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Start here

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Before you start looking
The buying timeline

Afford it

Today's mortgage rates
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How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
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Closing costs, itemized
Find a buyer's agent

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3 beds New construction With a pool

2 Bedroom Homes in Fernandina Beach, FL — Page 2

102 listings

2 Bedroom Homes in Fernandina Beach, FL

2 Bedroom Homes in Fernandina Beach, FL

19 of 102 Listings

2 Bedroom Homes in Fernandina Beach, FL

19 of 102 Listings

49Active

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

$725,000

2 bd · 3 ba · 2,064 sqft

96143 Hanging Moss Drive, Fernandina Beach, FL

Tiffany Messer · BERKSHIRE HATHAWAY HomeServices HWREI

$1,500,000

2 bd · 2 ba · 1,339 sqft

816 Ladies Street, Fernandina Beach, FL

Paula Morris · BERKSHIRE HATHAWAY HomeServices HWREI

Price Reduced49Active

$505,000

2 bd · 2 ba · 1,540 sqft

1839 Perimeter Park Road 210, Fernandina Beach, FL

Raegan Heymann · BERKSHIRE HATHAWAY HomeServices HWREI

$950,000

2 bd · 3 ba · 1,472 sqft

1304 Shipwatch Circle 1304, Fernandina Beach, FL

Patti Burch · CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Price Reduced33Active

$299,000

2 bd · 2 ba · 767 sqft

2328 Sadler Road 2-F, Fernandina Beach, FL

Nicole Phillips · SALT HARBOR REAL ESTATE COMPANY

$815,000

2 bd · 2 ba · 1,170 sqft

3240 S Fletcher Avenue 773, Fernandina Beach, FL

Paul Werling · BERKSHIRE HATHAWAY HomeServices HWREI

$490,000

2 bd · 2 ba · 1,186 sqft

631 Tarpon Avenue 6347, Fernandina Beach, FL

Mary O'Donnell · KELLER WILLIAMS REALTY / FB OFFICE

Price Reduced41Active

$949,000

2 bd · 2 ba · 1,263 sqft

1385 Shipwatch Circle, Fernandina Beach, FL

MARTINA JORDAN · EXP REALTY LLC

Price Reduced42Active

$465,000

2 bd · 2 ba · 1,210 sqft

2017 Beach Wood Road 2017, Fernandina Beach, FL

Jenny Schaffer · SUMMER HOUSE REALTY

Price Reduced27Active

$499,000

2 bd · 3 ba · 1,454 sqft

418 S 8th Street, Fernandina Beach, FL

LESANNE L VINCENT · SUMMER HOUSE REALTY

Price Reduced39Active

$725,000

2 bd · 2 ba · 1,130 sqft

3350 S Fletcher Avenue J1, Fernandina Beach, FL

KAMIE FOURNIER · FERNANDINA BEACH REALTY

$1,050,000

2 bd · 2 ba · 1,263 sqft

1345 Shipwatch Circle 1345, Fernandina Beach, FL

Cody Lanier · ONE SOTHEBYS INTERNATIONAL REALTY

$567,500

2 bd · 2 ba · 1,541 sqft

95021 Barclay Place 2a, Fernandina Beach, FL

Frances Farnsworth · WATSON REALTY CORP.

$915,000

2 bd · 2 ba · 1,352 sqft

283 & 284 Sandcastles Court, Fernandina Beach, FL

Leigh Howe · AMELIA ISLAND REAL ESTATE SERVICES

Price Reduced29Active

$290,000

2 bd · 2 ba · 1,407 sqft

96048 Cottage Court 1506, Fernandina Beach, FL

Tina Kozak · COLDWELL BANKER THE AMELIA GROUP

Price Reduced29Active

$290,000

2 bd · 2 ba · 1,407 sqft

96048 Cottage Court, Fernandina Beach, FL

TINA KOZAK · COLDWELL BANKER THE AMELIA GROUP

$1,350,000

2 bd · 2 ba · 1,800 sqft

3104 Sea Marsh Road 3104, Fernandina Beach, FL

Cody Lanier · ONE SOTHEBYS INTERNATIONAL REALTY

$349,990

2 bd · 2 ba · 1,168 sqft

2700 Mizell Avenue 102a, Fernandina Beach, FL

Dominique Stanley · THE STANLEY REALTY GROUP

$569,000

2 bd · 2 ba · 1,470 sqft

2523 &2524 Boxwood Lane, Fernandina Beach, FL

WILLIAM L REDMOND JR · AMELIA ISLAND REAL ESTATE SERVICES

1 2 3…5

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #BK3453168

Listing data & MLS disclosures

Amelia Island Nassau County Association of REALTORS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Listing information ©2026 Amelia Island Nassau County AOR, Inc®. All Rights Reserved. Last Updated: 2026-10-04 21:07:31 UTC
realMLS (Northeast Florida Multiple Listing Service): IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Listing information ©2026 Northeast Florida Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-10-05 06:40:14 UTC

Fernandina Beach, FL community profile

Population: 15,259
Median income: $85,682
Housing units: 8,762
People per sq. mi.: 192.9
Area: 79.1 sq. mi.

Source: HJN community data

Fernandina Beach housing market

September 2026 · This period is still settling

Selling at 97.3% of asking price

Buyers here are paying below asking. MLS · 104 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 1, 2026

Median sale price: $506,000$473,750–$842,500 typical range
Sales: 11
Paid in cash: 45.5%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $691,950
Homes for sale: 476
Median days on market: 45 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: -6.7%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 2,071 sq. ft.