Location

Nearby schools

School ratings (A+ to F) from HJN community data.

Toccoa Elementary School
3-4 · Regular · Stephens County School District
605 students · 12.8:1 student–teacher
Toccoa Elementary School school rating: C- 1.8 mi
Liberty Elementary School
1-2 · Regular · Stephens County School District
571 students · 13.2:1 student–teacher
4.1 mi
Stephens County High School
9-12 · Regular · Stephens County School District
1,133 students · 14.4:1 student–teacher
Stephens County High School school rating: B- 4.6 mi
Stephens County Fifth Grade Academy
5-5 · Regular · Stephens County School District
295 students · 13.6:1 student–teacher
Stephens County Fifth Grade Academy school rating: B- 4.7 mi
Stephens County Middle School
6-8 · Regular · Stephens County School District
848 students · 13.6:1 student–teacher
Stephens County Middle School school rating: C+ 4.7 mi
Big A Elementary School
PK-KG · Regular · Stephens County School District
403 students · 12.6:1 student–teacher
4.9 mi
Cherokee Creek Boys School
5-10 · Regular
24 students · 5.0:1 student–teacher
5.0 mi

Nearby places

Within 2 miles of this home: 2 restaurants and cafés, 3 parks and green spaces, and 1 transit stop.

Place data from OpenStreetMap.

Food & drink

Puerto Nuevo Mexican and Seafood
North Broad Street
1.7 mi
The Cornerstone Restaurant & X-Factor Grill
East Doyle Street
1.9 mi

Parks & recreation

Henderson Falls Park
1.0 mi
Toccoa Reservoir
1.2 mi
Alewine Park
1.6 mi

Transit

The 30577 market

Homes for sale: 182
Median list price: $329,000

Similar homes nearby

See all in 30577

Sources for the nearby listings shown on this page

First Multiple Listing Service (FMLS): Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed.DMCA Notice Last updated 2026-10-24 14:40:06 UTC.
Georgia MLS: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2026 GAMLS. All rights reserved.

Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

No listing photos

45 Chubby Smith Road, Toccoa GA 30577

3

Beds

2

Baths

1,330

Sqft

1940

Year built

Estimated value: $251,706

Range $236,095 – $267,317 · as of August 30, 2026

How this estimate has moved

ATTOM automated valuation model · 55 published estimates over 6.7 years · shaded band is the model's own published low-to-high range

$153,729 January 2020$251,706 August 2026

Highest reading $350,633 in October 2025; lowest $149,628 in March 2020. The vertical scale starts at the series' own low, not at zero — it is drawn to show movement, not absolute size.

Public records

3 beds
2 baths
1,330 sqft
139,392 sqft lot
Built 1940
Stories: 1
Use: RESIDENTIAL
APN 029 046

Estimate your monthly payment

Home price

Down payment (20%)

$50,341

Loan term

Interest rate (%)

Property tax (%/yr)

Home insurance ($/yr)

HOA ($/mo)

Estimated monthly payment

$1,731/mo

Principal & interest$1,383

Property tax$231

Home insurance$117

Loan amount $201,365. Estimate only — your actual rate and payment depend on credit, location, and lender.

Tax history

2025 roll

Land: $4,608
Structure: $87,776
Assessed total: $92,384
County market value: $230,959
Property tax billed: $2,061.60

Sale & deed history

July 28, 2020Arm's-lengthCash$180,000
July 10, 2020$180,000
February 10, 2016Arm's-length$137,000
February 2, 2016$137,000