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  • The buying timeline

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3 beds
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New construction
With a pool
Homes Under $700K in Elgin, IL
142 listings

Homes Under $700K in Elgin, IL

Homes Under $700K in Elgin, IL

Show Map
24 of 142 Listings
Map

Homes Under $700K in Elgin, IL

24 of 142 Listings

  1. 673 Ludlow Avenue — photoNew1

Your Elgin agent

OK

Olga Kampmeier

Call Olga
Active

$182,500

1 bd · 1 ba · 576 sqft

673 Ludlow Avenue, Elgin, IL

Brenda Rodgers · Reality Realtors Corp.

  • 2038 Padua Drive — photoNew33Active

    $554,000

    4 bd · 3 ba · 2,937 sqft

    2038 Padua Drive, Elgin, IL

    Viviana Vargas · HomeSmart Connect LLC

  • 2436 Emily Lane — photoNew21Active

    $309,900

    2 bd · 3 ba · 1,626 sqft

    2436 Emily Lane, Elgin, IL

    Christopher Bartnick · Berkshire Hathaway HomeServices Starck Real Estate

  • 13N568 Gunpowder Lane — photoNew33Active

    $663,900

    4 bd · 3 ba · 2,183 sqft

    13N568 Gunpowder Lane, Elgin, IL

    Stanislaw Noga · Hometown Real Estate Group LLC

  • 1607 Kenneth Circle 1607 — photoNew9Active

    $175,000

    2 bd · 2 ba · 1,300 sqft

    1607 Kenneth Circle 1607, Elgin, IL

    Roselia Venegas · Results Realty USA

  • 2352 South Street D — photo17Active

    $184,900

    2 bd · 1 ba · 1,178 sqft

    2352 South Street D, Elgin, IL

    Cheryl Adams · Coldwell Banker Real Estate Group

  • 1401 Sherwood Avenue — photoNew15Active

    $215,000

    2 bd · 1 ba · 815 sqft

    1401 Sherwood Avenue, Elgin, IL

    Asaf Arevalo · HomeSmart Connect LLC

  • 132 S Weston Avenue — photoNew30Active

    $280,000

    4 bd · 1 ba · 1,400 sqft

    132 S Weston Avenue, Elgin, IL

    Mayra Gallardo · Realty of America, LLC

  • 468 Locust Street — photo53Active

    $399,896

    3 bd · 2 ba · 3,060 sqft

    468 Locust Street, Elgin, IL

    James Garry · Garry Real Estate

  • 461 Mooresfield Street — photo31Active

    $524,900

    5 bd · 3 ba · 3,510 sqft

    461 Mooresfield Street, Elgin, IL

    Thomas Hodge · @properties Christie's International Real Estate

  • 801 N Mclean Boulevard 146 — photo39Active

    $78,000

    1 bd · 1 ba · 750 sqft

    801 N Mclean Boulevard 146, Elgin, IL

    Ryan Widerberg · eXp Realty - Chicago North Ave

  • 2921 Kelly Drive — photo39Active

    $650,000

    5 bd · 3 ba · 3,675 sqft

    2921 Kelly Drive, Elgin, IL

    Kathleen Bak · Gates and Gables Realty

  • 422 W Amberside Drive — photo26Active

    $550,000

    4 bd · 3 ba · 2,820 sqft

    422 W Amberside Drive, Elgin, IL

    Gina Rizza · Coldwell Banker Realty

  • 401 Longford Drive — photo41Active

    $374,900

    3 bd · 3 ba · 1,630 sqft

    401 Longford Drive, Elgin, IL

    Monica Vargas · GREAT HOMES REAL ESTATE, INC.

  • 1175 Royal Boulevard — photo24Active

    $422,200

    4 bd · 3 ba · 1,056 sqft

    1175 Royal Boulevard, Elgin, IL

    Julieta D Gallardo · Epic Real Estate Group

  • 1112 Spinnaker Street — photo37Active

    $499,999

    4 bd · 4 ba · 3,282 sqft

    1112 Spinnaker Street, Elgin, IL

    Teresa Stultz · Premier Living Properties

  • 2429 Emily Lane — photo38Active

    $329,900

    2 bd · 3 ba · 1,704 sqft

    2429 Emily Lane, Elgin, IL

    Amy Ruminski · Baird & Warner

  • 161 S Grove Avenue — photo32Active

    $352,000

    2 bd · 3 ba · 1,970 sqft

    161 S Grove Avenue, Elgin, IL

    Kari Wilson · Real Broker, LLC

  • 1158 Falcon Ridge Drive — photo31Active

    $405,000

    3 bd · 4 ba · 2,136 sqft

    1158 Falcon Ridge Drive, Elgin, IL

    Tracey Larsen · Coldwell Banker Realty

  • 2173 Sandpiper Way — photo45Active

    $550,000

    2 bd · 2 ba · 2,318 sqft

    2173 Sandpiper Way, Elgin, IL

    Lauren Dettmann · Baird & Warner

  • 553 Arye Drive — photo20Active

    $629,535

    5 bd · 3 ba · 2,800 sqft

    553 Arye Drive, Elgin, IL

    Bill Flemming · HomeSmart Connect LLC

  • 610 McClure Avenue — photo26Active

    $299,900

    2 bd · 2 ba · 1,012 sqft

    610 McClure Avenue, Elgin, IL

    Graciela Martinez · Epic Real Estate Group

  • 955 Ascot Drive — photo34Active

    $310,000

    2 bd · 2 ba · 1,449 sqft

    955 Ascot Drive, Elgin, IL

    Kristen Padovich · Results Realty ERA Powered

  • 980 S State Street — photo27Active

    $414,900

    3 bd · 3 ba · 2,518 sqft

    980 S State Street, Elgin, IL

    Robert Wisdom · RE/MAX Horizon

  • 12…6

    Explore Elgin homes

    By price

    • Under $300K
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    By feature

    • New construction
    • With a pool
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    Your Elgin agent

    OK

    Olga Kampmeier

    Call Olga

    Listing data & MLS disclosures

    Midwest Real Estate Data (MRED)
    Based on information submitted to the MLS GRID as of 2026-09-17 05:10:57 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

    Elgin, IL community profile

    Population
    115,347
    Median income
    $82,254
    Housing units
    37,916
    People per sq. mi.
    1,761
    Area
    65.5 sq. mi.

    Source: HJN community data

    Elgin housing market

    July 2026 · This period is still settling

    Elgin 12-month median sale price trend

    Selling at 100.0% of asking price

    Sales here are closing essentially at asking. MLS · 72 sales · as of Jul 20, 2026

    Homes that sold · County records, as of Jul 8, 2026

    Median sale price
    $383,750$297,500–$516,250 typical range
    Price per sq. ft.
    $218
    Sales
    56
    Paid in cash
    26.8%

    Homes on the market · MLS, as of Jul 20, 2026–Jul 21, 2026

    Median list price
    $399,998
    Homes for sale
    122
    Median days on market
    8 days

    Price trend · Assessor repeat sales, as of Jul 31, 2026

    Year-over-year
    12.2%

    Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Jul 15, 2026

    Median home size
    1,624 sq. ft.