Michael Smith
This profile has not yet been claimed or personalized. If you are Michael, you can claim and unlock this agent profile to showcase your experience, specialties, and contact details for prospective buyers and sellers. Michael Smith appears to specialize in selling homes in areas including: MIFFLINTOWN, PA, LEWISTOWN, PA, PORT ROYAL, PA, SHERMANS DALE, PA, MC ALISTERVILLE, PA, MIFFLIN, PA, RICHFIELD, PA, MCCLURE, PA, Mifflin, PA, THOMPSONTOWN, PA. List prices for homes in these areas have ranged from $65,000 to $375,000.
23
Closed Sales
$4.3M
Total Value
$65K - $375K
Price Range
$186.4K
Average Price
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SOLD/OFF MARKET LISTINGS
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MIFFLINTOWN PA Home for Sale
2 homes for the price of 1! Opportunity knocks twice this summer on Licking Creek Rd in Milford Township. Located close to Zooks Dam, this recently subdivided .73 acre lot now offers a 3 bedroom/1 bath ranch home, along with a 2 bedroom/1 bath guest house. Main property features include mid-century modern design, hardwood floors, living room fireplace, and generously sized rooms. Extended carport allows for 2/3 vehicles. The guest house exudes potential in so many ways. Make it a rental to cut down the mortgage...or use it for your business, an AirBnb, an in-law suite, whatever you need. The two homes do share a well and septic and some TLC is needed. No special financing loans. Roll up your sleeves, bring your ambition, and make it happen!
❮❯Closed$195,000 Closed- 3 bds
- 1 ba
- 1112 sqft
10131 LICKING CREEK ROAD
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
LEWISTOWN PA Home for Sale
Welcome home to this well renovated 3 bedroom 1.5 bath split-level located in Derry Township. Built in 1995, the main floor features open kitchen/dining area with waterproof laminate flooring, quartz counter, new appliances and pantry. The 2nd level hosts 3 bedrooms w new carpet (master has a walk in-closet) and a full bath. Lower level has a large den with new finishings, a stone hearth ready for your choice of addt'l heat, and a convenient half bath. Central Air! Tidy basement hosts the utilities and a workshop area. Many recent updates. Attached 1 car garage has 2 garage doors and sliding door for open air space and big gatherings. Rear patio and wood deck. Private well, public sewer on a .6 acre lot. Just 4 miles to the 322 highway!
❮❯Closed$185,000 Closed- 3 bds
- 2 ba
- 1756 sqft
14 FETTERS LANE
LEWISTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
PORT ROYAL PA Home for Sale
Take a look at this traditional Juniata County farmhouse on 3 acres in historic Academia area. A popular site among locals and visitors alike, this property showcases pride of ownership and a life well lived. The main floor of the original structure currently hosts 2 cozy living areas ,as well as 3 bedrooms upstairs and a half bath.A main level addition was added in the 90's to make room for remodels, particularly displayed in the expansive country kitchen. Real wood cabinetry and long counters line the walls, with a unique chefs island that blends cooking with a social experience. The addition also allowed for a main floor full bath, mudroom/laundry room, and a comfortable den, spacious enough to frame a 4th bedroom or change over to an expansive dining room. A partial basement has both interior and exterior access, complete with a deep freezer and canning shelves. Oil HWB runs throughout, along with an interior wood furnace room that can supplement OR provide heat/hot water full time. Attached 2 car carport. Private well and septic. 200 amp +sub panels.Outside you will find conveniences and a few nice surprises. A fenced yard allows pets to roam worry free, with easy access from the den inside. An detached, oversized garage boasts 3 bays- one of which is currently a craftsman shop, with propane overhead heater that stays. There is a two story mini barn that will transport you to the good old days of American woodworking , and has a 3 wall overhang outside, high enough for a tractor or boat. Further into the yard, the seasoned garden, blueberry bushes, apple and cherry trees are well known for providing tasty produce year after year. A small stream runs through the far side boundary, and an old shed marks the end of the property.If you're in the market for fresh country air, privacy, and a gem of a home with something for everyone, then this might be the one for you.
❮❯Closed$265,000 Closed- 3 bds
- 2 ba
- 1863 sqft
693 ACADEMIA ROAD
PORT ROYAL, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
Traditional 2 story home in the borough of Mifflintown. This 1424 sq foot home has 3/4 bedrooms and 2 full baths. The main level includes a kitchen, dining room, living room, full bath, and flexible space that can be used as a separate den or a main floor bedroom. Upstairs hosts another full bath and 2/3 spacious bedrooms, one of which has its own private balcony. Walk up attic has room for storage. The basement is dry and partially finished. One half is currently designed for recreation, and the other side has laundry, a workshop, the mechanicals, along with an additional toilet. Exterior features of this property include a covered front porch, a covered side porch, a Pavilion ready for a picnic table, and covered access to the oversized garage. Public utilities, low taxes and walking distance to school make this an attractive buy.
❮❯Closed$142,000 Closed- 3 bds
- 2 ba
- 1424 sqft
500 NORTH STREET
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
SHERMANS DALE PA Home for Sale
Leave the busy life behind and immerse yourself in a private paradise all of your own. As soon as you turn into 738 Pisgah, you can feel its overwhelming potential. It's all here; the long paved driveway that passes the Lilly pond, the tall trees for the swing, the wide open yard, all tucked away like the land formed around this special place. For once, there's nothing but nature as you follow the stately drive further into the property.The parking area is below the home, wide enough for several vehicles, and the stairway climb through the evergreen shrubbery feels like a story. The main level exterior reveals an inviting patio, incorporating natural mountain stone that supports and surprises as true architecture, as it passes through the window and into the great room inside. There's the wrap-around deck, expansive and masterful, that overlooks all 4 acres, private enough for the quietest moments or a lively evening with many.Inside, the home feels like a cottage; cozy and humble, with a kitchen, half bath with laundry, and the great room that showcases its natural wooden joists and central fireplace. An artistic vision could turn the cold cellar in the room beyond to a gorgeous stone wall wine cellar and entertainment room. Take the stairs to the 2nd story and you'll find a landing nook, big enough for a reading chair or two. Three bedrooms and a full bath round out the space, along with walk up access to an attic brimming with storage. Don't forget the mudroom that doubles as furnace room, convenient and thoughtful, designed to keep your space clean on the opposite main entrance. There is a private well and septic system, as well as a tool shop/shed nestled in the back corner of the yard.Nothing is impossible here, and there's plenty of room to expand should you need more space. It's the kind of property opportunists dream of, and it's been waiting for you.
❮❯Closed$249,000 Closed- 3 bds
- 2 ba
- 2176 sqft
738 PISGAH ROAD
SHERMANS DALE, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MC ALISTERVILLE PA Home for Sale
Move in ready 4 bedroom 1 bath home in Fayette Township sitting on .33 acres. Eat-in kitchen, living room, full bath w/ tub/shower combo and 2 bedrooms on first floor. Two more bedrooms and storage room on second floor. Partially finished walk out basement with lots of natural light. Rec room, storage room, mudroom and utility room. An abundance of updates done in 2018/2019 including new architectural grade shingles, vinyl siding, replaced chimney, storm doors, replacement windows and new concrete on back porch. New fence in back yard & retaining wall rebuilt. Entire house rewired with 200 amp service. Many other updates! OHW heat. Access from Terrace Ave & Town Ridge Rd. Outbuildings and playground included. Detached carport. Public water/sewer. Call today to schedule a showing!
❮❯Closed$134,900 Closed- 4 bds
- 1 ba
- 1612 sqft
86 TERRACE AVENUE
MC ALISTERVILLE, PA
Listing by: Kylie J Naylor - Century 21 Above and Beyond -
LEWISTOWN PA Land for Sale
Opportunity knocks at this 1.39 acre building lot that includes a 40 x 40 garage with electric. Public sewer can be tapped, private well would need dug. Peaceful setting. Agricultural Residential zoning. Mostly fenced pasture. Granville Township.
❮❯Closed$69,500 Closed- bds
- 0 ba
- 800 sqft
214 BIRCH DRIVE
LEWISTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLIN PA Home for Sale
If you've been searching for a home that has a great location, space for everyone, and nice surprises at each turn, you'll fall in love with this stunning Dressler Bros. rancher in Vantage Hills. Built in 1999, the main level has all the quality, modern features one has come to expect . A double sided gas fireplace connects the formal family room to and a large country kitchen, that lends options with an eat up bar and a separate dining area. The great room, added in 2005, is filled with tall windows brimming with natural light and showcases a vaulted ceiling, a stone made wood-burning fireplace, and premium spread out space for cozy memories. Take the west hallway and you'll find two similar styled bedrooms, a full bath, and a master suite with walk in closet and its own private bathroom. Head back through the kitchen and you'll have access to the garage, a mudroom/laundry room, and a custom stairway to the lower level.Below deck the wow factor is on full display, generously allowing another 1600 sq ft of living space. Exceptionally finished, the basement includes materials like porcelain tile flooring, t&g pine walls, locally salvaged barn wood and historic tin, ductless mini splits for heat and cooling. This space adds a 4th bedroom or office, more storage, exterior access, as well as a fully functioning kitchenette/sports bar, a giant entertainment lounge and another full bathroom. Heading back upstairs don't miss the oversized, headed and cooled garage, truly a man cave of its own right. Dad'll be able to howl at the moon again with a little help from a 3rd refrigerator, classic workbench, butcher block slop sink, and even a personal urinal hidden behind the doorway to attic space. Outside, this corner lot strecthes a half acre, and the rear feels especially private for a development as the maturing evergreens create an oasis for dueling patios, nice landscaping and ambient lighting. The lawnmower shed has electric and heat and does come with a small chicken coup. Last but not least, when the day winds down, relax on the bench under the vine arbor in the far rear corner that grows 3 different varieties of grapes. You may never want to leave home again!
❮❯Closed$339,000 Closed- 4 bds
- 3 ba
- 3750 sqft
15 EDGEWOOD DRIVE
MIFFLIN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
RICHFIELD PA Home for Sale
You can kiss that list of "upgrades needed" goodbye when you move into this 'nearly new' 3 bedroom, 2 bath rancher in Richfield. Built in 2018 1500 sq feet on the main level, the home focuses on maximizing living space in a classic design, while blending modern finishings with upscale durability. The open concept kitchen includes fine Quartz and Marble countertops, Herringbone styled porcelain back splash, custom cabinets, LVL flooring and quality appliances. The added island offers an additional space to eat, extra counter space and storage you'll enjoy. Oversized windows flow through the dining room and surround the living area, showcasing sight lines of the private backyard and relaxing rear deck. The opposite side of this home is where you'll find 2 similarly sized bedrooms, a full bath with laundry, and the large master bedroom with its own full bathroom. The basement of this home has interior access and adds an additional 1500 sq ft of useable space. As a bonus, the safety window gives you the option of adding a 4th bedroom and exterior escape. Central Air for heating/cooling. Metal roof for long term peace of mind. 1.2 acres for space to spread out. Private utilities. The driveway was recently expanded for extra parking, and is ready and waiting for that big ol garage you've been dreaming up. All of this in a rural setting and only 30 mins drive to Selinsgrove, 45 mins to Harrisburg.
❮❯Closed$249,000 Closed- 3 bds
- 2 ba
- 1500 sqft
93 WINDY LANE
RICHFIELD, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
PORT ROYAL PA Home for Sale
Investors, take a look! 2/3 bedroom, 1 bath home with public utilities in Port Royal. The living room was leveled out and newer hardwood was added. Furnace is less than 5 years old and works well. A large, double lot extends the possibility of additional structures. Off street parking along with a shed for more storage. With some TLC this would make a good starter home or rental. Cash or Conventional loans only.
❮❯Closed$68,000 Closed- 2 bds
- 1 ba
- 1264 sqft
205 MARKET STREET
PORT ROYAL, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
Rural, private, and just minutes to Rt 322! Call to see this 2004 built 2106 Sf 3 or 4 Bedroom 2 and a half bath home on 2.41 acres with 5 garage spaces today! The first floor consists of a large kitchen with SS appliances, a pantry, and a bar area that walks out to the deck, a dedicated dining room, a living room/study area, a large gathering room with a PP fireplace, a half bath/laundry room, and a room that is currently being used as an office but could be your first floor bedroom. The second floor has 3 bedrooms with a full bath and the owner's suite with a large bedroom and bath which includes a garden tub and a separate shower. In addition, on the main floor, we have a 24X28 oversized garage which is insulated and finished and includes a SS "beverage" refrigerator. The large basement has a pp wall heater and is ready and waiting for your vision and is plumbed for a half bath. The 1404 sf basement also has ANOTHER attached 24X28 oversized garage for all your toys. Basement dbl doors lead to a rear patio with an included hot tub and a separate detached 1 car garage. 200 amp electric, Manabloc water system, electric heat pump, central air, 2 mini-splits, private septic and well. Massive amount of pavement for more than ample parking and activities. Just minutes to Rt 322 and amenities. Call today!
❮❯Closed$375,000 Closed- 3 bds
- 3 ba
- 2106 sqft
76 ORWIG DRIVE
MIFFLINTOWN, PA
Listing by: Monica K Wert - Century 21 Above and Beyond -
MCCLURE PA Home for Sale
Updated cozy cape cod in small town USA. Lovely Station Public park/ playground and water fountain about a hundred feet away. Why rent when you can own for similar money? Chefs delight Kitchen with custom wood mode cabinets, with ease of adjoining half bath. Custom wood molding Dining Room panels and living room trim. Second floor recent bath fitter upgrade with tiled floor. Hard wood foyer accessed by lighted, wood stairway. Vinyl fenced side yard. Two open faced porches for relaxing and visiting with family & friends. Cash or Conventional Loan only.
❮❯Closed$99,000 Closed- 2 bds
- 2 ba
- 1222 sqft
3 N ZELLER STREET
MCCLURE, PA
Listing by: JEANETTE SANER - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
Showings begin Wednesday 8/16/23. *NEW metal roof, interior and exterior insulation, siding, flooring, 200 amp electric, windows, kitchen, pantry, bathrooms, doors, bedrooms, appliances, fixtures, trim, heating/cooling, garage. *As part of a 3 year total home renovation, this 4 bedroom 2 full bath Cape Cod is a surprisingly spacious example of quality original American construction meeting modern updates, style and sensibility. The first floor features professionally refinished antique 'heart of pine' hardwoods that roam throughout the entire main level. The house was expanded in the rear to allow for more kitchen space, a bigger dining area, along with a separate pantry (that could easily transform into a small office or stackable laundry room.) The main kitchen is a showcased custom Crownwood, and the countertop and sink area is solid stone Corian. Acacia butcher block, elegant white cabinets, and ceramic tile floors compliment the unique spin on traditional design. Off the kitchen, there is a new deck consisting of 50 yr commercial grade Trex material. The full bathroom on the main level features ceramic tile flooring, a professionally renovated and original cast iron bathtub, subway tile surround, and all new fixtures lights and hardware. 2 ample sized bedrooms, each with their own closet, round out the main level rooms. Upstairs, you'll find a cozy landing and 2 more bedrooms outfitted in real shiplap, complete with built-ins and hidden storage. Heating/cooling on this level is controlled by brand new Fujitsu mini split system, capable of keeping both upstairs (and downstairs) a comfortable temperature. Also added was a full bathroom focused on maximizing both space and relaxation, featuring a generous vanity, toilet, and slipper style deep soaker bathtub.On the lower level, the basement is spacious and clean, and allows easy access to all the utilities and tip top efficient New Yorker OHW furnace. It has a workshop, laundry area with slop sink, shuffleboard court, dartboard, deep freezer, and leads to an additional storage room that opens to the backyard. The side driveway is paved and allows for 2 parking spots beyond the 1 car garage. Above the garage, there is a loft with 9 ft ceilings waiting for the new owner to transform it into whatever they desire.Just a short walk to the elementary, middle and high school, as well as all other landmarks and conveniences located in the heart of Mifflintown. Public water/sewer. *Per disclosure, the Listing agent owns and has a financial interest in this property.
❮❯Closed$229,995 Closed- 4 bds
- 2 ba
- 1572 sqft
19 CEDAR STREET
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Keller Williams Realty -
MC ALISTERVILLE PA Home for Sale
Don't miss this well maintained ranch home on a double lot! Located in Fayette township, this one owner home features 3 bedrooms, 1.5 baths and plenty of finished living space. The main level has everything you could ask for. There's a large country kitchen, along with a formal dining room, living room, 3 bedrooms, a full bath AND a den with a stone fireplace and its own half bath! The basement takes advantage of its full footprint, offering additional living and working space. You'll find a large family room, a laundry/ utility room, an awesome workshop ( with stand up shower) and a canning pantry. The double lot offers a nice .60 acre area to enjoy. Sit under the back patio and enjoy the private rear yard, which includes another shed and a stone BBQ pit, or sit under the font porch to enjoy sweeping valley views. Oversized one car attached garage with its own pit!. Private well and septic system. Being sold AS-IS. Cash or conventional loans only.
❮❯Closed$174,900 Closed- 3 bds
- 2 ba
- 2800 sqft
665 SHADE ROAD
MC ALISTERVILLE, PA
Listing by: Michael Paul Smith - Keller Williams Realty -
Mifflin PA Home for Sale
Converted 3 unit apartment building, formerly a long standing Bank. Downstairs has a spacious 3 bedroom apt, heated by OHW baseboard, and does include a gem of a walk in. Upstairs has (2) 2 bedroom units heated by electric baseboard. Each of the units have separate electric with upgraded panel boxes and outside meters, as well as 2 way ingress/egress. Large basement. Owner pays Trash, Water, Taxes. Tenants pay Electric and Sewer. Net income of 17-18k with room to take that number higher. Always full occupancy. Also included is a 3 vehicle carport and a 12+/- car parking lot. Property is located in Flood zone AE. According to Warren Buffet and other billionaires, multi-units are among the best long -term investments one can buy right now.
❮❯Closed$189,000 Closed- 0 bds
- 0 ba
- 0 sqft
17 MAIN ST
Mifflin, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
Very nice ranch home in a prime Mifflintown location! This 2/3 bedroom, 1 full bath is a perfect starter home or a great option for those looking to downsize. Built in 1955, this property has had some recent updates; newer metal roof, double pane tilt-in windows, laminate flooring, built in oven and exterior siding. Eat in kitchen along with pantry and built in sliding drawers. Ceiling radiant electric for heat and there is a fireplace that was rarely used. Full basement with electric hot water heater, french drain and Square D 100 amp service. Nice sun room to the back and a spacious rear yard that butts up against the Juniata High School. Paved driveway can accommodate up to 4 vehicles. Public water/sewer. Walking distance to all the conveniences of living in town!
❮❯Closed$169,900 Closed- 2 bds
- 1 ba
- 1100 sqft
77 NELSON ROAD
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Residential Income for Sale
Quadplex featuring 3 apt units and 1 commercial space at the heart of the square of Mifflintown. All units are rented with a nice cashflow. Tenants pay electricity and water, Owner pays sewer and trash. More information upon request. Please allow 48 hours notice to tenants.
❮❯Closed$185,000 Closed- 4 bds
- 0 ba
- sqft
103 BRIDGE STREET
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
THOMPSONTOWN PA Home for Sale
Seclusion at its finest, yet less than 10 minutes from the 322 highway! Nearly new saltbox style home on 1.8 acres outside of Thompsontown. Custom designed to maximize space, this home has all the things one would expect in low maintenance , high end living. Features include LVL flooring throughout, a kitchen with island stainless appliances and custom cabinetry. Other features include pocket doors, full bath between the bedrooms, stacked laundry room and a cozy living area central to all rooms. Integral 2 car garage with utility access and a half bath. Propane fired Central Air for heating and cooling, as well as propane fired hot water. The exterior combines metal roofing and metal vertical siding. Private well and septic along with a 500 gallon underground propane tank. 1.84 acres allows for expansion or an extra garage. Come take a look at its sweeping valley views!
❮❯Closed$249,000 Closed- 2 bds
- 2 ba
- 1183 sqft
160 GUYER ROAD
THOMPSONTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
Mifflintown PA Home for Sale
All brick 3 unit apartment building in the Mifflintown borough. All units are rented. Electric heat and cooling. Public water/sewer/trash. Off street parking. 1200+ per month cash flow. Scenic river views.
❮❯Closed$90,000 Closed- 3 bds
- 0 ba
- 2518 sqft
99 Bridge Street
Mifflintown, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
Mifflintown PA Land Lot for Sale
8+/- acres of land between the Meadows and Gingerfield developments. Currently used as recreational open space as the majority of the parcel is wetlands and in the flood plain. 4 access points, 2 from each side of the developments. Potential building lot at the cul de sac of Wagon Wheel Ln with proper research and approvals. Or add on to your existing parcel and be the big kahuna of the neighborhood.
❮❯Closed$65,000 Closed- 0 bds
- 0 ba
- 0 sqft
0 Wagon Wheel Ln
Mifflintown, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MILLERSTOWN PA Home for Sale
Very well maintained 3 bedroom 2 full bath split-level home in Delaware township. Situated on a private 2.5 acres, this home features multiple levels of living space. Wrap around country kitchen sits next to a dining area. Large picture window in the living room allows for plenty of natural light. LVL flooring runs throughout these rooms and the bedrooms just up the stairs . Built in shelving and workshop desk, along with another full bath in the workshop room. Block basement includes a pellet stove and several tons of pellets for burning. Outside there is a nicely paved driveway that leads to the oversized 2 car garage with lots of extra storage space. Private well and sewer. This home has everything you've been looking for, come and take a look today!
❮❯Closed$345,900 Closed- 3 bds
- 2 ba
- 1192 sqft
13421 WILLIAM PENN HIGHWAY
MILLERSTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
2 bedroom 1 bath home along Licking Creek Rd. Property in need of exterior and interior updates and repairs. Entered for comp purposes only.
❮❯Closed$75,000 Closed- 2 bds
- 1 ba
- 1344 sqft
11068 LICKING CREEK ROAD
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates -
MIFFLINTOWN PA Home for Sale
Traditional 2 story home in the borough of Mifflintown. This 1424 sq foot home has 3/4 bedrooms and 2 full baths. The main level includes a kitchen, dining room, living room, full bath, and flexible space that can be used as a separate den or a main floor bedroom. Upstairs hosts another full bath and 2/3 spacious bedrooms, one of which has its own private balcony. Walk up attic has room for storage. The basement is dry and partially finished. One half is currently designed for recreation, and the other side has laundry, a workshop, the mechanicals, along with an additional toilet. Exterior features of this property include a covered front porch, a covered side porch, a Pavilion ready for a picnic table, and covered access to the oversized garage. Public utilities, low taxes and walking distance to school make this an attractive buy.
❮❯Closed$142,000 Closed- 3 bds
- 2 ba
- 1424 sqft
500 NORTH STREET
MIFFLINTOWN, PA
Listing by: Michael Paul Smith - Jack Gaughen Network Services Hower & Associates