Map location of 198 JEFFERSON DR, Palmyra, VA 22963
$520,000
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198 Jefferson Dr, Palmyra, VA 22963

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4 Beds
4 Baths
3,475 Sq Ft

Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classi

Listing By: Pamella Haselton - Blue and Gray Realty, LLC CharlottesvilleVA Realty.com
  • MLS# VAFN2000530
  • Date Listed12/11/2025
  • Days on Realty 4 Days
  • Bedrooms 4
  • Bathrooms 3 Full baths, 1 Half baths
  • Lot Size 0.48 acres (20,909 sq. ft)
  • Sewer Public Sewer
  • Subdivision LAKE MONTICELLO
  • Property Type Single Family
  • County Fluvanna
  • Year Built 2005
  • Water Public
  • Square Feet 3,475 sq. ft
  • Price Per Sq. Ft $149.64

Interior Features

  • Appliances Dishwasher, Electric Range, Refrigerator, Dryer, Washer
  • Flooring Carpet, Ceramic Tile, Hardwood, Laminate, Wood
  • Cooling Central Air, Heat Pump
  • Heating Electric, Heat Pump

Exterior / Lot Features

  • Roof -
  • Lot Size Acres 0.48
  • Lot Size SQFT 20,908.80
  • Lot Features Private, Wooded

Directions

Enter Lake Monticello Main Gate, left on Jefferson, property is on the right. (very close to Slice Gate)

Financial Considerations

  • HOA Fee $122 Monthly
  • Tax Amount $3,813
  • Terms Cash, Conventional, FHA, VA Loan

Nearby Schools

Source: School Digger

Project Return/fluvanna Co

Public • PK - 12 • Serves this home

5.43 mi

Distance

Fluvanna Middle School

Public • 5 - 7 • Serves this home

8.06 mi

Distance

Fluvanna County High School

Public • 8 - 12 • Serves this home

3.43 mi

Distance

Blue Ridge Gov School

Public • 9 - 12

5.43 mi

Distance

Oakland School

Private • UG - UG

4.83 mi

Distance

Sales & Tax History

Source: Public Records

Population & Environment

Source: Sperling's Best Places

Walkability in VA / 22963

Source: Walkscore

16/100

Car-Dependent

Walk Score ®

18/100

Bikable

Bike Score ®

Overview

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

Walkability averages in the surrounding area

The average walkability score in the surrounding area is Walk Score: 3/100, Transit Score: 0/100, Bike Score: 9/100.

Points of Interest near 198 JEFFERSON DR, Palmyra, VA 22963

Frequently Asked Questions for 198 JEFFERSON DR

Source: Realty.com

198 JEFFERSON DR, Palmyra, VA 22963 is a Single Family 3,475 sq. ft. home listed for sale. Realty.com has 54 photos available of this 4 bed, 4 bath house, listed at $520,000. View sales and tax history, use our mortgage calculator and more on Realty.com

Realty.com has 54 photos of 198 JEFFERSON DR.

Our records indicate that 198 JEFFERSON DR was built in 2005.

The full address for this home is 198 JEFFERSON DR, Palmyra, VA 22963.

198 JEFFERSON DR has been listed on Realty.com since Thu December 11, 2025

Almost all errands require a car. It is possible to get on a bus. Minimal bike infrastructure.

The average walkability score in the surrounding area is Walk Score: 3/100, Transit Score: 0/100, Bike Score: 9/100.

There are 3 schools assigned to this home. Check out the schools near 198 JEFFERSON DR. Project Return/fluvanna Co (Grades: PK - 12), Fluvanna Middle School (Grades: 5 - 7), Fluvanna County High School (Grades: 8 - 12)

This content last refreshed on 2025-12-15 21:39:33. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

Export listing data of 198 JEFFERSON DR, Palmyra, VA 22963 : MLS# VAFN2000530

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