Location

The 38585 market

Homes for sale: 52
Median list price: $295,000

Similar homes nearby

See all in 38585

Price Reduced79Active
$639,000
3 bd · 3 ba · 2,943 sqft
335 High Meadow Drive, Spencer, TN
Melissa Harmon · RE/MAX Finest · on 3 MLSs
71Active
$750,000
1 bd · 1 ba · 525 sqft
110 Falls Lane, Spencer, TN
Geoffrey S Ramsey · Real Estate Partners Chattanooga LLC · on 2 MLSs
38Active
$608,000
3 bd · 2 ba · 1,624 sqft
837 Holly Ln, Spencer, TN
Ben Dildine · True North Real Estate Services, LLC · on 2 MLSs
97Active
$699,900
2 bd · 1 ba · 780 sqft
1438 Phifer Mine Road, 1438,1420, B-43, Spencer, TN
Lana Drevenchuk · Premier Property Group Inc.

Sources for the nearby listings shown on this page

Greater Chattanooga REALTORS: IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data is deemed reliable but is not guaranteed accurate by the MLS.
Listing information ©2026 Greater Chattanooga Association of Realtors, Inc®. All Rights Reserved. Last Updated: 2026-06-19 16:07:30 UTC
Upper Cumberland Association of REALTORS: The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Upper Cumberland Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Realty.com, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright ©2026 Upper Cumberland Association of REALTORS®. All Rights Reserved.

Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

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1321 Sunset Rd, Spencer TN 38585

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Beds

4

Baths

2,319

Sqft

2007

Year built

Estimated value: $767,394

Range $711,764 – $823,024 · as of August 30, 2026

How this estimate has moved

ATTOM automated valuation model · 54 published estimates over 6.7 years · shaded band is the model's own published low-to-high range

$683,346 January 2020$767,394 August 2026

Highest reading $985,050 in March 2023; lowest $427,100 in October 2022. The vertical scale starts at the series' own low, not at zero — it is drawn to show movement, not absolute size.

Public records

— beds
4 baths
2,319 sqft
152,460 sqft lot
Built 2007
Stories: 2
Use: RESIDENTIAL
APN 056 56200

Estimate your monthly payment

Home price

Down payment (20%)

$153,479

Loan term

Interest rate (%)

Property tax (%/yr)

Home insurance ($/yr)

HOA ($/mo)

Estimated monthly payment

$5,004/mo

Principal & interest$4,184

Property tax$703

Home insurance$117

Loan amount $613,915. Estimate only — your actual rate and payment depend on credit, location, and lender.

Tax history

2025 roll

Land: $11,375
Structure: $114,850
Assessed total: $126,225
County market value: $504,900
Property tax billed: $3,029

Sale & deed history

July 22, 2024Arm's-length$717,000
October 3, 2022Arm's-lengthCash$427,100
August 5, 2013Arm's-lengthCash$600,000
June 8, 2011Arm's-lengthCash$250,000
February 15, 2006Arm's-lengthCash$99,900
February 15, 2005

Arm's-length

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