100% FINANCING AVAILABLE with local lender - Property is subject of a court proceeding pursuant to Ch. 64, Fla. Stat., Uniform Partition of Heirs Property Act, with a court-determined value of $229K, & subject to reporting reqs. of 64.111. *** This unique retro home with terrazzo flooring has 3 bedrooms, and 2 full bathrooms with indoor laundry room and attached 2 car garage. The living room features a classic fireplace with a hearth large enough to sit at, and large picture windows facing north providing soft year-round indirect sunlight. The sliding glass door off the dining room leads to the expansive backyard, located on the corner of Kelly Ave and Garden Club Dr. Roof was replaced in 2019. This home sits on 3 lots totaling 0.34 acres. Only 1 block from Bay Memorial Park and just a few blocks from the beaches of St. Andrews Bay, boatable waters, coves, outstanding schools, village shops, great restaurants, and downtown Panama City, FL. All Information is deemed to be reliable, but is not guaranteed, buyer to verify if important.
- FL
- Panama City
- 32401
- 609 Garden Club Drive
- MLS# 737298
- Date Listed02/07/2023
- Bedrooms 3
- Bathrooms 2 Full baths
- Lot Size 0.34 acres (14,985 sq. ft)
- Sewer Public Sewer
- Subdivision Harris 1st
- County Bay
- Year Built 1963
- Square Feet 1,918 sq. ft
- Price Per Sq. Ft $119.4
Interior Features
- Appliances Dryer, Refrigerator, Washer
- Flooring Terrazzo
- Cooling Central Air
- Heating Central, Electric
Exterior / Lot Features
- Roof Shingle
- Lot Size Acres 0.34
- Lot Size SQFT 14,985.00
- Lot Features Paved
Directions
From HWY 98, South on Balboa, east on Garden Club Drive, home is on the corner of Kelly Av and Garden Club
Financial Considerations
- Tax Amount $1,903
- Terms Cash, Conventional, FHA, VA Loan
Nearby Schools
Source: School Digger
Merriam Cherry Street Elementary School
Public • PK - 5 • Serves this home
2.09 mi
Distance
Public • 6 - 8 • Serves this home
0.56 mi
Distance
Public • 9 - 12 • Serves this home
0.9 mi
Distance
Public • PK - 12
1.21 mi
Distance
Public • PK - 5
2.01 mi
Distance
Merriam Cherry Street Elementary School
Public • PK - 5 • Serves this home
2.09 mi
Distance
Public • PK - 5
2.8 mi
Distance
Margaret K. Lewis In Millville
Public • PK - 12
3.57 mi
Distance
Lucille Moore Elementary School
Public • PK - 5
3.98 mi
Distance
Public • PK - 5
4.19 mi
Distance
Public • PK - 5
4.87 mi
Distance
Public • PK - 5
6.35 mi
Distance
Public • PK - 8
8.14 mi
Distance
Public • 6 - 8 • Serves this home
0.56 mi
Distance
Public • 6 - 12
1.21 mi
Distance
Public • 6 - 12
2.48 mi
Distance
Public • 6 - 12
4.19 mi
Distance
Public • 6 - 12
4.85 mi
Distance
Bay Haven Charter Middle School
Public • 6 - 8
5.65 mi
Distance
Public • 6 - 8
6.64 mi
Distance
North Bay Haven Charter Academy Middle School
Public • 6 - 8
9.44 mi
Distance
North Bay Haven Career Academy
Public • 6 - 12
9.44 mi
Distance
Public • 9 - 12 • Serves this home
0.9 mi
Distance
Public • 9 - 12
1.91 mi
Distance
A. Crawford Mosley High School
Public • 9 - 12
5.19 mi
Distance
Private • PK - 12
2.09 mi
Distance
Private • PK - 12
2.6 mi
Distance
Kaleidoscope School Of Discovery
Private • KG - 12
2.68 mi
Distance
Private • PK - 12
3.23 mi
Distance
Private • PK - 12
4.6 mi
Distance
Sales & Tax History
Source: Public Records
| Year | Total Assessments |
|---|---|
| 2023 | $158,483 |
| 2022 | $142,855 |
| 2021 | $136,289 |
| 2020 | $45,751 |
| 2019 | $68,037 |
| 2018 | $92,049 |
| 2017 | $90,156 |
| 2016 | $88,302 |
| 2015 | $87,688 |
| 2013 | $85,706 |
| Date | Event | Price |
|---|---|---|
| 03/25/2023 | Off Market | $229,000.00 |
| 03/24/2023 | Sold | $229,000.00 1.29% |
| 03/23/2023 | Sold | $232,000.00 1.31% |
| 02/21/2023 | Contingent | $229,000.00 |
| 02/17/2023 | Active | $229,000.00 |
| 02/15/2023 | Contingent | $229,000.00 |
| 02/07/2023 | Active | $229,000.00 |
| Street Address | Beds | Baths | Sold Date | List Price | Valuation Date | Valuation Price |
|---|---|---|---|---|---|---|
| 002 W 11th Court | Listing | - | 0 | Sep 30, 2025 | $195,000 | Dec 28, 2020 | $157,000 |
| 208 W 8th | - | 0 | Sep 30, 2025 | $35,000 | Nov 09, 2025 | - |
| 719 Harmon Ave Avenue | Listing | - | 0 | Oct 29, 2025 | $29,995 | Dec 28, 2020 | $70,000 |
| 920 W Beach Drive | Listing | 4 | 3 | Sep 30, 2025 | $600,000 | Mar 21, 2024 | $638,309 |
| 909 Garden Club Drive | Listing | 4 | 4 | Sep 30, 2025 | $439,900 | Mar 21, 2024 | $419,336 |
| 906 Mulberry Avenue | Listing | - | 0 | Sep 30, 2025 | $44,500 | Jan 13, 2023 | $120,700 |
| 1205 W 10th Court | Listing | - | 0 | Sep 30, 2025 | $90,000 | Dec 28, 2020 | $166,000 |
| 609 Garden Club Drive | Listing | 3 | 2 | Sep 30, 2025 | $229,000 | Mar 21, 2024 | $231,188 |
| 800 Skyland Avenue | 3 | 2 | Nov 03, 2025 | $344,900 | Nov 09, 2025 | - |
| 816 Balboa Avenue | 5 | 2 | Oct 14, 2025 | $412,000 | Nov 09, 2025 | - |
Population & Environment
Source: Sperling's Best Places
| Zip | City | County | National | |
|---|---|---|---|---|
| Population | 19,515 | 33,005 | 161,923 | 335,858,263 |
| Population Density | 1,560 | 932 | 214 | 95 |
| People per Household | 2.3 | 2.3 | 2.4 | 2.6 |
| Median Age | 42.1 | 40.8 | 41.7 | 39.1 |
| Median Income | $40,519 | $44,265 | $56,610 | $66,222 |
| Average Income | $23,505 | $25,092 | $30,363 | $35,475 |
| Cost of Living Index | 79 | 80 | 87 | 100 |
| Zip | City | County | National | |
|---|---|---|---|---|
| January Avg. High Temp | 38.7°F | 38.7°F | 38.7°F | 22.6°F |
| July Avg. High Temp | 89°F | 89°F | 89°F | 86.2°F |
| Annual Precipitation | 64.76" | 64.76" | 64.76" | 38" |
45/100
Car-Dependent
Walk Score ®
49/100
Bikable
Bike Score ®
Overview
Most errands require a car. It is possible to get on a bus. Minimal bike infrastructure.Walkability averages in the surrounding area
The average walkability score in the surrounding area is Walk Score: 25/100, Transit Score: 0/100, Bike Score: 39/100.
Property Change History
View Changes
Previous Description:
Updated Description:
Points of Interest near 609 Garden Club Drive, Panama City, FL 32401
1003 ft
Distance
0.26 mi
Distance
0.27 mi
Distance
0.32 mi
Distance
0.36 mi
Distance
0.43 mi
Distance
0.44 mi
Distance
0.25 mi
Distance
0.28 mi
Distance
0.36 mi
Distance
0.43 mi
Distance
0.43 mi
Distance
0.44 mi
Distance
898 ft
Distance
0.23 mi
Distance
0.41 mi
Distance
0.37 mi
Distance
0.4 mi
Distance
0.43 mi
Distance
0.23 mi
Distance
0.26 mi
Distance
0.28 mi
Distance
0.28 mi
Distance
0.43 mi
Distance
0.25 mi
Distance
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Frequently Asked Questions for 609 Garden Club Drive
Source: Realty.com
609 Garden Club Drive, Panama City, FL 32401 is a Single Family 1,918 sq. ft. home listed for sale. Realty.com has 38 photos available of this 3 bed, 2 bath house, listed at $229,000. View sales and tax history, use our mortgage calculator and more on Realty.com
Realty.com has 38 photos of 609 Garden Club Drive.
Our records indicate that 609 Garden Club Drive was built in 1963.
The full address for this home is 609 Garden Club Drive, Panama City, FL 32401.
609 Garden Club Drive has been listed on Realty.com since Tue February 07, 2023
Most errands require a car. It is possible to get on a bus. Minimal bike infrastructure.
The average walkability score in the surrounding area is Walk Score: 25/100, Transit Score: 0/100, Bike Score: 39/100.
There are 3 schools assigned to this home. Check out the schools near 609 Garden Club Drive. Merriam Cherry Street Elementary School (Grades: PK - 5), Jinks Middle School (Grades: 6 - 8), Bay High School (Grades: 9 - 12)
Listing provided courtesy of:
Coldwell Banker Realty
(tel: 850-234-6696)
Listing agent:
Alice De La Penha
(tel: 850-771-3150)
(#B1541)
This content last refreshed on 2025-11-09 10:17:50. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Export listing data of 609 Garden Club Drive, Panama City, FL 32401 : MLS# 737298