$939,000
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527 Ridge Road, Santa Rosa Beach, FL 32459

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4 Beds
3 Baths
2,168 Sq Ft

Half a mile from the Gulf and sitting on a rare 1/3-acre lot with no HOA, this is your canvas for a private coastal oasis -- and the heavy lifting is already done. Welcome to Santa Rosa Ridge, one of the West End of 30A's best-kept secrets. This 3-bedroom, 3-bath coastal cottage (with flex space) is offered fully-furnished and fully reimagined with a complete remodel down to the studs in 2016. The whole house renovation included: new electrical, plumbing, whole-home tankless water heater, full attic and wall insulation, drywall, AC ductwork with two added returns, new roof, moisture barrier, and exterior siding. Inside, a designer kitchen was reimagined and features quartz countertops, stainless appliances, open shelving, and an oversized island. Three bathrooms were fully renovated with new cabinetry and luxury tile added throughout. The primary ensuite is a calm retreat with a private bath, barn doors, and a mid-century modern warmth. Two additional guests rooms share access to a spacious hallway bath with glass enclosed shower. The attached garage offers exceptional flexibility -- currently configured as a private guest suite or lock-out apartment with a mini kitchenette and full bath, ideal for multi-generational living or hosting. Outside is where the vision comes to life with an oversized deck and room to add a custom pool or detached carriage house, this private oasis is perfect to relax and enjoy after a long day at the beach. Half a mile from the Gulf and sitting on a rare 1/3-acre lot with no HOA, this is your canvas for a private coastal oasis -- and the heavy lifting is already done. Welcome to Santa Rosa Ridge, one of the West End of 30A's best-kept secrets. This 3-bedroom, 3-bath coastal cottage (with flex space) is offered fully-furnished and fully reimagined with a complete remodel down to the studs in 2016. The whole house renovation included: new electrical, plumbing, whole-home tankless water heater, full attic and wall insulation, drywall, AC ductwork with two added returns, new roof, moisture barrier, and exterior siding. Inside, a designer kitchen was reimagined and features quartz countertops, stainless appliances, open shelving, and an oversized island. Three bathrooms were fully renovated with new cabinetry and luxury tile added throughout. The primary ensuite is a calm retreat with a private bath, barn doors, and a mid-century modern warmth. Two additional guests rooms share access to a spacious hallway bath with glass enclosed shower. The attached garage offers exceptional flexibility -- currently configured as a private guest suite or lock-out apartment with a mini kitchenette and full bath, ideal for multi-generational living or hosting. Outside is where the vision comes to life with an oversized deck and room to add a custom pool or detached carriage house, this private oasis is perfect to relax and enjoy after a long day at the beach. Completing the outdoor space is a detached greenhouse, RV hookup and 10x16 outdoor shed. pool estimate available upon request. This coastal cottage in a non-HOA community this close to the pristine beaches of 30A offers incredible investment potential as a primary home, vacation residence or long-term rental opportunity. Turnkey, non-HOA, and minutes from the beach, golf, and the west end of 30A's best dining and charming boutiques.

Listing By: Lynne Andrews - Christies International Real Estate Emerald Coast flecar Realty.com
  • MLS# 1006645
  • Date Listed06/30/2026
  • Days on Realty 10 Days
  • Bedrooms 4
  • Bathrooms 3 Full baths
  • Lot Size 0.34 acres (14,810 sq. ft)
  • Sewer Public Sewer
  • Subdivision SANTA ROSA RIDGE UNIT 2
  • County Walton
  • Year Built 1976
  • Square Feet 2,168 sq. ft
  • Price Per Sq. Ft $433.12

Interior Features

  • Appliances Auto Garage Door Opn, Disposal, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/ Ice Mk, Smoke Detector, Washer, Water Heater - Tnkls
  • Flooring Floor Tile
  • Cooling Central Air
  • Heating Central

Exterior / Lot Features

  • Exterior Sprinkler System, Greenhouse, Workshop, Shed
  • Roof -
  • Lot Size Acres 0.34
  • Lot Size SQFT 14,810.40
  • Lot Features -

Directions

From Hwy 98, turn south on CR 393, toward 30A. Turn right at blinking light (Ridge Road). Follow bend to stop sign, make a left. House will be on the left, closer to the cul de sac on Ridge Road.

Financial Considerations

  • Tax Amount $2,494
  • Terms Cash, Conventional, FHA, VA Loan

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for 32459

Discover key demographics, population statistics, and environmental insights for the Santa Rosa Beach, FL area.

Population & Environment

Source: Sperling's Best Places

Walkability in FL / 32459

Source: Walk Score

1/100

Car-Dependent

Walk Score ®

0/100

Minimal Transit

Transit Score ®

25/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 9/100, Transit Score: 0/100, Bike Score: 31/100.

Property Change History

Agent added 43 new photos to the listing
0 → 43 photos

Points of Interest near 527 Ridge Road, Santa Rosa Beach, FL 32459

Frequently Asked Questions for 527 Ridge Road

Source: Realty.com

527 Ridge Road, Santa Rosa Beach, FL 32459 in SANTA ROSA RIDGE UNIT 2, Santa Rosa Beach, FL 32459 is a single family listed at $939,000. Highlights include 4 bedrooms, 3 bathrooms, 2,168 sq. ft., built in 1976, 0.34 acre lot, $433 per sq. ft.. Realty.com has 43 photos, sales history, school insights, and mortgage to...

Realty.com has 43 photos of 527 Ridge Road.

Our records indicate that 527 Ridge Road was built in 1976.

The full address for this home is 527 Ridge Road, Santa Rosa Beach, FL 32459.

527 Ridge Road has been listed on Realty.com since Tue June 30, 2026

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 9/100, Transit Score: 0/100, Bike Score: 31/100.

There are 3 schools assigned to this home. Check out the schools near 527 Ridge Road. Van R Butler (Grades: K - 5), Emerald Coast (Grades: 6 - 8), South Walton High School (Grades: 9 - 12)

Listing provided courtesy of: Christies International Real Estate Emerald Coast (tel: 850-213-2800)
Listing agent: Lynne Andrews (tel: 404-784-5606) (#E29046)

This content last refreshed on 2026-07-10 10:29:52. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.