45$1,199,950
3 bd · 2 ba · 1,146 sqft
22 Garden Rd, Alameda, CA
Asif Kazi · EXP Realty of California, Inc · on 3 MLSs
Est. $9,436/moGet pre-qualified$724/sqft · 45 days on Realty
4
Beds
3
Baths
2,028
Sqft
1997
Built
This is why people move to Harbor Bay. Set along the lagoon in Harbor Bay's coveted Catamar community, 262 Ratto Road offers the rare combination of waterfront living, indoor-outdoor flow, and everyday convenience that makes this one of Alameda's most sought-after neighborhoods. Vaulted ceilings and walls of glass create a sense of openness and light, while the seamless connection between the living spaces and the outdoors makes the lagoon part of everyday life. Imagine starting your morning with coffee overlooking the water, spending the afternoon on the shoreline trails, and ending the day watching the sunset from your private waterfront deck. Step outside and the experience continues. The landscaped backyard leads directly to the water's edge, creating a natural extension of the home and a front-row seat to life on the lagoon. What truly sets Harbor Bay apart is how effortlessly it balances serenity and convenience. Close to everything. Connected to nothing but the moment. Miles of shoreline trails, parks, golf, the SF Ferry, BART, Oakland International Airport, and major commuter routes are all within easy reach. Because the real luxury isn't simply living on the water. It's waking up to it. It's ending the day beside it. It's having a home that feels like an escape without ever leaving town. Welcome to 262 Ratto Road.
Listing agent
Jose Cerda-Zein
Courtesy of Cerda-Zein Real Estate
Contra Costa Association of REALTORS · Listing 41138195
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Showing Contra Costa Association of REALTORS
Contra Costa Association of REALTORSCourtesy of Cerda-Zein Real Estate
Listing agent: Jose Cerda-Zein · Listing 41138195
Courtesy of Cerda-Zein Real Estate
Listing agent: Jose Cerda-Zein · Listing 41138195
California Regional Multiple Listing Service (CRMLS)Courtesy of Cerda-Zein Real Estate
Listing agent: Jose Cerda-Zein · Listing 41138195
Range $1,092,865 – $1,362,559 · as of April 19, 2026
ATTOM automated valuation model · 5 published estimates over 6.3 years · shaded band is the model's own published low-to-high range
Highest reading $1,227,712 in April 2026; lowest $841,750 in March 2020. The vertical scale starts at the series' own low, not at zero — it is drawn to show movement, not absolute size.
$293,600
Estimated monthly payment
$9,436/mo
Loan amount $1,174,400. Estimate only — your actual rate and payment depend on credit, location, and lender.
2026 roll
Within 2 miles of this home: 28 restaurants and cafés, 3 grocery stores, 11 parks and green spaces, and 15+ transit stops.
Place data from OpenStreetMap.
Starbucks
Island Drive
La Val's Pizza
Island Drive
La Penca Azul
Mexican restaurant · Island Drive
Angel Fish
Japanese restaurant · Island Drive
Cafe Jolie Petit
Harbor Bay Parkway
Maitland Market
Sushi House
Shore Line Drive
McDonald's
Shore Line Drive
Safeway
Island Drive
Trader Joe's
South Shore Center
Encinal Market
Harrington Field
Leydecker Park
Shoreline Park
Tillman Park
Godfrey Park
Veterans Memorial Park
Towata Park
Krusi Park
2161-2199 Harbor Bay Parkway
2155 North Loop Road
2801 Harbor Bay Parkway
1951 Harbor Bay Parkway
1900 North Loop Road
Mecartney Road & Verdemar Drive
Mecartney Road & Ironwood Road
Mecartney Road & Marcuse Street
School ratings (A+ to F) from HJN community data.
Coastline Christian Schools
KG-8 · Regular
315 students · 12.9:1 student–teacher
Bay Farm School
KG-8 · Regular · Alameda City Unified School District
531 students · 23.4:1 student–teacher
Amelia Earhart School
KG-5 · Regular · Alameda City Unified School District
573 students · 24.9:1 student–teacher
Otis Elementary School
KG-5 · Regular · Alameda City Unified School District
569 students · 24.7:1 student–teacher
Lincoln Middle School
6-8 · Regular · Alameda City Unified School District
971 students · 23.6:1 student–teacher
St Philip Neri School
PK-8 · Regular
250 students · 16.0:1 student–teacher
Rising Star Montessori School
PK-KG · Montessori
8 students · 4.0:1 student–teacher
The Child Unique Montessori School
UG-UG · Montessori
10 students · 1.8:1 student–teacher
45$1,199,950
3 bd · 2 ba · 1,146 sqft
22 Garden Rd, Alameda, CA
Asif Kazi · EXP Realty of California, Inc · on 3 MLSs
57$1,195,000
3 bd · 3 ba · 1,889 sqft
1169 Hillery Way, Alameda, CA
Steve Cressy · BHHS Drysdale Properties · on 3 MLSs
22$1,148,000
3 bd · 2 ba · 1,260 sqft
1017 Island Dr, Alameda, CA
Bill Bissett · Preferred Properties of CA · on 2 MLSs
California Regional Multiple Listing Service (CRMLS)This content last refreshed on 2026-09-04 22:00:40 UTC. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
Contra Costa Association of REALTORS