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Homes Under $400K in Palm Harbor, FL
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

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  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
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249 listings

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3 bedsWith a pool

Homes Under $400K in Palm Harbor, FL

Homes Under $400K in Palm Harbor, FL

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24 of 249 Listings
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Homes Under $400K in Palm Harbor, FL

24 of 249 Listings

  1. 270 Independence Ave #10 — photo48Active

    $220,000

    2 bd · 2 ba · 1,334 sqft

    270 Independence Ave #10, Palm Harbor, FL

    Kathie Lea · EXP REALTY

  2. 3410 Killdeer Pl — photoNew25Active

    $324,900

    3 bd · 2 ba · 1,426 sqft

    3410 Killdeer Pl, Palm Harbor, FL

    Natalie Barone · BLAKE REAL ESTATE INC

  3. 950 Madrid Dr — photo69Active

    $369,000

    2 bd · 2 ba · 1,190 sqft

    950 Madrid Dr, Palm Harbor, FL

    Diane Thompson · CHARLES RUTENBERG REALTY INC

  4. 36750 US Highway 19 N #15-115 — photo33Active

    $279,900

    1 bd · 1 ba · 825 sqft

    36750 US Highway 19 N #15-115, Palm Harbor, FL

    Cindy Alderman · CENTURY 21 COASTAL ALLIANCE

  5. 2375 Fox Chase Blvd #241 — photo33Active

    $148,000

    2 bd · 2 ba · 871 sqft

    2375 Fox Chase Blvd #241, Palm Harbor, FL

    Kelly Mothershead Timmons · KELLER WILLIAMS REALTY- PALM HARBOR

  6. 3882 Lake Shore Dr — photoOpen house Sun, Nov 15 · 11:00 AM69Active

    $350,000

    2 bd · 2 ba · 935 sqft

    3882 Lake Shore Dr, Palm Harbor, FL

    Denvir Steele · REALTY EXPERTS ASSOCIATES

  7. 2712 4th Ct — photo56Active

    $240,000

    2 bd · 3 ba · 1,344 sqft

    2712 4th Ct, Palm Harbor, FL

    Becky Malowany · SMITH & ASSOCIATES REAL ESTATE

  8. 3979 Mermoor Dr — photo20Active

    $257,000

    2 bd · 2 ba · 1,105 sqft

    3979 Mermoor Dr, Palm Harbor, FL

    Yamil Winn · WINN TEAM YOUR HOME SOLD GUARANTEED REALTY

  9. 1801 E Lake Rd #9E — photo30Active

    $190,000

    2 bd · 2 ba · 1,300 sqft

    1801 E Lake Rd #9E, Palm Harbor, FL

    Robert McCaffery · BHHS FLORIDA PROPERTIES GROUP

  10. 149 Lake Shore Dr N — photoOpen house Sun, Nov 15 · 12:00 PM44Active

    $350,000

    2 bd · 1 ba · 1,020 sqft

    149 Lake Shore Dr N, Palm Harbor, FL

    Stacey Muller · DALTON WADE INC

  11. 1006 Lennox Rd W #1006 — photo37Active

    $242,900

    2 bd · 2 ba · 1,050 sqft

    1006 Lennox Rd W #1006, Palm Harbor, FL

    Renee Gialousis · COLDWELL BANKER REALTY

  12. 232 Whisper Lake Rd — photo32Active

    $400,000

    3 bd · 2 ba · 1,255 sqft

    232 Whisper Lake Rd, Palm Harbor, FL

    Jake Yencarelli · KELLER WILLIAMS REALTY- PALM HARBOR

  13. 36750 US Highway 19 N #17-111 — photo19Active

    $275,000

    1 bd · 1 ba · 825 sqft

    36750 US Highway 19 N #17-111, Palm Harbor, FL

    Hannah Diorio · CHARLES RUTENBERG REALTY INC

  14. 3262 McMath Dr — photo35Active

    $235,000

    2 bd · 2 ba · 1,332 sqft

    3262 McMath Dr, Palm Harbor, FL

    Crystal Brady · ARC REALTY GROUP

  15. 36750 US Highway 19 N #3-125 — photo100Active

    $210,000

    1 bd · 1 ba · 825 sqft

    36750 US Highway 19 N #3-125, Palm Harbor, FL

    Kelly Boyle · COASTAL PROPERTIES GROUP INTERNATIONAL

  16. 1605 Berwick Ct #C — photo31Active

    $119,900

    1 bd · 1 ba · 814 sqft

    1605 Berwick Ct #C, Palm Harbor, FL

    Matthew Brashear · RE/MAX ELITE REALTY

  17. 645 Green Valley Rd #K3 — photo32Active

    $228,000

    2 bd · 2 ba · 904 sqft

    645 Green Valley Rd #K3, Palm Harbor, FL

    Bryan Coward PA · KELLER WILLIAMS REALTY- PALM HARBOR

  18. 2753 5th Ct — photo23Active

    $150,000

    2 bd · 3 ba · 1,344 sqft

    2753 5th Ct, Palm Harbor, FL

    Jessica Martin · THE SHOP REAL ESTATE CO.

  19. 3058 Landmark Blvd #1204 — photo35Active

    $349,900

    3 bd · 2 ba · 1,485 sqft

    3058 Landmark Blvd #1204, Palm Harbor, FL

    Arian Kushta · CHARLES RUTENBERG REALTY INC

  20. 4736 Swordfish Way — photo7Active

    $385,000

    3 bd · 3 ba · 2,215 sqft

    4736 Swordfish Way, Palm Harbor, FL

    Joe Koebel · RE/MAX REALTEC GROUP INC

  21. 710 Leeward Way — photo43Active

    $389,900

    2 bd · 2 ba · 1,641 sqft

    710 Leeward Way, Palm Harbor, FL

    Shay Adelman · RE/MAX REALTEC GROUP INC

  22. 340 Buckingham Pl — photo42Active

    $329,900

    2 bd · 2 ba · 1,268 sqft

    340 Buckingham Pl, Palm Harbor, FL

    Troy Walseth · KELLER WILLIAMS GULF BEACHES

  23. 2700 Nebraska Ave #3-103 — photo32Active

    $169,900

    2 bd · 2 ba · 1,055 sqft

    2700 Nebraska Ave #3-103, Palm Harbor, FL

    Kristi Estes Peacock · COASTAL PROPERTIES GROUP INTERNATIONAL

  24. 2577 Dolly Bay Dr #205 — photo30Active

    $260,000

    2 bd · 3 ba · 1,525 sqft

    2577 Dolly Bay Dr #205, Palm Harbor, FL

    Bella Douklias · CHARLES RUTENBERG REALTY INC

12…11

About Homes Under $400K in Palm Harbor, FL

Homes Under $400K in Palm Harbor, FL: 249 active listings as of November 15, 2026, 09:14 UTC.

Property types among these 249 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Condominium13052.2%
Single Family Residence2510.0%
Townhouse228.8%
Mobile Home166.4%
Manufactured Home104.0%

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Listing data & MLS disclosures

Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2026 MLS GRID. All Rights Reserved.

Palm Harbor housing market

October 2026 · This period is still settling

Palm Harbor 12-month median sale price trend

Selling at 97.2% of asking price

Buyers here are paying below asking. MLS · 109 sales · as of Oct 30, 2026

Homes that sold · County records, as of Oct 20, 2026

Median sale price
$434,500$275,250–$566,500 typical range
Price per sq. ft.
$254
Sales
78
Paid in cash
44.9%

Homes on the market · MLS, as of Oct 18, 2026–Oct 30, 2026

Median list price
$414,900
Homes for sale
501
Median days on market
40 days

Price trend · Assessor repeat sales, as of Oct 31, 2026

Year-over-year
-7.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 30, 2026

Median home size
1,600 sq. ft.

Palm Harbor, FL community profile

Area
32.9 sq. mi.

Source: HJN community data