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Homes Under $400K in Monticello, KY
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3 beds

Homes Under $400K in Monticello, KY

Homes Under $400K in Monticello, KY

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23 of 55 Listings
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Homes Under $400K in Monticello, KY

23 of 55 Listings

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #221881

Call Thomas
  1. 65 Lockett Street — photoNew27Active

    $199,000

    3 bd · 2 ba · 1,850 sqft

    65 Lockett Street, Monticello, KY

    H Allen Clark · Access Realty & Auction

  2. 6777 E Highway 92 — photoNew52Active

    $279,000

    3 bd · 1 ba · 2,587 sqft

    6777 E Highway 92, Monticello, KY

    HG Hickey III · No Wake Real Estate

  3. 75 Hickory Hill Drive — photo75Active

    $349,900

    4 bd · 4 ba · 3,146 sqft

    75 Hickory Hill Drive, Monticello, KY

    Kelly Latham · Re/Max Country Living

  4. 130 Cherry Street — photoPrice Reduced36Active

    $164,900

    3 bd · 1 ba · 1,232 sqft

    130 Cherry Street, Monticello, KY

    Kathy Dick · Premier Properties of Lake Cumberland, Inc.

  5. 248 W Mountain Trail — photo40Active

    $329,000

    3 bd · 3 ba · 1,700 sqft

    248 W Mountain Trail, Monticello, KY

    H Allen Clark · Access Realty & Auction

  6. 209 Tate Drive — photoPrice Reduced38Active

    $171,900

    2 bd · 1 ba · 936 sqft

    209 Tate Drive, Monticello, KY

    HG Hickey III · No Wake Real Estate

  7. 198 Lockett Street — photo59Active

    $234,900

    3 bd · 3 ba · 3,640 sqft

    198 Lockett Street, Monticello, KY

    Brandon Davis · No Wake Real Estate

  8. 111 Guinn Drive — photoPrice Reduced68Active

    $237,900

    4 bd · 2 ba · 1,960 sqft

    111 Guinn Drive, Monticello, KY

    Alec Quetone · Lake Cumberland Real Estate Professionals

  9. 338 Harper Drive — photoPrice Reduced38Active

    $229,000

    3 bd · 2 ba · 1,788 sqft

    338 Harper Drive, Monticello, KY

    Tod Bertram · Weichert Realtors Ford Brothers, Inc.

  10. 111 Stonehedge Court — photo61Active

    $369,000

    3 bd · 3 ba · 2,256 sqft

    111 Stonehedge Court, Monticello, KY

    HG Hickey III · No Wake Real Estate

  11. 1185 Furnace Mountain Rd Road — photoPrice Reduced31Active

    $155,000

    3 bd · 2 ba · 1,216 sqft

    1185 Furnace Mountain Rd Road, Monticello, KY

    Tod Bertram · Weichert Realtors Ford Brothers, Inc.

  12. 172 Boston Hill Rd Road — photo27Active

    $159,000

    3 bd · 2 ba · 1,280 sqft

    172 Boston Hill Rd Road, Monticello, KY

    Tod Bertram · Weichert Realtors Ford Brothers, Inc.

  13. 267 Mystic View Road — photo56Active

    $334,900

    2 bd · 1 ba · 1,143 sqft

    267 Mystic View Road, Monticello, KY

    Karen Leonard · RE/MAX LakeTime Realty

  14. 60 Farmington — photoPrice Reduced38Active

    $269,000

    3 bd · 3 ba · 1,866 sqft

    60 Farmington, Monticello, KY

    H Allen Clark · Access Realty & Auction

  15. 244 Walnut Street — photoPrice Reduced59Active

    $174,900

    3 bd · 2 ba · 1,492 sqft

    244 Walnut Street, Monticello, KY

    Daniel Peters · Zen Door Real Estate, Inc

  16. 12 Maple Street — photoPrice Reduced20Active

    $119,900

    2 bd · 1 ba · 880 sqft

    12 Maple Street, Monticello, KY

    Lisa D Lowe · Re/Max Country Lakes

  17. 1009 Ramseys Point Road — photo19Active

    $350,000

    4 bd · 3 ba · 1,860 sqft

    1009 Ramseys Point Road, Monticello, KY

    Dave Slusser · Flat Fee MLS

  18. 16202 State Hwy 200 — photo41Active

    $140,000

    4 bd · 1 ba · 1,056 sqft

    16202 State Hwy 200, Monticello, KY

    Kelly Latham · RE/MAX COUNTRY LIVING, LLC

  19. 16202 16202 State Highway 200 — photo35Active

    $140,000

    4 bd · 1 ba · 1,056 sqft

    16202 16202 State Highway 200, Monticello, KY

    Kelly Latham · Re/Max Country Living

  20. 1657 Dry Hollow Road — photoPrice Reduced44Active

    $119,900

    — bd · — ba · 448 sqft

    1657 Dry Hollow Road, Monticello, KY

    Tod Bertram · Weichert Realtors Ford Brothers, Inc.

  21. 1169 Old Bethel Church Road — photo68Active

    $265,000

    3 bd · 2 ba · 1,562 sqft

    1169 Old Bethel Church Road, Monticello, KY

    L Annie Cooper · Re/Max Country Lakes

  22. 4927 Ky-92 — photoPrice Reduced54Active

    $245,000

    3 bd · 2 ba · 1,573 sqft

    4927 Ky-92, Monticello, KY

    Sallye Broyles · RE/MAX LakeTime Realty

  23. 517 Kelsey Road — photoPrice Reduced23Active

    $73,900

    3 bd · 1 ba · 964 sqft

    517 Kelsey Road, Monticello, KY

    L Annie Cooper · Re/Max Country Lakes

123

About Homes Under $400K in Monticello, KY

Homes Under $400K in Monticello, KY: 55 active listings as of October 3, 2026, 10:09 UTC.

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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Listing data & MLS disclosures

Imagine MLS (Bluegrass REALTORS)
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) Program of Bluegrass REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by IDX brokerage firms other than Realty.com, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX brokers. Information deemed reliable but not guaranteed. Copyright © 2026 Bluegrass REALTORS®. All Rights Reserved.
Upper Cumberland Association of REALTORS
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Upper Cumberland Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright ©2026 Upper Cumberland Association of REALTORS®. All Rights Reserved.
  • Your local brokerage

    TO

    Thomas O'Leary

    Realty.com

    Lic. #221881

    Call Thomas

    Monticello, KY community profile

    Population
    5,739
    Median income
    $36,111
    Housing units
    2,706
    People per sq. mi.
    12.2
    Area
    468.6 sq. mi.

    Source: HJN community data

    Monticello housing market

    September 2026

    Monticello 12-month median sale price trend

    Selling at 96.0% of asking price

    Buyers here are paying below asking. MLS · 13 sales · as of Sep 29, 2026

    Homes that sold · County records, as of Sep 11, 2026

    Median sale price
    $3,766,483$190,000–$3,766,483 typical range
    Price per sq. ft.
    $141
    Sales
    51
    Paid in cash
    90.2%

    Homes on the market · MLS, as of Sep 27, 2026

    Median list price
    $259,000
    Homes for sale
    65

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 2, 2026

    Median home size
    1,232 sq. ft.