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Start here

Homes for sale by state
Home buying tips
Before you start looking
The buying timeline

Afford it

Today's mortgage rates
Mortgage calculator
How much can I afford?
Get pre-approved

Make the deal

Writing a winning offer
Inspections & appraisals
Closing costs, itemized
Find a buyer's agent

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What's my home worth?
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Get an instant cash offer
Buy before you sell

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Pricing your home
What's worth fixing first
Find a seller's agent

3 beds New construction

Homes Under $200K in Schenectady, NY

28 listings

Homes Under $200K in Schenectady, NY

Homes Under $200K in Schenectady, NY

24 of 28 Listings

Homes Under $200K in Schenectady, NY

24 of 28 Listings

77

Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #10311208632

Active

$189,900

3 bd · 2 ba · 1,134 sqft

42 Jackson Avenue, Schenectady, NY

Julius Paul · J Paul Realty Group LLC

$115,000

2 bd · — ba · — sqft

2115 Central Ave 4, Schenectady, NY

$139,000

2 bd · 2 ba · 1,200 sqft

364 Georgetta DIX Plaza, Schenectady, NY

Khadijah Peek · Peek Realty

$165,000

3 bd · 2 ba · 1,550 sqft

499 Mumford Street, Schenectady, NY

Khadijah Peek · Peek Realty

$165,000

3 bd · 2 ba · 1,550 sqft

554 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

$165,000

3 bd · 2 ba · 1,550 sqft

556 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

$199,218

2 bd · 1 ba · 1,082 sqft

535 Salina Street, Schenectady, NY

Paul A Friello · Coldwell Banker Prime Properties

Price Reduced14Active

$191,900

2 bd · 1 ba · 936 sqft

1226 Donnan Avenue, Schenectady, NY

George T Tomaselli · Howard Hanna Capital Inc

$165,000

3 bd · 2 ba · 1,550 sqft

501 Mumford Street, Schenectady, NY

Khadijah Peek · Peek Realty

$165,000

3 bd · 2 ba · 1,550 sqft

503 Mumford Street, Schenectady, NY

Khadijah Peek · Peek Realty

$139,000

2 bd · 2 ba · 1,200 sqft

559 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

$139,000

2 bd · 2 ba · 1,200 sqft

526 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

$139,000

2 bd · 2 ba · 1,200 sqft

362 Georgetta DIX, Schenectady, NY

Khadijah Peek · Peek Realty

$139,000

2 bd · 2 ba · 1,200 sqft

528 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

$139,000

2 bd · 2 ba · 1,200 sqft

557 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

Price Reduced1Active

$140,000

3 bd · 2 ba · 1,377 sqft

321 Hulett Street, Schenectady, NY

Benjamin R Romer · KW Platform

Price Reduced21Active

$189,900

3 bd · 2 ba · 1,104 sqft

821 Holland Road, Schenectady, NY

George T Tomaselli · Howard Hanna Capital Inc

Price Reduced41Active

$189,900

3 bd · 2 ba · 1,319 sqft

407 Paige Street, Schenectady, NY

Bruce W Farmer · Howard Hanna Capital Inc

$145,900

3 bd · 1 ba · 800 sqft

10 Daggett Terrace, Schenectady, NY

Paul A Friello · Coldwell Banker Prime Properties

$165,000

2 bd · — ba · 1,152 sqft

15 Van Zandt Street, Schenectady, NY

Price Reduced30Active

$189,900

4 bd · — ba · 1,261 sqft

6 Paulding St, Schenectady, NY

$99,900

4 bd · 1 ba · 1,648 sqft

1110 Chrisler Avenue, Schenectady, NY

Kadijah Johnson · Hunt ERA

$95,000

2 bd · 2 ba · 1,136 sqft

1339 Bradford Street, Schenectady, NY

Jessica Dufek · Dufek Real Estate Group, LLC

$139,000

2 bd · 2 ba · 1,200 sqft

546 Summit Avenue, Schenectady, NY

Khadijah Peek · Peek Realty

1 2

Explore Schenectady homes

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L. Custen Realty, Inc. d/b/a Realty.com/L. Custen Realty CT, LLC d/b/a Realty.com (Tom O’Leary-Broker)(CT properties only), 8323 Southwest Freeway, Suite 900, Houston, Texas 77074

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is derived from various Multiple Listing Services; each source MLS and its required disclaimer are shown with the listings on the applicable page. Realty.com is an independently owned and operated brokerage.

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Your local brokerage

TO

Thomas O'Leary

Realty.com

Lic. #10311208632

Listing data & MLS disclosures

Global MLS: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Information is deemed reliable but not guaranteed.
Listing information ©2026 Local REALTOR® - Douglas Perlson, Corp. Broker - (646) 315-9116. All Rights Reserved. Last Updated: 2026-10-05 15:17:18 UTC
NY State MLS: The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Realty.com shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright © 2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

Schenectady, NY community profile

Population: 69,825
Median income: $53,816
Housing units: 30,318
People per sq. mi.: 529
Area: 132 sq. mi.

Source: HJN community data

Schenectady housing market

September 2026 · This period is still settling

Selling at 101.3% of asking price

Buyers here are paying above asking. MLS · 141 sales · as of Sep 30, 2026

Homes that sold · County records, as of Sep 9, 2026

Median sale price: $292,500$213,750–$350,000 typical range
Price per sq. ft.: $142
Sales: 32
Paid in cash: 18.8%

Homes on the market · MLS, as of Sep 27, 2026–Sep 30, 2026

Median list price: $320,000
Homes for sale: 265
Median days on market: 7 days

Price trend · Assessor repeat sales, as of Sep 30, 2026

Year-over-year: 4.3%

Housing stock — every home in the area, not only the ones selling or listed · Assessor records, as of Sep 11, 2026

Median home size: 1,756 sq. ft.