$725,000
Unlock Price Rating!

408 Ernie Roberts RD, Rutledge, TN 37861

 Contact
4 Beds
3 Baths
2,424 Sq Ft

Your lakefront escape starts here with easy water access, plenty of space to relax, and an outdoor setup made for taking in the views. This 4-bedroom, 3-bath home offers 2400+/- sqft on a large lakefront lot with a private dock, finished walkout basement, and a quiet cove setting away from boat traffic.The main level has a warm, open feel with cathedral ceilings, gas fireplace, and lake-facing windows that bring the view inside. The dining area flows into the kitchen, which features shaker-style cabinetry, plenty of storage, pantry, stainless steel appliances, and an island cooktop.The main-level primary bedroom gives you direct access to the deck, plus a sizable walk-in closet and a bathroom with double vanity sinks. A guest bedroom, full guest bath, and laundry room are also on the main level. The deck has covered seating sections with ceiling fans, creating a comfortable place to relax while overlooking the shoreline. The uncovered center section is ideal for enjoying the sun. The finished lower level gives even more room to spread out. It provides a spacious second living area, mini kitchenette, full bath, ample storage, and two oversized bedrooms that are each big enough for two queen beds - maximizing sleeping accommodations. Each lower-level bedroom also has its own walkout to the covered patio. Just off the patio, an outdoor shower makes it convenient to rinse off after time on the water. A direct path through the yard leads you right to your private dock, keeping boating, swimming, and fishing just steps away.The exterior is complete with a fire pit, storage shed, professional landscaping, a paved driveway with room for boat parking, and space on the patio for golf cart/sxs parking.The setting feels tucked away while still keeping everyday conveniences within reach.Card-nal Cove Resort & Campground and Gilmore Dock Marina & Restaurant are just a short boat ride away. Lakeshore Dr is only half a mile down the road. Rutledge offers local dining and markets, while Jefferson City and Morristown are just 20 minutes away and provide shopping, restaurants, medical services, and everyday errands. This is the kind of property that makes spending time at the lake feel effortless.

Listing By: Zoe Ferrell - Wallace tnknox Realty.com
  • MLS# 1341090
  • Date Listed05/16/2026
  • Days on Realty 30 Days
  • Bedrooms 4
  • Bathrooms 3 Full baths
  • Lot Size 0.78 acres (33,977 sq. ft)
  • Sewer Septic Tank
  • Subdivision Big-O-Estates
  • Property Type Single Family
  • County Grainger County - 45
  • Year Built 2019
  • Water Public
  • Square Feet 2,424 sq. ft
  • Price Per Sq. Ft $299.09

Interior Features

  • Appliances Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • Flooring Laminate
  • Cooling Central Air, Ceiling Fan(s)
  • Heating Central, Propane

Exterior / Lot Features

  • Exterior Balcony, Dock, Storage
  • Roof -
  • Lot Size Acres 0.78
  • Lot Size SQFT 33,976.80
  • Lot Features Rolling Slope, Waterfront, Level, Landscaped

Directions

From US-25, continue onto US-11. Turn onto Bowen Rd. In 3 miles, continue onto Ernie Roberts Rd. Property is on the right. Sign on Property.

Financial Considerations

Schools near 37861

Explore the local neighborhood highlights and top-rated schools near 37861 in Rutledge, TN.

Nearby Schools

Source: School Digger

Bean Station Elementary School

Public • PK - 6 • Serves this home

8.47 mi

Distance

Manley Elementary School

Public • PK - 5

9.03 mi

Distance

Grainger High School

Public • 9 - 12 • Serves this home

4.79 mi

Distance

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for 37861

Discover key demographics, population statistics, and environmental insights for the Rutledge, TN area.

Population & Environment

Source: Sperling's Best Places

Walkability in TN / 37861

Source: Walk Score

0/100

Car-Dependent

Walk Score ®

0/100

Minimal Transit

Transit Score ®

0/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 5/100.

Property Change History

Agent added 47 new photos to the listing
11 → 58 photos

Points of Interest near 408 Ernie Roberts Rd, Rutledge, TN 37861

Frequently Asked Questions for 408 Ernie Roberts Rd

Source: Realty.com

408 Ernie Roberts Rd, Rutledge, TN 37861 in Big-O-Estates, Rutledge, TN 37861 is a single family listed at $725,000. Highlights include 4 bedrooms, 3 bathrooms, 2,424 sq. ft., built in 2019, 0.78 acre lot, $299 per sq. ft.. Realty.com has 58 photos, sales history, school insights, and mortgage tools for this listing.

Realty.com has 58 photos of 408 Ernie Roberts Rd.

Our records indicate that 408 Ernie Roberts Rd was built in 2019.

The full address for this home is 408 Ernie Roberts Rd, Rutledge, TN 37861.

408 Ernie Roberts Rd has been listed on Realty.com since Sat May 16, 2026

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 5/100.

There are 3 schools assigned to this home. Check out the schools near 408 Ernie Roberts Rd. Bean Station Elementary School (Grades: PK - 6), Rutledge (Grades: 6 - 8), Grainger High School (Grades: 9 - 12)

Listing provided courtesy of: Wallace (tel: 865-584-4000)
Listing agent: Zoe Ferrell (tel: 740-974-9161) (#367075)

This content last refreshed on 2026-06-15 20:51:28. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.