Price Reduced45
$695,000
3 bd · 3 ba · 1,710 sqft
3601 Harbor Drive, St Augustine, FL
Zach DiFilippo · Coldwell Banker Premier Properties (Matanzas)
Est. $6,411/mo$432/sqft · 312 days on Realty
4
Beds
4
Baths
2,280
Sqft
2023
Built
Walk to Flagler College Income Potential | Buy vs. Rent Opportunity Skip the high cost of dorms and invest in a smarter long-term solution just minutes from Flagler College and Historic Downtown St. Augustine. This flexible, income-producing property offers a rare opportunity for parents, investors, or multigenerational living — live in one space while offsetting costs, or secure housing now and build equity over time. Built for durability and efficiency with ZIP System sheathing, this storm-ready home combines modern construction with long-term peace of mind. The highly desirable layout features two primary suites, including a main-level option, ideal for: • Student + parent living • Roommate income potential • Guest privacy or work-from-home flexibility Interior highlights include: • Open-concept design with high ceilings • Bright, natural light throughout • Chef’s kitchen with marble countertops • Stainless steel appliances • Modern designer finishes • Fully turnkey, move-in ready Positioned in one of St. Augustine’s most in-demand areas, you’re walkable to Flagler College, downtown shops, dining, and nightlife, with easy access to area beaches. Investor-friendly features make this a standout: • Strong rental demand near Flagler College • Ideal for “live + rent” strategy • 1031 exchange opportunity • Seller financing may be available Whether you’re a parent looking for a cost-effective alternative to student housing, an investor seeking consistent demand, or a buyer wanting location + flexibility, this property checks all the boxes.
Listing agent
Scott Burch
Courtesy of Endless Summer Realty
(904) 806-4045
St Augustine and St Johns County Board of REALTORS · Listing 256465
$197,000
Estimated monthly payment
$6,411/mo
Loan amount $788,000. Estimate only — your actual rate and payment depend on credit, location, and lender.
2026 roll
School ratings (A+ to F) from HJN community data.
Cathedral Parish School
PK-8 · Regular
244 students · 13.1:1 student–teacher
St Gerard Campus Inc
9-12 · Alternative/Other
12 students · 3.4:1 student–teacher
Moultrie Montessori School
PK-5 · Montessori
27 students · 13.5:1 student–teacher
Ark Christian Academy
1-11 · Regular
16 students · 3.3:1 student–teacher
The Evelyn Hamblen Center
KG-12 · Special Education · St. Johns County School District
48 students · 3.7:1 student–teacher
Gaines Alternative at Hamblen
5-12 · Alternative/Other · St. Johns County School District
65 students
Ketterlinus Elementary School
KG-5 · Regular · St. Johns County School District
405 students · 12.7:1 student–teacher
Mky- Head Start /Dpp Pk School
PK-12 · Regular · St. Johns County School District
St Augustine and St Johns County Board of REALTORS
realMLS (Northeast Florida Multiple Listing Service)This content last refreshed on 2026-10-06 17:41:19 UTC. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Price Reduced45
$695,000
3 bd · 3 ba · 1,710 sqft
3601 Harbor Drive, St Augustine, FL
Zach DiFilippo · Coldwell Banker Premier Properties (Matanzas)
55$699,000
3 bd · 3 ba · — sqft
124 Lincoln Street, St Augustine, FL
New55$959,000
3 bd · 3 ba · — sqft
8 Park Avenue, St Augustine, FL
100$1,125,000
4 bd · 4 ba · 3,081 sqft
133 South Street, St Augustine, FL
Jena Dennis · Great Expectations Realty
Price Reduced83$799,000
4 bd · 3 ba · 2,598 sqft
124 N Prairie Lakes Drive, St Augustine, FL
Andres F Gamero · DJ & Lindsey Real Estate
45$900,000
3 bd · 3 ba · 2,688 sqft
301 Thirteenth Street, St. Augustine, FL
CLAUDIA ISABEL KNOWLES · WATSON REALTY CORP





Within 2 miles of this home: 39+ restaurants and cafés, 7 grocery stores, 22 parks and green spaces, and 1 transit stop.
Place data from OpenStreetMap.
The Blue Hen Cafe
River House Cafe
Dog Rose Brewing Company
Preserved Restaurant
Fish Camp
Corazon Cinema and Cafe
Crave Food Truck
Riberia Street
Cafe Alcazar
Granada Street
Diane's Natural Market
Winn-Dixie
The Gifted Gourmet
The Fresh Market
Anastasia Boulevard
ALDI
US Highway 1 South
Publix
Jenkins Street
Walmart Supercenter
US Highway 1 South
Lincolnville Community Garden
Eddie Vickers Park
The Coastal Community Millen Memorial Garden
Saint Francis Park
Dr Robert B. Hayling Freedom Park
Cofradia Site
Government House Yard
Gibbs Park
Purple Stop