 Kara Lake Drive, Santa Rosa Beach, FL

    Andrew H Harman · Watersound Real Estate

  16. 82 Sugar Sand Lane Unit a2 — photo12Active

    $349,000

    1 bd · 1 ba · 722 sqft

    82 Sugar Sand Lane Unit a2, Santa Rosa Beach, FL

    James H Johnson · Scenic Sotheby's International Realty

  17. 42 Sandy Cove Way — photo42Active

    $365,000

    3 bd · 3 ba · 1,456 sqft

    42 Sandy Cove Way, Santa Rosa Beach, FL

    Chris Cope · World Impact Real Estate

  18. 20 S Leviathan Court — photo31Active

    $320,487

    3 bd · 3 ba · 1,470 sqft

    20 S Leviathan Court, Santa Rosa Beach, FL

    Pamela K Hawkins · DR Horton Realty of Emerald Coast LLC

  19. 60 Bald Eagle Court #5-E — photo26Active

    $359,000

    3 bd · 3 ba · 1,396 sqft

    60 Bald Eagle Court #5-E, Santa Rosa Beach, FL

    Brett M Bianca · Compass

  20. 35 Timber Vw Place — photo33Active

    $399,900

    3 bd · 3 ba · 1,410 sqft

    35 Timber Vw Place, Santa Rosa Beach, FL

    Anne M Bacon · Corcoran Reverie SRB

  21. 135 Via Largo Unit 55-B — photo37Active

    $395,000

    3 bd · 2 ba · 1,288 sqft

    135 Via Largo Unit 55-B, Santa Rosa Beach, FL

    Aaron Payne · Counts Real Estate Group Inc

  22. 29 Goldenrod Circle Unit 401-3 — photo17Active

    $149,000

    2 bd · 2 ba · 1,397 sqft

    29 Goldenrod Circle Unit 401-3, Santa Rosa Beach, FL

    Lyndon T Jackson · The Naumann Group Real Estate Inc

  23. 27 Cosmos Court — photo12Active

    $329,000

    3 bd · 3 ba · 1,824 sqft

    27 Cosmos Court, Santa Rosa Beach, FL

    Christopher A Abbott · Scenic Sotheby's International Realty

  24. 34 Herons Watch Way Unit 5101 — photo61Active

    $375,000

    2 bd · 2 ba · 940 sqft

    34 Herons Watch Way Unit 5101, Santa Rosa Beach, FL

    Lana Parks · Watersound Real Estate

12…4

About Homes Under $400K in Santa Rosa Beach, FL

Homes Under $400K in Santa Rosa Beach, FL: 74 active listings as of November 15, 2026, 18:27 UTC.

Property types among these 74 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Attached Single Unit1824.3%
Condominium1520.3%
Single Family Residence1520.3%
Townhouse912.2%
Attached68.1%
Mobile Home56.8%

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Listing data & MLS disclosures

Central Panhandle Association of REALTORS
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Central Panhandle Association of Realtors®. All Rights Reserved. Last Updated: 2026-11-09 19:16:17 UTC
Emerald Coast Association of REALTORS
The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Data last updated 2026-11-15 07:33:56 UTC
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

Santa Rosa Beach housing market

October 2026 · This period is still settling

Santa Rosa Beach 12-month median sale price trend

Selling at 96.4% of asking price

Buyers here are paying below asking. MLS · 103 sales · as of Oct 30, 2026

Homes that sold · County records, as of Oct 22, 2026

Median sale price
$855,000$435,000–$1,724,000 typical range
Price per sq. ft.
$440
Sales
89
Paid in cash
43.8%

Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

Median list price
$1,125,000
Homes for sale
815
Median days on market
77 days

Price trend · Assessor repeat sales, as of Oct 31, 2026

Year-over-year
-28.4%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

Median home size
2,133 sq. ft.

Santa Rosa Beach, FL community profile

Area
68.7 sq. mi.

Source: HJN community data