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Start here

Homes for sale by state
Home buying tips
Before you start looking
The buying timeline

Afford it

Today's mortgage rates
Mortgage calculator
How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
Inspections & appraisals
Closing costs, itemized
Find a buyer's agent

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What's my home worth?
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Get an instant cash offer
Buy before you sell

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What's worth fixing first
Find a seller's agent

3 beds New construction

107 listings

Homes Under $400K in Franklin, KY

Homes Under $400K in Franklin, KY

24 of 107 Listings

Homes Under $400K in Franklin, KY

24 of 107 Listings

New34

Active

$307,900

3 bd · 2 ba · 1,548 sqft

Lot 18 Chokeberry Street, Franklin, KY

$214,900

3 bd · 1 ba · 1,275 sqft

804 Henry Street, Franklin, KY

$174,900

3 bd · 1 ba · 2,100 sqft

202 Montague Street, Franklin, KY

$340,000

4 bd · 3 ba · 1,742 sqft

605 Sarver Street, Franklin, KY

$324,900

3 bd · 2 ba · 1,500 sqft

153 Lake Spring Road, Franklin, KY

$360,000

5 bd · 3 ba · 2,416 sqft

301 S Main St, Franklin, KY

J.K. Graves · Bluegrass Realty & Property Management, Inc

$277,000

3 bd · 2 ba · 1,400 sqft

611 Victoria Way, Franklin, KY

$259,900

3 bd · 2 ba · 1,450 sqft

1030 Kennedy Lane, Franklin, KY

$234,900

3 bd · 2 ba · 1,517 sqft

405 West Street, Franklin, KY

$214,900

2 bd · 2 ba · 1,055 sqft

306 W Kentucky Avenue, Franklin, KY

Ashlee B Gary · Trademark Realty LLC

$359,900

4 bd · 3 ba · 2,418 sqft

403 Cedar Street, Franklin, KY

Samantha Clemons · RE/MAX Highland Realty

$274,900

3 bd · 2 ba · 1,652 sqft

522 Longview Drive, Franklin, KY

Kelsey L Murray · Keller Williams First Choice R

Price Reduced51Active

$339,900

3 bd · 2 ba · 1,718 sqft

508 Fox Ridge Way, Franklin, KY

Steven J Arndell · Keller Williams First Choice R

$324,900

3 bd · 2 ba · 1,463 sqft

330 Claiborne Circle, Franklin, KY

Stacy House · Crye-Leike Executive Realty

$359,900

3 bd · 2 ba · 1,637 sqft

1936 Reeder School Road, Franklin, KY

Gabe D Graves · Keller Williams First Choice R

$284,990

4 bd · 2 ba · 1,774 sqft

908 Kensington Street, Franklin, KY

Anthony Eakles · Keller Williams First Choice R

$254,990

3 bd · 2 ba · 1,475 sqft

905 Kensington Street, Franklin, KY

Anthony Eakles · Keller Williams First Choice R

Price Reduced29Active

$230,000

3 bd · 2 ba · 1,120 sqft

137 Coates Road, Franklin, KY

Josh Keehan · Haley Auctions and Realty

Price Reduced31Active

$388,000

3 bd · 2 ba · 1,790 sqft

201 Magnolia Circle, Franklin, KY

Klay Kelley · Crye-Leike Executive Realty

Price Reduced37Active

$399,900

4 bd · 2 ba · 1,941 sqft

1124 Haverhill Drive, Franklin, KY

Joy Smith · Trademark Realty LLC

Price Reduced39Active

$359,999

3 bd · 2 ba · 1,939 sqft

1211 Fredricksburg Street Lot 95, Franklin, KY

Mandy Wade Forbis · CB/The Advantage Realtor Group

$224,975

3 bd · 2 ba · 1,092 sqft

1205 Catherine Court, Franklin, KY

Jennifer N Moss · EXIT Prime Realty

$199,900

3 bd · 2 ba · 1,093 sqft

1213 Derek Drive, Franklin, KY

Joe H Wade · Crye-Leike Executive Realty

$239,900

3 bd · 2 ba · 1,138 sqft

206 Molly Avenue, Franklin, KY

Gabe D Graves · Keller Williams First Choice R

1 2…5

About Homes Under $400K in Franklin, KY

Homes Under $400K in Franklin, KY: 107 active listings as of October 2, 2026, 18:54 UTC.

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Thomas O'Leary

Realty.com

Lic. #221881

Listing data & MLS disclosures

Realtracs: Based on information submitted to the MLS GRID as of 2026-09-28 19:13:00 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Real Estate Information Services (REALTOR Association of Southern Kentucky): The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the REALTOR® Association of Southern Kentucky, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All Rights Reserved

Homes Under $400K in Franklin, KY

Franklin, KY community profile

Population: 10,623
Median income: $53,647
Housing units: 4,568
People per sq. mi.: 49.6
Area: 214.3 sq. mi.

Source: HJN community data

Franklin housing market

September 2026 · This period is still settling

Selling at 98.4% of asking price

Buyers here are paying below asking. MLS · 19 sales · as of Sep 29, 2026

Homes that sold · County records, as of Sep 11, 2026

Median sale price: $267,500$132,500–$326,925 typical range
Sales: 10
Paid in cash: 30.0%

Homes on the market · MLS, as of Sep 27, 2026–Sep 29, 2026

Median list price: $314,950
Homes for sale: 146
Median days on market: 53 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: 16.6%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 1, 2026

Median home size: 1,575 sq. ft.