Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpieceoffering an exceptional waterfront living experience both inside and out. This waterfront oasis was TOTALLY REBUILT FROM THE SLAB UP IN 2006, all construction was permitted and documented. As you step into a beautiful ceramic tile foyer you will be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coveringsmany with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closetideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110 pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space aboveperfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. Dont miss your chance to experience this exceptional waterfront dreamschedule your private showing today!
- MLS# MDSM2022466
- Date Listed04/30/2025
- Bedrooms 5
- Bathrooms 4 Full baths
- Lot Size 0.44 acres (19,252 sq. ft)
- Sewer Septic Tank
- Subdivision WATERLOO SHORES
- Property Type Single Family
- County SAINT MARYS
- Year Built 1974
- Water Well
- Square Feet 3,719 sq. ft
- Price Per Sq. Ft $342.83
Interior Features
- Appliances Double Oven, Oven, Washer, Gas Water Heater, Cooktop, Dishwasher, Microwave, Stainless Steel Appliance(s), Refrigerator, Range Hood, Exhaust Fan, Disposal
- Flooring Carpet, Wood, Hardwood, Ceramic Tile
- Cooling Central Air, Heat Pump, Ceiling Fan(s), Electric
- Heating Exhaust Fan, Propane, Heat Pump
Exterior / Lot Features
- Exterior Balcony, Boat House, R V/ Boat Storage
- Roof Shingle
- Lot Size Acres 0.44
- Lot Size SQFT 19,252.00
- Lot Features Level, Waterfront
Financial Considerations
- Tax Amount $6,755
- Terms Cash, Conventional, FHA, VA Loan
Nearby Schools
Source: School Digger
Sales & Tax History
Source: Public Records
Population & Environment
Source: Sperling's Best Places
0/100
Car-Dependent
Walk Score ®
0/100
Minimal Transit
Transit Score ®
25/100
Bikable
Bike Score ®
Overview
Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
Walkability averages in the surrounding area
The average walkability score in the surrounding area is Walk Score: 1/100, Transit Score: 0/100, Bike Score: 24/100.
Property Change History
Points of Interest near 20495 WATERLOO LANE, COLTONS POINT, MD 20626
Frequently Asked Questions for 20495 WATERLOO LANE
Source: Realty.com
20495 WATERLOO LANE, COLTONS POINT, MD 20626 is a Single Family 3,719 sq. ft. home listed for sale. Realty.com has 86 photos available of this 5 bed, 4 bath house, listed at $1,275,000. View sales and tax history, use our mortgage calculator and more on Realty.com
Realty.com has 86 photos of 20495 WATERLOO LANE.
Our records indicate that 20495 WATERLOO LANE was built in 1974.
The full address for this home is 20495 WATERLOO LANE, COLTONS POINT, MD 20626.
20495 WATERLOO LANE has been listed on Realty.com since Wed April 30, 2025
Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
The average walkability score in the surrounding area is Walk Score: 1/100, Transit Score: 0/100, Bike Score: 24/100.
There are 3 schools assigned to this home. Check out the schools near 20495 WATERLOO LANE. Benjamin Banneker Elementary School (Grades: PK - 5), Margaret Brent Middle School (Grades: 6 - 8), Chopticon High School (Grades: 9 - 12)
Listing provided courtesy of:
Re/max One
(tel: 443-295-6123)
Listing agent:
Candy Meyers
(tel: 301-848-8330)
(#86585)
This content last refreshed on 2026-03-29 14:49:30. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Export listing data of 20495 WATERLOO LANE, COLTONS POINT, MD 20626 : MLS# MDSM2022466