$1,100,000
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406 S Whisper Ridge, Payson, AZ 85541

4 Beds
3 Baths
2,863 Sq Ft

Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout. The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.

  • MLS# 6959737
  • Date Listed12/19/2025
  • Bedrooms 4
  • Bathrooms 2 Full baths, 1 Half baths
  • Lot Size 0.36 acres (15,730 sq. ft)
  • Sewer Public Sewer
  • Subdivision WHISPER RIDGE
  • Property Type Single Family
  • County Gila
  • Year Built 2005
  • Water City Water
  • Square Feet 2,863 sq. ft
  • Price Per Sq. Ft $384.21

Interior Features

  • Appliances Water Softener Owned, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Range
  • Flooring Carpet, Tile, Wood
  • Cooling Central Air
  • Heating Natural Gas

Exterior / Lot Features

  • Roof Composition
  • Lot Size Acres 0.36
  • Lot Size SQFT 15,730.00
  • Lot Features Borders Common Area, Hillside Lot, Cul- De- Sac, Gravel/ Stone Front

Financial Considerations

  • HOA Fee $700 Annually
  • Tax Amount $5,854
  • Terms Cash, Conventional, FHA, VA Loan

Sales & Tax History

Source: Public Records

Local Neighborhood Highlights for 85541

Discover key demographics, population statistics, and environmental insights for the Payson, AZ area.

Population & Environment

Source: Sperling's Best Places

Walkability in AZ / 85541

Source: Walk Score

0/100

Car-Dependent

Walk Score ®

0/100

Minimal Transit

Transit Score ®

25/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.


Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 8/100, Transit Score: 0/100, Bike Score: 12/100.

Property Change History

Property Lot Features updated
Property Interior Features updated

Points of Interest near 406 S WHISPER RIDGE, Payson, AZ 85541

Frequently Asked Questions for 406 S WHISPER RIDGE

Source: Realty.com

406 S WHISPER RIDGE, Payson, AZ 85541 in WHISPER RIDGE, Payson, AZ 85541 is a single family listed at $1,100,000. Highlights include 4 bedrooms, 3 bathrooms, 2,863 sq. ft., built in 2005, 0.36 acre lot, $384 per sq. ft., HOA fee $700 Annually. Realty.com has 40 photos, sales history, school insights, and mortgage to...

Realty.com has 40 photos of 406 S WHISPER RIDGE.

Our records indicate that 406 S WHISPER RIDGE was built in 2005.

The full address for this home is 406 S WHISPER RIDGE, Payson, AZ 85541.

406 S WHISPER RIDGE has been listed on Realty.com since Fri December 19, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 8/100, Transit Score: 0/100, Bike Score: 12/100.

There are 3 schools assigned to this home. Check out the schools near 406 S WHISPER RIDGE. Julia Randall Elementary School (Grades: K - 5), Rim Country Middle School (Grades: 6 - 8), Payson Center For Success High School (Grades: 9 - 12)

Listing provided courtesy of: My Home Group Real Estate (tel: 480-685-2760)
Listing agent: Kristy Dewitz (tel: 480-773-4779) (#kd312)

This content last refreshed on 2026-11-01 09:29:58. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.