Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings

Registered offenders on the map

Save search

Registered offenders on the map

Safety & registry resources

Review official public-safety information for any area from these government sources:

  • U.S. Dept. of Justice National Sex Offender Public Website (NSOPW)
  • FBI: state sex-offender registry directory
Homes Under $400K in Otsego, MN
Realty.com
Buy

Start here

  • Homes for sale by state
  • Home buying tips
  • Before you start looking
  • The buying timeline

Afford it

  • Today's mortgage rates
  • Mortgage calculator
  • How much can I afford?
  • Get pre-approved

Make the deal

  • Writing a winning offer
  • Inspections & appraisals
  • Closing costs, itemized
  • Find a buyer's agent
Save searchAdvertiseSign In
Saved homesSaved searchesYour toursYour inquiriesRecently viewedAccount settings
  • Rentals
  • Commercial

Registered offenders on the map

50 listings
Sell

Selling Options

  • What's my home worth?
  • Compare selling options
  • Get an instant cash offer
  • Buy before you sell

Resources

  • How selling works
  • When should I sell?
  • Home selling tips
  • Pricing your home
  • What's worth fixing first
  • Find a seller's agent
Home Loans
Find an Agent
Save search
3 bedsNew construction

Homes Under $400K in Otsego, MN

Homes Under $400K in Otsego, MN

Hide Map
16 of 50 Listings
Map

Homes Under $400K in Otsego, MN

16 of 50 Listings

Your local brokerage

SM

Steve Merrit

Realty.com

Lic. #40699127

Call Steve
  1. 7395 Kagan Avenue NE — photoNew21Active

    $340,890

    3 bd · 2 ba · 1,281 sqft

    7395 Kagan Avenue NE, Otsego, MN

    Kaylee Elaine Schultz · Lennar Sales Corp

  2. 7684 Palisades Avenue NE — photo38Active

    $300,000

    2 bd · 2 ba · 1,417 sqft

    7684 Palisades Avenue NE, Otsego, MN

    Clint A Kuipers · RE/MAX Advantage Plus

  3. 6334 Marshall Avenue NE — photo47Active

    $379,900

    4 bd · 2 ba · 2,342 sqft

    6334 Marshall Avenue NE, Otsego, MN

    Jim M Herrmann · Home Avenue Flat Fee Realty

  4. 7630 Palisades Avenue NE — photo29Active

    $300,000

    2 bd · 2 ba · 1,417 sqft

    7630 Palisades Avenue NE, Otsego, MN

    Chad J Gutenkauf · LPT Realty, LLC

  5. 11161 76th Lane NE — photoNew45Active

    $299,000

    3 bd · 3 ba · 2,127 sqft

    11161 76th Lane NE, Otsego, MN

    The Herrmann Team · Home Avenue Flat Fee Realty

  6. 7104 Quail Avenue NE — photo25Active

    $199,000

    2 bd · 2 ba · 1,086 sqft

    7104 Quail Avenue NE, Otsego, MN

    Nick J Hillyard · Homefield Realty

  7. 8389 Odell Avenue NE — photo38Active

    $220,000

    3 bd · 1 ba · 1,440 sqft

    8389 Odell Avenue NE, Otsego, MN

    Rachel Sara Dahlheimer · Engel & Volkers Lake Minnetonka

  8. 6142 Maclynn Avenue NE — photo16Active

    $242,000

    2 bd · 2 ba · 1,472 sqft

    6142 Maclynn Avenue NE, Otsego, MN

    Michelle Brassington · Bridge Realty, LLC

  9. 7356 Kalland Circle NE — photoOpen house Sat, Oct 3 · 4:00 PM26Active

    $325,000

    3 bd · 3 ba · 2,069 sqft

    7356 Kalland Circle NE, Otsego, MN

    Josh A Pomerleau · JPW Realty

  10. 7794 Palisades Avenue NE — photo24Active

    $300,000

    2 bd · 2 ba · 1,430 sqft

    7794 Palisades Avenue NE, Otsego, MN

    Cynthia Dorfner · LPT Realty, LLC

  11. 7395 Kagan Avenue NE — photo21Active

    $350,890

    3 bd · 2 ba · 1,281 sqft

    7395 Kagan Avenue NE, Otsego, MN

    Kaylee Elaine Schultz · Lennar Sales Corp

  12. 11172 76th Street NE — photoPrice Reduced29Active

    $242,500

    2 bd · 2 ba · 1,525 sqft

    11172 76th Street NE, Otsego, MN

    Derick Lien · Edina Realty, Inc.

  13. 7966 Pinnacle Avenue NE — photo26Active

    $299,000

    2 bd · 2 ba · 1,570 sqft

    7966 Pinnacle Avenue NE, Otsego, MN

    Lance Lindberg · Keller Williams Integrity NW

  14. 10263 Kittredge Parkway NE — photoOpen house Sat, Oct 3 · 11:30 AM37Active

    $399,000

    2 bd · 2 ba · 1,654 sqft

    10263 Kittredge Parkway NE, Otsego, MN

    David B Long · RE/MAX Results

  15. 8721 Park Avenue NE — photoPrice ReducedOpen house Sat, Oct 3 · 10:00 AM56Active

    $328,900

    3 bd · 3 ba · 1,800 sqft

    8721 Park Avenue NE, Otsego, MN

    Brittney Jackson · Keller Williams Integrity NW

  16. 6477 Maclaren Avenue NE — photo29Active

    $350,000

    3 bd · 3 ba · 2,601 sqft

    6477 Maclaren Avenue NE, Otsego, MN

    Mark G Mortensen · Counselor Realty, Inc

123

About Homes Under $400K in Otsego, MN

Homes Under $400K in Otsego, MN: 50 active listings as of October 3, 2026, 13:10 UTC.

Property types among these 50 listings, by the property type each listing’s MLS reports, spelled as the MLS spells it. Types with fewer than 5 listings, and listings whose MLS reports no type, are not shown, so the shares can total less than 100%.
Property typeListingsShare
Townhouse3162.0%
Single Family Residence1326.0%

Explore Otsego homes

By price

  • Homes Under $400K
  • Homes Under $500K
  • Homes Under $600K

By bedrooms

  • 3 Bedroom Homes
Realty.com

L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

Equal Housing OpportunityEqual Housing Lender

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

© 2026 Realty.com. All rights reserved.·Privacy·Terms·California Privacy Rights·Accessibility·Licensing

Listing data & MLS disclosures

FargoMoorhead Area Association of REALTORS
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the FMAAR MLS. Real estate listings held by brokerage firms other than Realty.com are marked with the listing office name. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Fargo-Moorhead Area Association of REALTORS®. No reproduction, compilation, retransmission or distribution of this data is permitted in any manner without the express, written permission of the Fargo-Moorhead Area Association of REALTORS®.
NorthstarMLS
Based on information submitted to the MLS GRID as of 2026-10-02 10:11:11 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
  • 4 Bedroom Homes
  • 5 Bedroom Homes
  • By type

    • Single-Family Homes
    • Townhomes

    By feature

    • New Construction Homes

    Your local brokerage

    SM

    Steve Merrit

    Realty.com

    Lic. #40699127

    Call Steve

    Otsego, MN community profile

    Population
    21,974
    Median income
    $124,692
    Housing units
    7,837
    People per sq. mi.
    718.1
    Area
    30.6 sq. mi.

    Source: HJN community data

    Otsego housing market

    September 2026 · This period is still settling

    Otsego 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 30 sales · as of Sep 29, 2026

    Homes that sold · County records, as of Sep 14, 2026

    Median sale price
    $406,000$296,000–$475,000 typical range
    Price per sq. ft.
    $241
    Sales
    13
    Paid in cash
    38.5%

    Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

    Median list price
    $494,990
    Homes for sale
    81
    Median days on market
    31 days

    Price trend · Assessor repeat sales, as of Sep 30, 2026

    Year-over-year
    -10.8%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 1, 2026

    Median home size
    1,648 sq. ft.