Map location of 3228 Gainer Rd, Chipley, FL 32428
$170,000
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3228 Gainer RD, Chipley, FL 32428

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3 Beds
2 Baths
1,368 Sq Ft

Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally located just outside the Chipley city limits, this property offers the peace of country-style living while remaining close to everyday conveniences. Enjoy easy access to Chipley, a straightforward drive to Panama City, and convenient proximity to Bonifay, making this a great option for those seeking space without sacrificing connectivity. Whether youre looking to renovate, personalize, or invest in long-term potential, this home delivers opportunity, flexibility, and a setting that invites vision and growth.

Listing By: Elaijuah Staten - KELLER WILLIAMS REALTY GULF COAST flpar Realty.com
  • MLS# 677003
  • Date Listed02/09/2026
  • Days on Realty 25 Days
  • Bedrooms 3
  • Bathrooms 1 Full baths, 1 Half baths
  • Lot Size 1 acres (43,560 sq. ft)
  • Sewer Septic Tank
  • Subdivision None
  • County Other Counties
  • Year Built 1975
  • Square Feet 1,368 sq. ft
  • Price Per Sq. Ft $124.27

Interior Features

  • Appliances Electric Water Heater
  • Flooring Carpet
  • Cooling Central Air, Ceiling Fan(s)
  • Heating Central

Exterior / Lot Features

  • Roof Shingle
  • Lot Size Acres 1.00
  • Lot Size SQFT 43,560.00
  • Lot Features -

Directions

To reach 3228 Gainer Road from Interstate 10 (I-10) in the Chipley, FL area, begin by taking Exit 120 onto State Road 77 (also signed as Hwy 77) and head north into Chipley. Continue north on SR-77 for about 5.5 miles out of the I-10 interchange until you reach Monroe Sheffield Road. Turn left (west) onto Monroe Sheffield Road and drive approximately 1.5 miles. Then turn left (south) onto Gainer Road and follow it until you arrive in the vicinity of 3228 Gainer Road, which will be on your right side in the Gainer Road area of Washington County.

Financial Considerations

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in FL / 32428

Source: Walk Score

0/100

Car-Dependent

Walk Score ®

0/100

Minimal Transit

Transit Score ®

12/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 20/100.

Frequently Asked Questions for 3228 Gainer Rd

Source: Realty.com

3228 Gainer Rd, Chipley, FL 32428 is a Single Family 1,368 sq. ft. home listed for sale. Realty.com has 5 photos available of this 3 bed, 2 bath house, listed at $170,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 5 photos of 3228 Gainer Rd.

Our records indicate that 3228 Gainer Rd was built in 1975.

The full address for this home is 3228 Gainer Rd, Chipley, FL 32428.

3228 Gainer Rd has been listed on Realty.com since Mon February 09, 2026

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 0/100, Transit Score: 0/100, Bike Score: 20/100.

Listing provided courtesy of: Keller Williams Realty Gulf Coast (tel: 850-471-5000)
Listing agent: Elaijuah Staten (#30000)

This content last refreshed on 2026-03-06 13:07:09. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 3228 Gainer Rd, Chipley, FL 32428 : MLS# 677003

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