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Before you start looking
The buying timeline

Afford it

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How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
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Closing costs, itemized
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Commercial

83 listings

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Homes Under $400K in Elgin, IL

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24 of 83 Listings

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24 of 83 Listings

Price Reduced37

Homes Under $400K in Elgin, IL — Page 3

83 listings

Homes Under $400K in Elgin, IL

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24 of 83 Listings

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Homes Under $400K in Elgin, IL

24 of 83 Listings

Your Elgin agent

Olga Kampmeier

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Price Reduced37

Your Elgin agent

Olga Kampmeier

Call Olga

Active

$314,900

2 bd · 3 ba · 1,981 sqft

2478 Anna Way Unit 2478, Elgin, IL

Caroline Starr · @properties Christie's International Real Estate

26Active

$299,900

2 bd · 2 ba · 1,012 sqft

610 McClure Avenue, Elgin, IL

Graciela Martinez · Epic Real Estate Group

Price Reduced35Active

$319,900

2 bd · 2 ba · 1,388 sqft

1321 Dancing Bear Lane, Elgin, IL

Marisol Sotelo · United Real Estate - Chicago

Your Elgin agent

Olga Kampmeier

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Price Reduced50Active

$399,999

5 bd · 3 ba · 2,550 sqft

3140 Taunton Street, Elgin, IL

Rakesh Patel · RP Realty Inc

23Active

$299,900

3 bd · 1 ba · 1,430 sqft

506 Barrett Street, Elgin, IL

Jesus Perez · Realty of America, LLC

Price ReducedOpen house Sun, Oct 11 · 12:00 AM16Active

$220,000

2 bd · 2 ba · 1,125 sqft

1012 Saxon Court Unit C, Elgin, IL

Lena Ecklund · Coldwell Banker Realty

14Active

$72,000

1 bd · 1 ba · 750 sqft

801 N McLean Boulevard 110, Elgin, IL

Dee Gamble · Berkshire Hathaway HomeServices Starck Real Estate

30Active

$319,319

2 bd · 3 ba · 1,626 sqft

991 Reserve Drive, Elgin, IL

Rachael Ivanovic · HomeSmart Connect LLC

Price ReducedOpen house Sun, Oct 11 · 10:00 AM14Active

$264,999

2 bd · 1 ba · 624 sqft

684 Cooper Avenue, Elgin, IL

Kevin Ramirez · Smart Home Realty

Price Reduced32Active

$314,900

2 bd · 3 ba · 1,626 sqft

2440 Anna Way 2440, Elgin, IL

Robert Nosalik · RE/MAX SUBURBAN

Price Reduced23Active

$340,000

3 bd · 3 ba · 1,700 sqft

725 Littleton Trail 50-4, Elgin, IL

Guljit Singh · Statewide Home Realty Inc

16Active

$104,900

2 bd · 2 ba · 975 sqft

801 N McLean Boulevard 254, Elgin, IL

Dee Gamble · Berkshire Hathaway HomeServices Starck Real Estate

Price Reduced27Active

$284,900

3 bd · 3 ba · 1,700 sqft

864 N Shady Oaks Drive Unit 864, Elgin, IL

Timothy Winfrey · RE/MAX Liberty

25Active

$315,000

3 bd · 3 ba · 1,400 sqft

626 Bent Street, Elgin, IL

Sergio Mares · Inspire Realty Group LLC

27Active

$379,800

2 bd · 4 ba · 2,400 sqft

157 Festival Court, Elgin, IL

Marla Nguy · Abacus Realty

Price Reduced22Active

$389,900

3 bd · 4 ba · 2,136 sqft

1123 Pine Valley Court, Elgin, IL

Amy Adorno · Executive Realty Group LLC

42Active

$349,900

2 bd · 2 ba · 1,066 sqft

746 Parkway Avenue, Elgin, IL

Raymond Watson · RE/MAX All Pro

Price Reduced22Active

$314,900

3 bd · 3 ba · 1,531 sqft

2320 College Green Drive, Elgin, IL

Andrew Orzechowski · Tatry Realty LLC

31Active

$315,000

2 bd · 3 ba · 1,440 sqft

160 Neutrenton Avenue, Elgin, IL

Cindy Bowen · REMAX Legends

Price Reduced31Active

$220,000

1 bd · 1 ba · 1,056 sqft

650 Waverly Drive D, Elgin, IL

Rafay Qamar · Real Broker LLC

Price Reduced39Active

$399,990

3 bd · 3 ba · 2,282 sqft

1102 Iron Horse Court, Elgin, IL

Veronica Rodriguez · Redfin Corporation

30Active

$325,000

3 bd · 3 ba · 1,420 sqft

3348 Cameron Drive, Elgin, IL

Valerie Agosto · Cagan's Realty, Inc.

29Active

$295,900

3 bd · 2 ba · 1,700 sqft

1115 Hunt Wyck Court 1115, Elgin, IL

Gael Gonzalez · GREAT HOMES REAL ESTATE, INC.

14Active

$349,900

3 bd · 2 ba · 1,400 sqft

1330 Todd Farm Drive, Elgin, IL

Layla Benjamin · ARNI Realty Incorporated

1 2 3 4

Listing data & MLS disclosures

Midwest Real Estate Data (MRED): Based on information submitted to the MLS GRID as of 2026-10-09 21:18:03 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Elgin housing market

September 2026

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 94 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 24, 2026

Median sale price: $360,000$280,000–$550,000 typical range
Price per sq. ft.: $207
Sales: 141
Paid in cash: 26.2%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $385,000
Homes for sale: 165
Median days on market: 9 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: 10.8%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 1,626 sq. ft.

Elgin, IL community profile

Population: 115,347
Median income: $82,254
Housing units: 37,916
People per sq. mi.: 1,761
Area: 65.5 sq. mi.

Source: HJN community data

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

Your Elgin agent

Olga Kampmeier

Call Olga

Listing data & MLS disclosures

Midwest Real Estate Data (MRED): Based on information submitted to the MLS GRID as of 2026-10-09 21:18:03 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Elgin, IL community profile

Population: 115,347
Median income: $82,254
Housing units: 37,916
People per sq. mi.: 1,761
Area: 65.5 sq. mi.

Source: HJN community data

Elgin housing market

September 2026

Selling at 100.0% of asking price

Sales here are closing essentially at asking. MLS · 94 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 24, 2026

Median sale price: $360,000$280,000–$550,000 typical range
Price per sq. ft.: $207
Sales: 141
Paid in cash: 26.2%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $385,000
Homes for sale: 165
Median days on market: 9 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: 10.8%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 1,626 sq. ft.