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Homes Under $500K in Santa Cruz, CA
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3 bedsWith a pool

Homes Under $500K in Santa Cruz, CA

Homes Under $500K in Santa Cruz, CA

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16 of 46 Listings
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Homes Under $500K in Santa Cruz, CA

16 of 46 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #01840925

Call Thomas
  1. 1730 Commercial Way — photo17Active

    $205,100

    1 bd · — ba · 432 sqft

    1730 Commercial Way, Santa Cruz, CA

    Aimee Thayer-Garcia · Montalvo Homes & Estates

  2. 2355 Brommer Street — photo25Active

    $425,000

    2 bd · — ba · 1,106 sqft

    2355 Brommer Street, Santa Cruz, CA

    Sandy Hockman · Vista Properties Inc

  3. 1730 Commercial Way — photoOpen house Sat, Nov 7 · 1:00 PM7Active

    $199,000

    1 bd · — ba · 432 sqft

    1730 Commercial Way, Santa Cruz, CA

    Steff Lutz · Epique Realty

  4. 260 High Street 208 — photo20Active

    $495,000

    — bd · — ba · 345 sqft

    260 High Street 208, Santa Cruz, CA

    Shawndy Linquist · Compass

  5. 260 High Street #208 — photo20Active

    $495,000

    0 bd · 1 ba · 345 sqft

    260 High Street #208, Santa Cruz, CA

    Shawndy Linquist · Compass

  6. 1040 38th Avenue — photo26Active

    $352,000

    2 bd · — ba · 1,100 sqft

    1040 38th Avenue, Santa Cruz, CA

    Shelley Patton · Coldwell Banker Realty

  7. 708 Frederick St Unit 205 — photo23Active

    $399,000

    1 bd · 1 ba · 835 sqft

    708 Frederick St Unit 205, Santa Cruz, CA

    CENTURY 21 Masters

  8. 708 Frederick Street 205 — photoOpen house Sun, Nov 8 · 1:00 PM23Active

    $399,000

    1 bd · — ba · 835 sqft

    708 Frederick Street 205, Santa Cruz, CA

    Judy Brose · CENTURY 21 Masters

  9. 2546 Capitola Road — photo9Active

    $360,000

    2 bd · — ba · 480 sqft

    2546 Capitola Road, Santa Cruz, CA

    Jesse E Reyes · CENTURY 21 Masters

  10. 2355 Brommer Street — photoPrice Reduced24Active

    $419,000

    2 bd · — ba · 1,100 sqft

    2355 Brommer Street, Santa Cruz, CA

    2 Guys in Real Estate · Epique Realty

  11. 203 Vista Prieta Ct — photoPrice Reduced10Active

    $220,000

    1 bd · 1 ba · 600 sqft

    203 Vista Prieta Ct, Santa Cruz, CA

    Coastal Life Real Estate

  12. 740 30th Avenue — photoPrice Reduced12Active

    $375,000

    2 bd · — ba · 576 sqft

    740 30th Avenue, Santa Cruz, CA

    Danette Lawrence · Bailey Properties

  13. 2120 North Pacific Avenue — photo5Active

    $195,000

    1 bd · — ba · 430 sqft

    2120 North Pacific Avenue, Santa Cruz, CA

    Steff Lutz · Epique Realty

  14. 2395 Delaware Avenue — photoPrice ReducedOpen house Sun, Nov 8 · 1:00 PM33Active

    $99,000

    2 bd · — ba · 1,296 sqft

    2395 Delaware Avenue, Santa Cruz, CA

    Malaka Thompson · Serhant California Inc

  15. 708 Frederick Street #202 — photo40Active

    $470,109

    1 bd · 1 ba · 776 sqft

    708 Frederick Street #202, Santa Cruz, CA

    Aimee Thayer-Garcia · Montalvo Homes & Estates

  16. 708 Frederick Street 202 — photo40Active

    $470,109

    1 bd · 1 ba · 776 sqft

    708 Frederick Street 202, Santa Cruz, CA

    Aimee Thayer-Garcia · Montalvo Homes & Estates

12

About Homes Under $500K in Santa Cruz, CA

Homes Under $500K in Santa Cruz, CA: 46 active listings as of November 6, 2026, 18:25 UTC.

Property types among these 46 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Condominium3065.2%
Mobile Home1532.6%

Homes Under $500K in nearby cities

  • Homes Under $500K in San Jose
  • Homes Under $500K in Los Gatos
  • Homes Under $500K in Salinas
  • Homes Under $500K in Watsonville

Explore Santa Cruz homes

Realty.com

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

Equal Housing OpportunityEqual Housing Lender

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Santa Cruz, CA community profile

Population
61,954
Median income
$99,987
Housing units
23,204
People per sq. mi.
630.3
Area
98.3 sq. mi.

Source: HJN community data

Santa Cruz housing market

October 2026 · This period is still settling

Santa Cruz 12-month median sale price trend

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 92 sales · as of Oct 30, 2026

Homes that sold · County records, as of Oct 8, 2026

Median sale price
$1,475,000$1,239,500–$1,810,000 typical range
Price per sq. ft.
$809
Sales
16
Paid in cash
50.0%

Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

Median list price
$1,299,000
Homes for sale
245
Median days on market
15 days

Price trend · Assessor repeat sales, as of Oct 31, 2026

Year-over-year
6.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

Median home size
1,561 sq. ft.

Listing data & MLS disclosures

BayEast
Listing information provided by BayEast.
The MLS (CLAW)
The multiple listings information is provided by The MLS/CLAW from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 The MLS/CLAW. All Rights Reserved. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.
California Regional Multiple Listing Service (CRMLS)
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Based on information from California Regional Multiple Listing Service, Inc. as of 2026-08-27 16:38:53 UTC and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information ©2026 California Regional Multiple Listing Service, Inc®. All Rights Reserved. Last Updated: 2026-08-27 16:38:53 UTC
MLSListings
Based on information from the MLSListings MLS. Real estate listings held by brokerage firms other than Realty.com are marked with the Broker Listing Exchange icon and detailed information about them includes the names of the listing brokers and listing agents. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information deemed reliable but not guaranteed. Copyright © 2026 MLSListings, Inc. All Rights Reserved.
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